Mce insurance

[tutton]

Righty so, been with mce for a year coming up 10th of january,
as my bike is hardly roadworthy im not going to carry on insuring it for another year.
They have sent me a letter thats rather confusing, and ive been put on hold 3 times trying to get through to someone english who can understand a somerset/cornish accent.

What id like to know is are they going to try carrying on the insurance at the renewal date without me asking them to?
as it was taken out on behalf of rbs finsure as i paid monthly, but no new plan has come through, does anyone know whats what?
obviously dont want the pain of trying to claim money back..
cheers
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[Fadel]

I believe when I had insurance with them they wanted to carry on the direct debit, had to give them a ring to say no and also tell the bank to cancel it too.

I'd cancel the DD if it's all paid for for this year then you've no worries with having to get money back.

[MattEMulsion]

Check your documents to see if it say anywhere that the policy will carry on unless you cancel.

Or do what I did when I was with MCE (although I did pay in full up front at the start of the policy), I just emailed them before it ran out and told them that I didn't wish to renew the policy when it lapsed. I kept a copy of the email just in case there was any problems.

MCE used to have and probably still do have a premium rate phone number. Sod that if they think I was going to spend a fortune by ringing them to tell them I didn't want their expensive renewal.
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Yamaha YZF-R6

[Flip]

Make sure the policy is not automatically renewed. I had a car insured with elephant and they auto renewed it. Cost me money to cancel it all because I didn't read the letter properly.

[arry]

Definitely contact your bank and ensure a stop on the DD is placed, otherwise telling Finsure to stop it won't be enough.

[vt6]

I always keep a record of emails to and from them, always making sure I word everything correct to get them to agree to it exactly. At least then its fault on their side not mine sort of thing.

[st3v3]

I'm having a full on dispute with 'em at the mo; and was/am doin installments too, just cancel your D/D from a set date and they can't do anything. The contract between you only commences when you initially pay for the service they provide. If they send you anything out inc a statement of fact then send it back as RTS but write on the envelope "not required" this way you don't pay a penny in postage and you haven't accepted the statement of fact, because doing so starts of the contract.
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Roger wrote: Women don't get damp for clingy puppies. Get some better happy pills, hit the gym & buy a medallion the size of a dinner plate. Job done

[tutton]

How do i know when to cancel the dd?
im guessing im going to have to find out if theyve taken this months payment right?
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[Mr Nice Guy]

I was with MCE and they autorenewed on my ass, so best to call up ahead and cancel.
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Suzuki GSX-R750K4 ~ Mivv GP

[binge]

Yep, Then you need to cancel the DD with your bank.
Also, ring up MCE asap because some insurances require cancellation in writing.

[tutton]

Right cheers chaps
will give em a bell tomoz when i wake up, and the bank to get the dd stopped.
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[Mr Nice Guy]

[tutton]

Just thought of another question if i dont want to get another insurance policy till say feb, will they keep my no claims bonus details on file or do i need send off for that at cancellation?
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[Mr Nice Guy]

Ask them to send you your "proof of no claims entitlement". Don't let them charge you for it either.
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Suzuki GSX-R750K4 ~ Mivv GP

[arry]

[tutton]

Just phoned took 2 mins to get through
asked for me number and personal details
i said i wanted to stop insuring at renewal time,
he said sure sure i will lapse the policy now, and would you like your no claims certificate through
i said yes cheers

Cheers bcf
____________________
Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30