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insurence write off grades

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irdawood This post is not being displayed because the poster is banned. Unhide this post / all posts.

McJamweasel
BCF Junkie



Joined: 22 Mar 2002
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PostPosted: 23:44 - 18 Jul 2003    Post subject: Reply with quote
I don't think so but I'm not sure.

Class C and D are written off for economic reasons - basically the in-sewer-rats decided that it would cost more to fix (with official parts and labour) than to replace.

Class B cannot be put back on the road but can be broken for spares.

Class A cannot be put back on the road and cannot be broken.
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Hex
Party Boy



Joined: 04 Feb 2002
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PostPosted: 10:31 - 19 Jul 2003    Post subject: Reply with quote
It wont be on a Q plate for a cat D mate, least it shouldn't be.
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TiN
Pocket Tin



Joined: 14 Feb 2002
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PostPosted: 10:58 - 19 Jul 2003    Post subject: Reply with quote
AFAIK, the bike will only be a Q-plate if the original frame has been defaced or damaged in anyway, which means that the DVLA will need to issue you with a new frame number etc.
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Kickstart
The Oracle



Joined: 04 Feb 2002
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PostPosted: 12:11 - 19 Jul 2003    Post subject: Reply with quote
Hi

"Q" is for a query plate, where they cannot identify the age of the vehicle. This is basically one where (as Tin says) the frame number has been defaced so cannot be identified, or where a major component has been replaced (like the frame).

Most "Q" plates are probably on either kit cars / bikes, or on bikes that have been stolen some time in the past.

All the best

Keith
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skippy
Borekit Bruiser



Joined: 23 Jan 2003
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PostPosted: 19:09 - 19 Jul 2003    Post subject: Reply with quote
How exactly will having the bike as an insurance write off affect the bike (only cosmetic write off, no mechanical faults)? ie, insurance costs more?cant claim on insurance again?
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Phoenix
Twisted Firestarter



Joined: 01 Aug 2002
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PostPosted: 21:58 - 19 Jul 2003    Post subject: Reply with quote
It won't affect the insurance at all if your bike's been written off unless it's on a Q-plate which will often bump your premium up.

An insurance history such as a write-off can affect the resale value of a bike though even if it's fully repaired, my Blade was a Cat C writeoff in 1998.
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Hex
Party Boy



Joined: 04 Feb 2002
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PostPosted: 22:00 - 19 Jul 2003    Post subject: Reply with quote
Phoenix wrote:
An insurance history such as a write-off can affect the resale value of a bike though even if it's fully repaired, my Blade was a Cat C writeoff in 1998.


Will affect the re-sale value as it will be on the register, and people don't necessarily like that.
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 22:03 - 19 Jul 2003    Post subject: Reply with quote
True, but that won't be a lose, as he is looking at buying a write off thus it will be cheaper to start with Smile
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Phoenix
Twisted Firestarter



Joined: 01 Aug 2002
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PostPosted: 01:26 - 20 Jul 2003    Post subject: Reply with quote
that's why I said "can" affect the resale value Hex, as it won't bother everyone just most people.
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TiN
Pocket Tin



Joined: 14 Feb 2002
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PostPosted: 01:51 - 20 Jul 2003    Post subject: Reply with quote
A repaired Cat D (using original plastics) is as good as any other used bike IMO, and so are most Cat C's...however, it would probably be best to be a little wary of bodge-job Cat C's as they could be dangerous.

Your (Irdawood) bike should have a V5 (please say that you have a V5) which should state the bike's registration on it.
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Kickstart
The Oracle



Joined: 04 Feb 2002
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PostPosted: 02:03 - 20 Jul 2003    Post subject: Reply with quote
Hi

Dealers will be reluctant to touch a write off for a part exchange, as will plenty of private buyers.

All the best

Keith
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irdawood This post is not being displayed because the poster is banned. Unhide this post / all posts.

PsychoHippy
Jammy Git



Joined: 02 Jul 2002
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PostPosted: 02:30 - 20 Jul 2003    Post subject: Reply with quote
irdawood wrote:
no v5 what does this mean..... Embarassed

It means it could be nicked. Whoever owns the bike should have the V5, and if it was a right off by the insurance company then they should have it. Confused
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irdawood This post is not being displayed because the poster is banned. Unhide this post / all posts.

Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 02:32 - 20 Jul 2003    Post subject: Reply with quote
irdawood wrote:
ok so what do i need to do now?.,,, hmmm Crying or Very sad


Walk away and leave it.
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TiN
Pocket Tin



Joined: 14 Feb 2002
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PostPosted: 10:26 - 20 Jul 2003    Post subject: Reply with quote
irdawood wrote:
V5 N
...
no v5 what does this mean..... Embarassed


The V5 is a bit of multicoloured paper that has the details of your bike on it. What's that thing that you mentioned on the top there? ("V5 N")
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Doddmaster
World Chat Champion



Joined: 02 Feb 2002
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PostPosted: 21:10 - 20 Jul 2003    Post subject: Reply with quote
Yay! My Husky is a cat C, and I have been allowed to keep it!!

So if I get various bits straightened out, do i just need an MOT to get it on the road again?
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