Uninsured Drivers

[headlamp]

Apparently the government will announce 'tough' measures to curb the growing menace of uninsured drivers today.

https://news.bbc.co.uk/1/hi/business/3552586.stm

I think the measures should be :-

Anyone driving should be given a year's ban and then if caught driving during that period jailed for one year.

Their car should be crushed.

Any non UK passport holder caught driving without insurance, immediately deported back to his country of origin.

I doubt we will get anything like these measures in this 'politically correct' society of ours!
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Using a mobile phone while driving a car should be made a capital offence!

[Frost]

I think those who drive without insurance on the whole are twats. But you can see why they do it when premiums are often many times the value of the vehcile per year.

Its easy to spend £500 on a car planning to insure it etc, finding out the premium is £1500 per year, then deciding to drive without insurance.

90% of those driving uninsured are 'young' drivers, who are most likely doing to due to outragious premiums.

[Spiral]

I think it should go something like this.

No insurance= arrested on spot,2 year ban, car impounded and then sold on

No insurance while banned=arrested, car impounded and then sold on, Jail minimum 2 years

No insurance= involved in an accident=arrested on the spot car impounded then destroyed, Jail minimum 3 years, accident with a fatality 15 years jail no parole.

i'm sick of reading about people who kill in their car and then receive pathetic sentences even when it has been proved they were at fault.
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[Kickstart]

Hi

Given that they have recently said that driving without insurance will be a fixed penalty offence (so just a small fine and a couple of points) expect it to be nothing severe.

All the best

Keith
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[Frost]

Dangerous driving, driving without a licence, driving without tax, driving without insurance:

6 points
£150 fine

Cost of getting a licence and insurance £2000

Looks like a bargin to me!

[headlamp]

[Kris]

First off, I was always told driving without insurance was a civil offence, not a criminal one. Therefore I wouldn't agree with jail terms etc. Where I live, a lot of the under 25's on the road are uninsured and I can sympathise with their decision. A lot of their premiums are well over £1K when their cars are H-reg Fiesta's worth £250 max. If they get caught then they get fined and maybe banned etc. A lot of them are happy to take this risk - and anyway, some don't even have licences to get points on. The police station near me admitted to seeing banned drivers walk out the station and get into a car and drive off. Not unusual then...

I can also see the other side of the coin where others pay for premiums etc, and therefore so should everyone. I've also had first hand experience of being hit by an uninsured driver etc - been there done that.

I'd like to see TPO insurance on fuel prices to be honest. It would eliminate uninsured accidents. No need for the MIB etc etc. I think punishing people isn't working - they're happy to take the risks whilst premiums conytinue to soar.
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[Spiral]

Yup after reading the above post i'm even more convinced that impounding uninsured vehicles is such a good idea.


Maybe when they lose their £2000 car or whatever this will hit them where it really hurts "insurance, with no car they won't need insurance"
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****NORTHERN IRELAND NEWSFLASH!!**** According to a recent survey, 94% of loyalists said the best sex they ever had was in the shower; the other 6% haven't been to jail yet.***

[Slavo]

[Kris]

[Robby]

If you don't have insurance, you shouldn't be on the road. If you can't afford the insurance, tough. Find the money for it or get the bus.

I would like to see police coming down heavily on uninsured driving/riding. As it stands for me at the moment, we have no police around here. It would have worked out much cheaper for me over the past 4 years if I hadn't bothered with either of my licences or insuring any of my vehicles.

I've probably spent about £5k on licences, tax, insurance, MOTs in 4 years. I'd have to work hard to get caught enough by the police to have to pay out £5k in fines.

[Bendy]

I agree with Kris on the TPO on fuel thing actually - don't they do that in Australia or somewhere?

It would be a great advantage for those of us who want to run multiple vehicles, cos you'd pay for the time you used it, not for the time it sits in your garage doing nothing.

Yes, it would somewhat eliminate the good driver / bad driver policy weightings, but lots of people don't agree with them anyway.

Would certainly be interesting to look into the feasibility of the idea, after all, the one thing everyone has to buy is fuel.

[atom]

I was over in Southern Ireland, and they have an Insurance disk as well as the tax disk to display, seems like a good idea to me. As its stands its probably quite difficult to check quickly if a car is insured. As for uninsured drivers, I think its tottally reckless.
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[dodsi]

i couldnt afford a car, and the insurance £1500 + at 17 sort of premium

so i bought a bike £250 premium

if i pay insurance why cant all the other fuckers, no excuses

[JonB]

Hang on by no insurance what do we mean?

Do we mean the pathetic lowlives who refuse to buy insurance at all, or the numerous people whose insurances are invalid?
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[Bendy]

Ooooh good point.

I think we're talking about the people who have actually not bothered to buy insurance at all, rather than those who are 'operating outside the terms and conditions of their policy'.

[Ste]

It is interesting to know that when you're making a claim for an accident all the paperwork and stuff lists you as the claimant and the person whose insurance you're claiming form as the defandant. All the stuff to do with it gets posted and addressed to them to deal with it's just their insurance company if there to sign the cheque and pick up the pieces. So if they don't have insurance they're likely to be fairly screwed as the insurance company also tries to argue the case for them etc.

[sv_cath]

[EuropeanNC30R...]

In Australia they include TPO in their version of our road tax, not a bad idea at all. Also talking about invalid insurance, Robby

[JonB]

I only pointed out the invalid insurance because my interpretation is that if it is invalid, you effectively have no insurance anyway.
____________________
Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[stinkwheel]

[G]

I /believe/ that in the majority of cases they will still cover you as such. However if you fail to declare something that was a contributary factor to an accident then they can follow you up and try to get the money back off you.
Otherwise I suspect 95% of people would have invalid insurance as most have usually done something or other to deviate from standard (I bet that tax disc holder isn't an official Suzuki issue ).

Also, how many people that are crtiticising, have you ever taken a bike for a test ride without insurance, pushed someone else's bike on the road etc?

While it is the rest of us that pay, people that are injured by uninsured vehicles are compensated.


Really not sure on the legal technicalities though, so don't quote me*.
*/me waits for someone to use the 'quote' button just to be annoying.

[Shade_BW]

[T.C]

[bubbleflap]

I think that anyone caught driving without should be viewed upon as proof that THE MOTHERFUCKING BASTARD WANK GOVERNMENT SHOULD CONTROL INSURANCE IF THEY SAY ITS COMPULSORY AND NOT LET WANKER 3RD PARTY TWAT FACED MORON COMPANYS DEAL WITH IT.