Stupid actions have multiplied my unnecessary accident

[mcgrime]

I decided to use an uninsured and untaxed motorbike in order to make it to an exam and it just happens to be the day when a silly driver wants to try and kill me. Yes i know, stupid, on my behalf but the exam was important and tube strikes did not help.

So here i am, a minute away from my destination and i have just pulled out from a slip road and am going past 3 or 4 stationary traffic to get in lane of a traffic light junction i am all too familiar with like the back of my hand.

Then this 7 seater taxi decides to go mad and without indication turns right across my path. Normally i am careful of cars like these after my last accident but the scary thing was there was no road for the car to turn into....so he was either tryna drive over a pavement and kill pedestrians or attempt a U-turn on this small busy part of the road in a 7 seater

No need to guess what happens next, with no indication i drive straight into his wingshield mirror albeit at 10MPH (as i had just pulled out)

Witnesses backed me up, seen by paramedics, police took the bike and fined me.

and the no insurance just generally complicated issues and i recommend not to drive uninsured...not worth the hassle especially if the accident is not your fault.

After my last accident with a stupid driver knocking me down, i am now just set on claiming compensation for personal injuries (which i let slide previously)

The funny thing was this driver tried to drive away but the public stopped him, however he is insured.

I have a feeling noone is going to be helpful but how can i go about claiming against him without insurance. It must be possible as i done a similar thing with my last accident as i only had third party

and tbh not looking for no sympathy, ive learned my lesson....just advice

[J D]

Big difference between claiming when your only 3rd party and not having any insurance at all .

[Blau Zedong]

Damn...I couldn't find a "you gonna get raped" pic quick enough
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18:54:48 Rob Fzs: jews don't give away stuff for free

18:54:59 Rob Fzs: unless its their clothes/ hair/ golden teeth

[mcgrime]

[mcgrime]

[Ste]

[tutton]

[mcgrime]

[swiftb]

You ride uninsured and untaxed and actually have the audacity to think of a 'personal injury claim' ?

[mcgrime]

[J D]

Wont hold up in court, you should never have been on the road in the first place.

[G]

From what I know, there should be no issue with your claim really.

Claiming from a third party has absolutely nothing to do with your insurance, unless you're actually claiming from your own fully comp insurance and expecting them to claim against the third party.

The issue will be how much trouble you are in with the police if you get done.

Lesson to be learnt is that if you're doing one thing dodgy... make sure everything else is squeaky clean (ie looking out for stupid drivers)!

[swiftb]

[mcgrime]

[tutton]

Wrong, it would go through your insurers, as they'd be the ones chasing up the payment and case...
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[mcgrime]

[thewildblue]

Whether you did or didnt have insurance doesnt matter as the taxi driver could have pulled out on someone else and was out of order, then if they had the audacity to try and leave, they need to be done by the police as think who else they have done that to and who else they may do it to in the future.

Personally if your going to be stupid and ride an uninsured untaxed bike, you shouldnt have been filtering and just left earlier and sat in the traffic but made use of the transport. If your going to be a criminal be a clever criminal.

[G]

[tutton]

Well they do that dont they, the ambulance chasers that are related to the insurance company are always phoning up around 5 times after a accident checking about any injuries they can claim for you for.
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[Kickstart]

Hi

With a conventional 3rd party claim against another driver, your own insurance is irrelevant (and I have had to claim myself as a 3rd party). You insurance just covers your liability from causing damage or injury.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[mcgrime]

[J D]

So what injuries did you suffer then?

[LordShaftesbu...]

Just read through this thread and my God, you don't half get a lot of shit advice on this forum.

How many people got it wrong before Kickstart chimed in?

[mcgrime]

[tutton]

So what happens now if the liability is disputed,
and it turns out anything less than 100% in the ops favour?
Say for example the other driver claimed off you for the damage anyone know what would happen from here, wouldnt he have to go to the mib for payment?
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30