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| nowhere.elysium |
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 nowhere.elysium The Pork Lord

Joined: 02 Mar 2009 Karma :    
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 Posted: 20:28 - 02 Sep 2009 Post subject: Anyone know Surrey fairly well, from a housing perspective? |
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Hi all - I've got a house-related question.
The Mrs is currently looking at the possibility of her job moving to Redhill, with a noteworthy pay increase. However, since she lives near Stratford, that means that travel's gonna get expensive and lengthy. The quickest we've narrowed it down to is about 40 mins overground, and 30 mins underground travel each way, at a cost of about £325 per month. Although work will pay for the travel, it's a bit of an arcane method for getting reimbursement, and takes a month or more sometimes, thus causing potential financial headaches.
We're thinking about getting a place together out there now, but I don't know the territory too well, plus what I'm seeing isn't particularly cheap. Can anyone tell me of nearby areas that don't cost the same as a London house, but aren't in too shitty an area? Bear in mind that we're used to Newham, so we can deal with a certain amount of roughness to the area, but we'd like to think that we're looking at somewhere that's a bit more civilised...
Ideally, we'd be looking to buy, preferably something like a 3-bedroom house, but can manage a 2-bedroom flat if needs be. There's currently 1 sprog involved, and possibly more in the nearish future (i.e. next three to four years or so). I currently own my place, she rents hers - the only constraint on my moving at the moment is that I'm in the last half-year of a 2-year fixed-rate mortgage, and I'm thinking of selling in 2011 in the hope of at least breaking even on the amount I paid for my flat, if not turning a slight profit.
Anyone got any thoughts/suggestions? If we can find a nice place out there, we may be able to rent out my flat for a year or so, but nothing's concrete yet, and we're just trying to work out the possibilities.
By the way: if anyone suggests commuting on the bike: she doesn't have a license or CBT yet, and I worked out how much it'd cost for me to take her to work and then go to work myself. It's a lot - it's a 55-mile round trip each way, so I'd be doing 110 per day. That may not sound much to most people, but it'd be on the 600, which has about a 110-120 mile tank range before reserve. Factor in tyres and consumables, and it starts to potentially match the cost of the train fare, given that we'd be two-up for 55 miles of that per day. Basically, broken down, it works out thus:
Petrol @ approx £13 per day * 20 (working days p/m) = £260p/m
Tyres @ approx £200 / 7000 miles (3 months) = £70p/m
Chain/Sprocket @ approx £100 / 7000 miles (3 months) = £35p/m
Current total of about £365. A pound for every day of the year. But monthly, instead...
Obviously, that doesn't include other consumables, such as oil, which'd probably need doing twice a month, so that's another £40-50 on the pile. Same goes for brake pads.
Insurance may be lower generally, but that's a high-mileage policy in the works there, and those can be pricier, from what I'm told. I currently only do a few thousand miles per year anyway, so a sudden jump to 30K would be a bit of a shock to the system...
____________________ '10 SV650SF, '83 GS650GT (it lives!), Questionable DIY dash project, 3D Printer project, Lasercutter project |
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| stevekingchef |
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 stevekingchef Crazy Courier

Joined: 25 Aug 2006 Karma :  
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| nowhere.elysium |
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 nowhere.elysium The Pork Lord

Joined: 02 Mar 2009 Karma :    
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 Posted: 21:26 - 02 Sep 2009 Post subject: |
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Cheers to the both of you guys: it's all largely just idle speculation, at the moment. I've been farting about on rightmove.co.uk for an hour or so now, and things are looking distinctly more affordable around Crawley than they are in East London at the moment...
If I could sell my flat right now for the amount I bought it for, the Mrs and I could 'easily'* afford a fairly nice-based-upon-the-photos sort of place with 3 bedrooms and a garage, which is one of my personal concerns, of course
*in apostrophes because I've never been able to bring myself to think of mortgages as an easy payment... ____________________ '10 SV650SF, '83 GS650GT (it lives!), Questionable DIY dash project, 3D Printer project, Lasercutter project |
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| r1_lad |
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 r1_lad Spanner Monkey

Joined: 05 Aug 2004 Karma :     
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 Posted: 21:34 - 02 Sep 2009 Post subject: |
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Crawley: Avoid Bewbush & Broadfield. Three Bridges has good travel connections to London/Brighton
Horley: Avoid Court Lodge. Langshott is fairly modern
Redhill: Earlswood is nicer than Redhill centre and only 2miles away
Reigate: Nice but more expensive
Merstham: Avoid!
 ____________________ RS50 -> RS125 -> GSXR600 SRAD -> 02 R1 -> Speed Triple 1050 -> Ducati Streetfighter 1099 -> DRZ400 Superetard |
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| Banned |
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 Banned World Chat Champion

Joined: 29 Jun 2009 Karma :    
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 Posted: 21:36 - 02 Sep 2009 Post subject: |
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I hope you find some suitable solution as you have just saved me a tenner on a eyetest !  |
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| stevekingchef |
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 stevekingchef Crazy Courier

Joined: 25 Aug 2006 Karma :  
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| Robby |
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 Robby Dirty Old Man

Joined: 16 May 2002 Karma :   
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| The Original Muzza |
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 The Original Muzza World Chat Champion

Joined: 09 Jan 2009 Karma :     
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| Robby |
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 Robby Dirty Old Man

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| nowhere.elysium |
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 nowhere.elysium The Pork Lord

Joined: 02 Mar 2009 Karma :    
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 Posted: 08:00 - 03 Sep 2009 Post subject: |
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| robby wrote: | I'm from the general area, and lived in Redhill with Maurice for a year or so.
It's a dull town, and not particularly cheap.
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Fair enough. That's something that I will have to consider, given that there's a kid involved.
| robby wrote: |
You haven't said where you live, but you may find moving to South London more tolerable. She'll be able to get to Redhill in 40 mins max if you live near a station that connect to East Croydon. You'll still be in London, and property prices have taken a dive around here recently, while Redhill and surrounding areas have remained strong, at least in adverts.
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I live in Plaistow - about a mile/mile and a half from where hellkat is. I hadn't thought much about South London, because I assumed (yeah, my fail, I know) that it would be similar in price to East London. Not to mention that the roads don't make much sense to a born and bred north-of-the-river type...
| robby wrote: |
Of course looking at it objectively. You own your own flat and would be best keeping it until the market picks up, around 2012 for that area. Her work will pay for all of the expenses around a month in arrears. Put the travel on a credit card, the expenses hit her account at the same time the bill comes out each month.
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A credit card's a good idea, but credit ratings are a bit of an issue. I suppose that i could set up a card in my name, but I don't know what her work would say about that.
| robby wrote: |
Never move house for a woman. |
This would be the woman that I'm marrying, dude. I know that you don't think too highly of the whole procedure, but it does matter a lot to some of us.
Aside from conflicting relationship views, thanks for the advice - there's definitely some sound information in there.
| covdude wrote: |
I hope you find some suitable solution as you have just saved me a tenner on a eyetest ! Middle Finger |
I'm still trying to work out whether you're trying to be funny, or just being a bit of an arse.
R1_lad - I was looking at a few places in Merstham, as it goes. It's good to get a heads-up on these places, though. What's the specific problem with the area?
Bear in mind that I live in an immigration hub, which has the highest incidence of TB in the EU, a moderately high crime rate, a spectacularly low education rate, and only about 15% of the people on the road are licensed and insured legally. That's not intended to come across as some kind of pissing contest, or anything: I'm still interested in living in a much nicer area than I do now, but I am prepared to deal with a certain amount of shitness.
As I say - nothing's in stone as of yet: she's still only thinking about the job at the moment, so I'm just testing the water as a general idea at the moment.
Thanks for all your input though, guys.  ____________________ '10 SV650SF, '83 GS650GT (it lives!), Questionable DIY dash project, 3D Printer project, Lasercutter project |
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| Polo |
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 Polo World Chat Champion

Joined: 05 Sep 2007 Karma :     
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Old Thread Alert!
The last post was made 16 years, 302 days ago. Instead of replying here, would creating a new thread be more useful? |
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