Croatia - An observation on insurance.

[c-m]

I've been to Croatia a few times on the bike and by train. Its awesome fun, with amazing scenery (in every sense of the word and great roads.

Now, its insurance renewal time and as my previous insurer who covered Croatia is too expensive i'm looking at switching.

MCE were the cheapest, but (like most of the insurance companies) the guy on the phone told me that the cover is EU only, so that would exclude Croatia.

Now, no EU country needs a green card as they are covered by the first directive on motor insurance, which says that every insurance policy issued in the EU must provide the minimum insurance cover required by law in any other EU country.

Croatia is not part of the EU but is part of the First Directive, along with a few other non-EU states (most noteably Switzerland). The non-EU states are covered by being signatory to Section III of the Internal Regulations, which is an international agreement between Green Card Bureaux. These countries are Croatia, Iceland, Norway, Switzerland (incorporating Liechtenstein) and Andorra.

That means that regardless of what the insurance company states, you are covered Third Party Only when visiting Croatia.

to the insurance companies.

[dodger]

Thanks for the info!

Good to know as I'm planning on heading into Croatia for next years Euro tour...
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My Bikes: Piaggio NRG| Aprilia RS 125| Suzuki GSX-R 600|Yamaha Fazer Ducati 848
Europe 2008

[Phoenix]

I'll fish out an old MCE policy if I can find it as I used to be with them, i'm sure like all companies the terms do state that you are covered in all EU countries and then they seperately list the non EU ones as also being covered such as Croatia, Switzerland and Norway etc. Like you say they all have common agreements, not being in the EU is really just a technicality.