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no claims bonuses?

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steppen22
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Joined: 18 Feb 2008
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PostPosted: 20:41 - 21 Jan 2009    Post subject: no claims bonuses? Reply with quote

how do these work.

I have three bikes, no claims on any for a year, does that mean I have three years no claims? Are no claims only valid if you continue with the same insurer, etc?

thanks.
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MinhDinh
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PostPosted: 20:44 - 21 Jan 2009    Post subject: Reply with quote

i know you can move it to the next year from insurer to insurer but not sure about the 3 bikes equalling 3 ncb's.

i would assume it would still be one year, but i may be wrong.
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G
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Joined: 02 Feb 2002
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PostPosted: 20:47 - 21 Jan 2009    Post subject: Re: no claims bonuses? Reply with quote

They are valid for any insurer and even some car insurance!
You have three lots of one year's no claims that you can only use on three separate policies, not one.
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t121anf
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Joined: 23 Feb 2007
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PostPosted: 22:19 - 21 Jan 2009    Post subject: Reply with quote

as g said basically.

you can't add them together but you are in a strong position if you are after a summer and winter bike etc as you have 1x ncb for each, with another left over as a spare.

also if you claim on one you only lose the ncb for that trail/policy, althought you still need to declare the claim Sad
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Hutchysrs50
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Joined: 15 Sep 2008
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PostPosted: 00:14 - 23 Jan 2009    Post subject: Re: no claims bonuses? Reply with quote

steppen22 wrote:
how do these work.

I have three bikes, no claims on any for a year, does that mean I have three years no claims? Are no claims only valid if you continue with the same insurer, etc?

thanks.


you look abit young to have 3 bikes Whistle
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Yarri
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Joined: 18 Nov 2006
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PostPosted: 01:10 - 23 Jan 2009    Post subject: Reply with quote

if this worked i would just buy 3 shitty 50cc scoots and insure all them 3 for low price just to build up ncb
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