Robbing B*stards

Dalemac · World Chat Champion Joined: 15 Oct 2006 Karma :

My bike is insured in lincoln, where i am at university.

I have come home and brought the bike back, and am now off on holiday for a month, so the bike will be garaged at my parents address.

I phoned up my insurance company to tell them it is going to be off the road and garaged in my parents garage for a month. i thought this would be the right thing to do, incase the bike gets nicked while im away.

The thieves just took £50 off me for it being garaged for a month at a different address.

Wish i would have just left it!
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~~YBR125~~ -> GPZ500S -> SL1000

Raffles · World Chat Champion Joined: 14 Apr 2009 Karma :

Which insurance company is it? Name and shame them.

My money's on Bennetts. It sounds like their M.O.
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A good loser will always be a loser.

Dalemac · World Chat Champion Joined: 15 Oct 2006 Karma :

Its A-Quote.

wankers.
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~~YBR125~~ -> GPZ500S -> SL1000

OssY · Nearly there... Joined: 12 Jan 2009 Karma :

i would have told them to take a running jump.

Charlie · World Chat Champion Joined: 27 May 2007 Karma :

Having my bike insured in Leeds tripled the price, it hasn't come to Leeds needless to say.
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Past: Honda x8rs, Honda City fly, Honda Hornet 250, Honda VFR750, Yamaha xt600e.
Current: Honda CBR929RR & Yamaha XT660Z Tenere

OssY · Nearly there... Joined: 12 Jan 2009 Karma :

it is just a licence to print money really.

colin1 · Captain Safety Joined: 17 Feb 2005 Karma :

any excuse to charge a fee
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colin1 is officially faster than god

instigator · Super Spammer Joined: 19 Oct 2004 Karma :

M1ke · Ped Boi Joined: 11 Jun 2002 Karma :

Ring them up and cancel it!

MattHirst · World Chat Champion Joined: 25 Jun 2006 Karma :

ncrn · World Chat Champion Joined: 24 May 2006 Karma :

I'm not seeing the reasoning for telling them the bike is going to be parked in a garage at a different address for a week? You have social and domestic as part of your cover right? Falls under that category.
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Past: 55 Sym Jet, 91 ZZR250, 03 NSR125R. Present: 97 ER-5.
https://www.nsr125.co.uk - NSR Owners forum.

Phoenix · Twisted Firestarter Joined: 01 Aug 2002 Karma :

Well that kind of makes sense as Coventry is a much higher risk area than Lincoln so they would charge. If it was stolen from there while you were on holiday for a month then they may ask why it was still insured at Lincoln, so you technically did the right thing but got stung for it. Whether a month is long enough to warrant changing the address depends on the small print in your policy so you should read it really. They should refund you some of that when you move it back to Lincoln, but most of that £50 was probably an admin fee which is non refundable.

I had something similar happen with MCE, insured as ungaraged at my flat, I moved it to Sarah's over the winter months to be garaged and secure, told them and there was no charge but when I brought it home again they tried charging me £100, lots of phonecalls and refusal to pay it resulted in them dropping the fee. In future just be really bloody obstinate, they'll try and get away with what they want if you argue enough they'll eventually realise they're not going to get away with it.