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How to find out what insurance group a bike is

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m0l0t0v
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Joined: 20 Sep 2006
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PostPosted: 22:00 - 12 May 2008    Post subject: How to find out what insurance group a bike is Reply with quote

I've tried using the search function on BCF and it keeps saying it's too busy and can't find anything on google.

Could anyone tell me how to find out the insurance groups for bikes or the insurance group on a Hornet 600 ('99) and a NC30 ('92)?

Reason I'm asking is because my friend said I can ride his NC30 when my arm heals since he doesn't have a license. So I call up my insurance company (Devitts) and ask about it, they say i'll be a £20 administration charge which sucks but I did expect it.

Then she says the underwriters can't insure me on it because of my age? I've been insured on it before (2 months on ebike before) and the performance of both bikes is roughly the same... I know the NC30 is more sport inclined but the Hornet has more power as stock (claimed anyhow) and it is a little bit heavier...

Meh.

Ta much Thumbs Up
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'99 Hornet 600 Sad, VFR 400 NC30 '92 Neutral, Kasawamasaki GT 550 Crying or Very sad, '98 Hornet 600 Mr. Green
**\Tarmacsurfer/** said: It's that immaculately manly coiffure of yours isn't it. One glimpse of your virile locks and the punters can't wait to buy whatever it is you suggest, as it might let them be just a little bit like the Adonis that is our very own Molly Very Happy Doovydoo said: Its not my fault I can't get it up properly, I just wasn't blessed Wink
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Whosthedaddy
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Joined: 11 Dec 2005
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PostPosted: 22:11 - 12 May 2008    Post subject: Reply with quote

Parkers have insurance groups as do MCN bike reviews. Older bikes? You may be on you own there.
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MarJay
But it's British!



Joined: 15 Sep 2003
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PostPosted: 22:19 - 12 May 2008    Post subject: Reply with quote

From memory they are both NU group 12, but insurance groupings are only meant as a guide, I think there is some more complex method for working it all out going on in the background.

It might be based on how easy the bike would be to replace and also some people won't insure you unless you're the registered keeper and stuff like that.

There are other factors involved, and I don't think that knowing they are both NU group 12 will help you. Especially as you've just had an accident!!
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F; Cheap project: CBR900RR FireBlade
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.
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m0l0t0v
World Chat Champion



Joined: 20 Sep 2006
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PostPosted: 22:26 - 12 May 2008    Post subject: Reply with quote

Ok just checked on Parker's and they are both group 12.

WTF?

Gonna give them a call again...
____________________
'99 Hornet 600 Sad, VFR 400 NC30 '92 Neutral, Kasawamasaki GT 550 Crying or Very sad, '98 Hornet 600 Mr. Green
**\Tarmacsurfer/** said: It's that immaculately manly coiffure of yours isn't it. One glimpse of your virile locks and the punters can't wait to buy whatever it is you suggest, as it might let them be just a little bit like the Adonis that is our very own Molly Very Happy Doovydoo said: Its not my fault I can't get it up properly, I just wasn't blessed Wink
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m0l0t0v
World Chat Champion



Joined: 20 Sep 2006
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PostPosted: 22:28 - 12 May 2008    Post subject: Reply with quote

MarJay wrote:
From memory they are both NU group 12, but insurance groupings are only meant as a guide, I think there is some more complex method for working it all out going on in the background.

It might be based on how easy the bike would be to replace and also some people won't insure you unless you're the registered keeper and stuff like that.

There are other factors involved, and I don't think that knowing they are both NU group 12 will help you. Especially as you've just had an accident!!


I would be the registered keeper as I explained to the lady and I told her about my accident and how it happened and it's been noted down. Didn't make a change to anything though Confused

Also, awhile ago I did a random quote with Devitts for the NC30 and I could get insured... think it might have ben different underwriters though.

Meh, it's just I'd rather not cancel this year as I'm halfway through already and paid for it all as well Sad
____________________
'99 Hornet 600 Sad, VFR 400 NC30 '92 Neutral, Kasawamasaki GT 550 Crying or Very sad, '98 Hornet 600 Mr. Green
**\Tarmacsurfer/** said: It's that immaculately manly coiffure of yours isn't it. One glimpse of your virile locks and the punters can't wait to buy whatever it is you suggest, as it might let them be just a little bit like the Adonis that is our very own Molly Very Happy Doovydoo said: Its not my fault I can't get it up properly, I just wasn't blessed Wink
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joseph.griffin
Renault 5 Driver



Joined: 22 Jul 2007
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PostPosted: 22:33 - 12 May 2008    Post subject: Reply with quote

A useful site for insurance groups...

https://www.vauntage.co.uk/bike_groups.htm

Joe
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1999 Honda NSR125RX F Black and Silver (but with loads of scratches)
13/04/08 - Now a 1991 Honda VFR400R-M NC30 Black and Grey (Not road legal yet)
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