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transfering ncb with insurance companys

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kenny
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Joined: 04 Jan 2005
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PostPosted: 17:47 - 23 Feb 2009    Post subject: transfering ncb with insurance companys Reply with quote

does anyone know a car insurance company that will use/transfer my 5+ ncb from my bike as hopefully i pass my car test soon, plus i i where to transfer my ncb would that mean i lose them for the bike then.
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Polo
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PostPosted: 17:59 - 23 Feb 2009    Post subject: Reply with quote

Loads of companies accept bike NCD. Just check when you ring.
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Major_Grooves
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PostPosted: 18:09 - 23 Feb 2009    Post subject: Reply with quote

Nope, only a select few companies will accept it.

I did it a few months ago. AFAIK the companies are: Churchill (who I used), Tesco, eCar. (maybe also directline?)
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Polo
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PostPosted: 18:15 - 23 Feb 2009    Post subject: Reply with quote

Apologies if that is the case. I support the computer systems for three of those companies Embarassed
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yankeedoodle
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PostPosted: 12:13 - 24 Feb 2009    Post subject: Reply with quote

yes, if you transferred them to your car, you would have to start with 0ncb on your bike again
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arry
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PostPosted: 12:19 - 24 Feb 2009    Post subject: Reply with quote

Minty wrote:
Apologies if that is the case. I support the computer systems for three of those companies Embarassed


At an educated guess; Churchill, DL and Tesco by chance? Wink
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Polo
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PostPosted: 15:29 - 24 Feb 2009    Post subject: Reply with quote

<low key hi-5>
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Walloper
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PostPosted: 11:45 - 25 Feb 2009    Post subject: Reply with quote

yankeedoodle wrote:
yes, if you transferred them to your car, you would have to start with 0ncb on your bike again



Helloooo..... Based on what reasons???
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Mr.Everready
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PostPosted: 11:49 - 25 Feb 2009    Post subject: Reply with quote

Why ? Is this not the case ?

NCB is usable on one vehicle at at time afaik.
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Walloper
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PostPosted: 12:06 - 25 Feb 2009    Post subject: Reply with quote

Mr.Everready wrote:
Why ? Is this not the case ?

NCB is usable on one vehicle at at time afaik.


No Claim Bonus is only what it says No Claim Bonus.....
Nowt to do with the vehicle.

Some companies will accept Motor NCB for Bike cover and vice versa.
The thing to do is call the insurers or the brokers. Smile
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Major_Grooves
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PostPosted: 12:19 - 25 Feb 2009    Post subject: Reply with quote

Walloper wrote:


No Claim Bonus is only what it says No Claim Bonus.....
Nowt to do with the vehicle.

Some companies will accept Motor NCB for Bike cover and vice versa.
The thing to do is call the insurers or the brokers. Smile


Eh? Confused

There's only a few companies that will accept NCB built up on a bike to be used on a car policy. I've listed them above. I'm not sure about using car NCB on a motorbike policy, but I think it is restricted. In theory you could switch between car and bike NCB each year if you used the right companies, and it would therefore make no difference where your NCB came from.

If you use your bike NCB on a car policy then you can't use it on your bike. You have to start from 0 again.
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kenny
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PostPosted: 17:30 - 25 Feb 2009    Post subject: Reply with quote

thanks for the advise all Thumbs Up , its just a bit of investegating at mo to see weather or not it would be worth buying a car
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MattHirst
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PostPosted: 19:02 - 25 Feb 2009    Post subject: Reply with quote

Major_Grooves wrote:
Walloper wrote:


No Claim Bonus is only what it says No Claim Bonus.....
Nowt to do with the vehicle.

Some companies will accept Motor NCB for Bike cover and vice versa.
The thing to do is call the insurers or the brokers. Smile


Eh? Confused

There's only a few companies that will accept NCB built up on a bike to be used on a car policy. I've listed them above. I'm not sure about using car NCB on a motorbike policy, but I think it is restricted. In theory you could switch between car and bike NCB each year if you used the right companies, and it would therefore make no difference where your NCB came from.

If you use your bike NCB on a car policy then you can't use it on your bike. You have to start from 0 again.


If you no longer wanted to use it on the car, couldn't you transfer them back to the bike and start at 0 NCB with the car?

If that makes sense Smile
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Major_Grooves
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PostPosted: 21:08 - 25 Feb 2009    Post subject: Reply with quote

MattHirst wrote:


If you no longer wanted to use it on the car, couldn't you transfer them back to the bike and start at 0 NCB with the car?

If that makes sense Smile


I guess so, but I don't know how easy it is to transfer from car to bike.

You'd be better off just building up some NCB on both. Thumbs Up
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