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| Devils Advocate |
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 Devils Advocate World Chat Champion
Joined: 18 Apr 2009 Karma :     
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 Posted: 18:10 - 23 Oct 2009 Post subject: Cost of living |
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If you total up all your basic living expenses on a weekly basis...what amount do you need just for your day to day survival..?If you share the expenses with your partner just work out what YOUR contribution is.
Basics would mean a roof over your head+bills,essentials+food,and other necessaties.Doesnt mean petrol for hooning or weekend drink and drugs.
*Students and those still living with mammy and pappy...need not reply*
ta very much [/b] |
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| Devils Advocate |
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 Devils Advocate World Chat Champion
Joined: 18 Apr 2009 Karma :     
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 Posted: 18:29 - 23 Oct 2009 Post subject: |
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P.S ..if it`s easier for you to work it out as a monthly figure instead of weekly one....you can do that.
i`m sure i`ll be able to divide it by 4 to get the answer i need.  |
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| SlimRick |
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 SlimRick World Chat Champion

Joined: 29 Sep 2008 Karma :  
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| Sparks! |
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 Sparks! Sir Tart-a-lot

Joined: 30 Aug 2003 Karma :   
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 Posted: 18:33 - 23 Oct 2009 Post subject: |
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£400 a month in food how many of you live there? ____________________ Current Toys: 06 Yamaha WR250F | Nissan 350Z GT | Tech 4 Homes |
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| SlimRick |
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 SlimRick World Chat Champion

Joined: 29 Sep 2008 Karma :  
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 Posted: 18:34 - 23 Oct 2009 Post subject: |
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Me, the missus and our little lad. I am a fat bastard though  |
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| Robby |
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 Robby Dirty Old Man

Joined: 16 May 2002 Karma :   
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| The Shaggy D.A. |
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 The Shaggy D.A. Super Spammer

Joined: 12 Sep 2008 Karma :  
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 Posted: 18:53 - 23 Oct 2009 Post subject: |
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The wife's only home every other month, we average £416 :-
Food - £220
Council tax - £108
Water, Gas & Electric - £88
Currently, my contribution is nil. ____________________ Chances are quite high you are not in my Monkeysphere, and I don't care about you. Don't take it personally.
Currently : Royal Enfield 350 Meteor
Previously : CB100N > CB250RS > XJ900F > GT550 > GPZ750R/1000RX > AJS M16 > R100RT > Bullet 500 > CB500 > LS650P > Bullet Electra X & YBR125 > Bullet 350 "Superstar" & YBR125 Custom > Royal Enfield Classic 500 Despatch Limited Edition (28 of 200) & CB Two-Fifty Nighthawk > ER5 |
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| panrider_uk |
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 panrider_uk World Chat Champion

Joined: 23 Sep 2007 Karma :  
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| The Original Muzza |
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 The Original Muzza World Chat Champion

Joined: 09 Jan 2009 Karma :     
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| Dom_ |
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 Dom_ Points Mean Prizes

Joined: 02 Aug 2004 Karma :     
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| Phoenix |
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 Phoenix Twisted Firestarter

Joined: 01 Aug 2002 Karma :    
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| amnesia |
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 amnesia Spanner Monkey
Joined: 21 Sep 2003 Karma :     
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| The View Askew |
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 The View Askew World Chat Champion

Joined: 30 Nov 2005 Karma :    
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| Ariel Badger |
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 Ariel Badger Super Spammer

Joined: 02 Dec 2006 Karma :     
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 Posted: 09:07 - 24 Oct 2009 Post subject: |
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Mortgage £300
Power £60
Water £10
Poll Tax £80
Food £140
Badger racing......God knows but it is a lot.  ____________________ Bikers make great organ donors, get 115 on your licence today. |
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| Dom_ |
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 Dom_ Points Mean Prizes

Joined: 02 Aug 2004 Karma :     
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| Annabella |
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 Annabella Like a person, only smaller

Joined: 03 Feb 2002 Karma :   
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 Posted: 15:34 - 24 Oct 2009 Post subject: |
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£1100 a month on mortgage and bills (includes council tax, gas and electricity, BT telephone line, tv licence and house & contents insurance + a little bit for emergencies)
£150-£200 food shopping (not including wine and beer - this includes cooking dinner for lots of friends fairly regularly too)
£120 petrol to commute (easily spend this again on hooning petrol)
£30 mobile phone
Other costs which I pay off in one go include car tax - £215, car insurance £600, bike tax £66 (for two) and bike insurance £120 (for both) - call it £1000 in total, split over 12 months say £85 a month.
Basic living costs are approximately £1500 a month, just me and my income. ____________________ Avast! Pirates ahoy!
I did Cadwell!
www.bikepics.com/members/bella |
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| Silver |
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 Silver World Chat Champion

Joined: 03 Oct 2004 Karma :   
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| neil. |
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 neil. World Chat Champion

Joined: 24 Feb 2008 Karma :    
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 Posted: 21:47 - 24 Oct 2009 Post subject: |
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Let's see... *pulls up budgeting spreadsheet*
There's 5 of us - me, partner and 3 kids. Below are our basic monthly essentials (not including my personal spending (contact lenses, mobile phone, the bike, my clothes, birthday/xmas presents, savings etc). I put £1000 of my wage per month towards it (leaving me with about £150 left over). Partner doesn't work and gets Child Tax Credit and Child Benefit as her income, of which she'll put enough towards it to leave her with a similar amount of money as I have left over for herself. We also get a little housing benefit to help towards the rent.
Monthly outgoings:
Gas/Electricity £101.00
Phone £20.00
Rent £785.00
Shopping £433.34 (£100 per week)
Water £5.00
Sewerage £13.00
Council Tax £149.00
TV License £12.12
Total £1,518.46
 ____________________ CBT February 2008 | A2 June 2008 | Yamaha YBR125 (written off) | Honda CBF125 (current) |
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| panrider_uk |
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 panrider_uk World Chat Champion

Joined: 23 Sep 2007 Karma :  
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 Posted: 02:33 - 25 Oct 2009 Post subject: |
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| neil.martin wrote: | Let's see... *pulls up budgeting spreadsheet*
There's 5 of us - me, partner and 3 kids. Below are our basic monthly essentials (not including my personal spending (contact lenses, mobile phone, the bike, my clothes, birthday/xmas presents, savings etc). I put £1000 of my wage per month towards it (leaving me with about £150 left over). Partner doesn't work and gets Child Tax Credit and Child Benefit as her income, of which she'll put enough towards it to leave her with a similar amount of money as I have left over for herself. We also get a little housing benefit to help towards the rent.
Monthly outgoings:
Gas/Electricity £101.00
Phone £20.00
Rent £785.00
Shopping £433.34 (£100 per week)
Water £5.00
Sewerage £13.00
Council Tax £149.00
TV License £12.12
Total £1,518.46
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How do you manage that?
Mark ____________________ Current bikes: Honda ST1100 Pan European. Moto Guzzi V85 TT Travel |
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| WildGoose |
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 WildGoose White Van Man

Joined: 21 Mar 2002 Karma :  
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 Posted: 03:01 - 25 Oct 2009 Post subject: |
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Because he separates sewerage from his water bill? You get what you pay for, and Essex water mings.
I pay £22 a month to thames water for both supply and waste, it's the cheapest and most hassle free utility there is.
To the OP...
For me and my partner, split 50/50
Mortgage £900
Life Insurance £30
Water £22
Phone+Broadband £25
TV Licence, In Aug, Nov, Feb + May £36
Gas+Electric are quarterly and the bills vary massively, the most expensive averages per month to date are £82 for electric + £72 for gas.
I pay the council tax in a lump yearly, much as it pains me £1100.
We eat separately, so food bills are probably obscene for both of us and yet to be calculated, as are vehicle expenses. 1 car, 2 bikes, 1 van, 1 7.5t.
Diesel to get me to work and back is a tank per month, 400 miles, around £60.
There is never much left over each month, I save when I can, and I have no pension plan.
Bright future. ____________________ So in other words, he stopped you for being flagrantly in posession of a motorcycle in direct contravention of the Hippies, Darkies and People Whose Face I Don't Like The Look of (Police Powers) Act. 1976
Last edited by WildGoose on 14:14 - 25 Oct 2009; edited 1 time in total |
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| neil. |
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 neil. World Chat Champion

Joined: 24 Feb 2008 Karma :    
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 Posted: 06:48 - 25 Oct 2009 Post subject: |
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Because we receive housing benefit and child tax credit, we can get water at that flat rate. And sewerage is handled by another company where we live.  ____________________ CBT February 2008 | A2 June 2008 | Yamaha YBR125 (written off) | Honda CBF125 (current) |
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| kitty kat |
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 kitty kat World Chat Champion

Joined: 20 Jun 2007 Karma :   
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| colin1 |
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 colin1 Captain Safety
Joined: 17 Feb 2005 Karma :  
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 Posted: 14:07 - 25 Oct 2009 Post subject: |
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My living expenses are ridiculously low.
I actually eat better, when I'm spending £20 a month on food and its cooking from scratch, than spending £120 a month and its convenience food and ready meals.
My commute is 3 miles a day, and its often done by bicycle.
My mortgage is ridiculously low, as I have paid most of it off, with some cash I inherited a while back.
Sometimes, I think I need to live a bit and spend more money, I should certainly spend money on doing up my house.
I'm not sure if I should think of ways to up my standard of living to make use of my income, or just be content being a tight arse, and never really need to worry.
When I see other people spend, I often think that they are just wasting it rather than getting much benefit. It's mostly keeping up with the jones's stuff you dont need. ____________________ colin1 is officially faster than god |
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| Phoenix |
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 Phoenix Twisted Firestarter

Joined: 01 Aug 2002 Karma :    
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| The Original Muzza |
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 The Original Muzza World Chat Champion

Joined: 09 Jan 2009 Karma :     
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 Posted: 07:15 - 26 Oct 2009 Post subject: |
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| Phoenix wrote: | Take some holidays or get married, they'll eat up any excess you have. |
Holidays are good for your health and mental well-being though, so aren't a waste of cash. Marriage and kids on the other hand, bad for your pocket, health and general state of mind.
Everyone knows the REAL way of getting rid of excess funds is hookers. Hookers and fast bikes. Hookers, fast bikes and coke. ____________________ Current Bikes: Husqvarna Svartpilen 401 (2020)
Former Bikes: Honda MSX125 (2014), BMW Funduro (1996), Honda VT500 (1983), Yamaha FZR250 (1989), Suzuki GZ125 Marauder(2005),:Triumph TT600 (2002) (stolen)
From then on, I and the bicycle feelings deeper. |
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Old Thread Alert!
The last post was made 16 years, 245 days ago. Instead of replying here, would creating a new thread be more useful? |
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