Bike Security for Insurance

[teuma86]

Hi all

Planning on getting a new ER-6F
As I am young and only been riding 6 months, insurance is a killer.

So I want to ask about security to help insurance

Security Markings
Data Tag or Alpha Dot?
Is one better than the other for insurance purpose or are they both equal?

Alarm / Immobiliser
With Cost of, compared to insurance discount, any recommendations?

Any other tips and tricks to help insurance?

[Graprilia]

what you could do is run a few quotes , change a couple of the options so for e.g. say you have DATA TAG then see what the cost is.

Then say you have ALPHA DOT and see if it makes any savings.

And just carry on like that and see what kind of prices get thrown up.
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Piaggo liberty 125 SOLD - CBR 125 - SOLD Aprilia RS 125 - SOLD CBR 400 NC29 - SOLD ZX6R currently own https://bikepics.com/members/Graprilia/

[Finglonga]

You only get discount for one security item fitted not each one. So you could have the best chain, Alarm, Disc lock and DataTag but you only get the discount on the highest Thatcham rated product. Otherwise every inexperienced rider would fit every security item to the bike to save money on the policy.

Post code and where you keep the bike can make a difference as can voluntary excess.
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Andy Sez....
F.Y.Y.F.F.

[iooi]

I don't think that increased security will make much diffrence. Might see 10% if you are lucky.

Your main problem's are....

Age,
Experiance
Cost of Bike,
Type of Bike,
Postcode..
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Just because my bike was A DIVVY, does not mean i am......

[eddyh]

Also if it is garaged make a world of difference.

[aletank]

I don't rate extra security for insurance discount at all !
On my R6 I had the top of the range Meta Alarm/Imobilser fitted (about £300)and it gave me a £30 a year discount on my £630 a year policy.
I very much doubt a Datatag etc would make much difference and if such a alarm made such little difference how much are highly rated locks etc goin to make ?
If you do tell your insurance company it has X Y Z kinda lock on it and the one time you don't put it on and somethin happens how will that effect the company paying out ?
The best way is to play about on the online quotes web pages to find out.
I know a car is different but I get £10 a year discount on my £450 per year car policy for putting my car in a garage at night !!
Insurance companies want you to add all this extra security but from what I can see they don't offer worthwhile discounts !
Let us know how you get on and what discounts you are offered !
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2004 05 Plate Yamaha R6, Mistral Black - SOLD
2009 Triumph Street Triple 675 R, Matt Graphite - SOLD

[Nicky-Jano]

[G]