using bike no claims bonus for car

[yankeedoodle]

someone told me about this and I'd like to know more.

I was told that some companies will allow you to take 1ncb from your bike record, and transfer it to your car record

Has anyone done this? I'd like to find out more

Thanks
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Bandit 600

[matt_uk]

Churchill, tesco and direct line, all take motorbike no claims on a car policy, there may be more but thats all i know.
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- - - BIKE - - - Passed CBT : 21/07/06 - - - Currently : Riding a 2001 Aprilia rs125 (SOLD)
- - - CAR - - - Passed Theory 20/07/06 - - - Lessons, Test on 15th Jan 08... Passed 2 minors

[yankeedoodle]

[Major_Grooves]

I used Churchill recently for this reason.

I believe Ecar might also allow you to do this.
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About me|@Major_Grooves|My company|Digg|Flickr

[matt_uk]

Churchill are good for this reason, and this reason only, there are far more cheaper insurance around when you pick up your 1 year car no claims.

Churchill wont insure me on some cars when i have 2 years no claims and license for 2 years, where as others will insure me for cheap with license for 1 year and 1 year ncb.
____________________
- - - BIKE - - - Passed CBT : 21/07/06 - - - Currently : Riding a 2001 Aprilia rs125 (SOLD)
- - - CAR - - - Passed Theory 20/07/06 - - - Lessons, Test on 15th Jan 08... Passed 2 minors

[Major_Grooves]

[matt_uk]

I have no idea, do you think it would? What would happen if i used 1 years motorbike, and 1 years car with any car insurance? I must have to tell them that one is motorbike, and one is car as i would have car license for a year and 2 years no claims.
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- - - BIKE - - - Passed CBT : 21/07/06 - - - Currently : Riding a 2001 Aprilia rs125 (SOLD)
- - - CAR - - - Passed Theory 20/07/06 - - - Lessons, Test on 15th Jan 08... Passed 2 minors

[Mr Nice Guy]

It wont show up as 2 different discounts, just the number of years. Shit thing is, you can only use each once.

So if you have both a car and bike, you can use it on the car or on the bike, not both.
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Suzuki GSX-R750K4 ~ Mivv GP

[matt_uk]

Yea i know that, i only have a car anyway, but it will look odd when i put license for a year and 2 years no claims, do you think all insurers would take them both, would i have to tell them? or just send them proof from Churchill i have two. They cud choose not to pay out if they found out though couldn't they?
____________________
- - - BIKE - - - Passed CBT : 21/07/06 - - - Currently : Riding a 2001 Aprilia rs125 (SOLD)
- - - CAR - - - Passed Theory 20/07/06 - - - Lessons, Test on 15th Jan 08... Passed 2 minors

[Mr Nice Guy]

Hmm, but you've had your license for as long as you've had the bike, you've had the bike entitlement part of it for a year you mean?

I hate insurance

I'd be upfront about everything. And I don't think all insurers will entertain you.
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Suzuki GSX-R750K4 ~ Mivv GP

[matt_uk]

Yea i know, i will be upfront. I got until Feb 18th until i get my cars NCB, then i can get a nice car.
____________________
- - - BIKE - - - Passed CBT : 21/07/06 - - - Currently : Riding a 2001 Aprilia rs125 (SOLD)
- - - CAR - - - Passed Theory 20/07/06 - - - Lessons, Test on 15th Jan 08... Passed 2 minors

[smegbrains]

You should ask Churchill if the bike NCB can still be counted if you change insurer when you come to renew next year.

For example, my mate has been a named driver on his mums car for a year with Direct Line. They said he would accrue a NCB for this.

When he got his own car, the accrued NCB was only usable with Direct Line, they wouldn't transfer it to another company.

In your situation, I would expect this to mean that instead of being able to get quotes with 3 years NCB next year (bike + car) you will only be able to get quotes for 2 years NCB (car only)

[G]

[_Will_]

Carol nash do a joint policy which i will be doing this come renewal time.
They give you full ncb on the bike then mirror it for however long you've had your car licence.
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Past -Honda qr50 | 2004 Peugeot Tkr s 50| | 1996 Yamaha XJ600s Diversion|

[matt_uk]

[EuropeanNC30R...]

I transferred mine ok too.

As described, direct line will take your bike NCB for a car. Once your year is finished with them, other insurers take your proof of NCB from direct line's renewal, which just says you have 6 years NCB or whatever. Not that 5 years was bike and 1 year car.

[matt_uk]

[G]

[matt_uk]

Ok thanks, well i have to wait until feb, until i get the car NCB, then ill ring around and ask. Looks like ill be getting a bigger engine than i thought then.
____________________
- - - BIKE - - - Passed CBT : 21/07/06 - - - Currently : Riding a 2001 Aprilia rs125 (SOLD)
- - - CAR - - - Passed Theory 20/07/06 - - - Lessons, Test on 15th Jan 08... Passed 2 minors

[Beavis]

As explained above, using a bike NCB on a car is possible provided you go about it properly. I had an NSR125 when I was 17 and then passed my car test when I was 18. As an 18 year old lad with 0 yrs NCB, insuring anything over a 1200cc was out of the question at the time.

Then I realised Churchill took bike NCB, so decided to go with them and bought myself a Honda civic 1.4 which worked out at around the same price as a 1.2 would have done with 0yrs ncb anywhere else.

As soon as the first year was over I simply switched to the cheapest company and gave them my renewal as form of ncb proof, no questions were asked. As somebody mentioned earlier, even if the company doesn't accept ncb from a bike, most online quotes will not query the dates as you can obtain another yrs ncb when you are on a provisional. The online systems just aren't clever enough to realise you are trying to pull a fast one as it assumes it is legit. As long as you get that first renewal form which shows 1 year ncb, each company you go to thereon will ask no questions and it'll save you some hard earned £££.

I'm 21 and now own a '52 plate Civic EP3 type-r, and am insured with having 4 years NCB. In fact I have the proof of NCB sat right in front of me... although having said that I'm now with Directline anyway so theres no issues either way.

=chris=
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=If we descended from apes, then why do we still have Monkeys?=

[Beavis]

As explained above, using a bike NCB on a car is possible provided you go about it properly. I had an NSR125 when I was 17 and then passed my car test when I was 18. As an 18 year old lad with 0 yrs NCB, insuring anything over a 1200cc was out of the question at the time.

Then I realised Churchill took bike NCB, so decided to go with them and bought myself a Honda civic 1.4 which worked out at around the same price as a 1.2 would have done with 0yrs ncb anywhere else.

As soon as the first year was over I simply switched to the cheapest company and gave them my renewal as form of ncb proof, no questions were asked. As somebody mentioned earlier, even if the company doesn't accept ncb from a bike, most online quotes will not query the dates as you can obtain another yrs ncb when you are on a provisional. The online systems just aren't clever enough to realise you are trying to pull a fast one as it assumes it is legit. As long as you get that first renewal form which shows 1 year ncb, each company you go to thereon will ask no questions and it'll save you some hard earned £££.

I'm 21 and now own a '52 plate Civic EP3 type-r, and am insured with having 4 years NCB. In fact I have the proof of NCB sat right in front of me... although having said that I'm now with Directline anyway so theres no issues either way.

=chris=
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=If we descended from apes, then why do we still have Monkeys?=

[carvell]

Bear in mind also that if you use your bike NCB on a car then you then have 0 years for the bike, if you were to insure that alongside the car.
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Yamaha TDM 850