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I love premium bonds!

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MonkeyKnuckle
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PostPosted: 13:14 - 06 Aug 2010    Post subject: I love premium bonds! Reply with quote

Just won £1000!!!

And it's my birthday on Tuesday, nice present. Very Happy Very Happy



That's all, I'm just excited.
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Dazbo666
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PostPosted: 13:20 - 06 Aug 2010    Post subject: Reply with quote

Lucky bar-steward!! Enjoy yourself - and Happy Birthday for next week


The one and only time I won anything on that was only £30 and must have been something like 38 years ago - my parents bought some nappies for me Embarassed LOL
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yen_powell
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PostPosted: 13:36 - 06 Aug 2010    Post subject: Reply with quote

Dazbo666 wrote:


The one and only time I won anything on that was only £30 and must have been something like 38 years ago - my parents bought some nappies for me Embarassed LOL
That'd be an okay story only as long as you are not older than 39.
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Dazbo666
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PostPosted: 13:47 - 06 Aug 2010    Post subject: Reply with quote

yen_powell wrote:
Dazbo666 wrote:


The one and only time I won anything on that was only £30 and must have been something like 38 years ago - my parents bought some nappies for me Embarassed LOL
That'd be an okay story only as long as you are not older than 39.


or I could say I'm 37, and my father was extremely eager!? Twisted Evil
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.....
Quote Me Happy



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PostPosted: 15:30 - 06 Aug 2010    Post subject: Reply with quote

Congrats Very Happy

I've been thinking about transferring my meagre savings from my ISA into premium bonds. I don't think I'd miss the few pounds a month interest and at least have the chance to win something bigger.
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MonkeyKnuckle
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PostPosted: 15:37 - 06 Aug 2010    Post subject: Reply with quote

I only have any Premium Bonds because my late Granddad gave them to me a couple of years ago. He gave me and my brother £1000 worth each.
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imanupstart
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PostPosted: 15:41 - 06 Aug 2010    Post subject: Reply with quote

Congrats man, I have 4k worth and only won £25 this year Laughing
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cagiva gezzer
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PostPosted: 12:03 - 07 Aug 2010    Post subject: Reply with quote

The interest isn't that good and i wouldn't take from an ISA to put into PBs.

I've had 30k in there for a couple of years an the returns have been:

Last 12 months £275. Less than 1% if I'm correct? Previous 12 months £500. -> 1.6%. The 12 month period before that was also £500 / 1.6%

Their rate did drop down over the last year or so and the minimum prize was reduced from £50 to £25. Technically, with 30K in there you have good odds on one win (£25) a month or £300 a year.

So, expect 1% returns with a little bit of excitement each month.

The money is for a house deposit, and i'm sort of hoping that I'll get a win and afford a decent place ! Laughing
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.....
Quote Me Happy



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PostPosted: 12:06 - 07 Aug 2010    Post subject: Reply with quote

The amount in my ISA isn't enough to be really worried about the interest gained . I'll whack it into premium bonds and chance my luck.
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Mord
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PostPosted: 12:12 - 07 Aug 2010    Post subject: Reply with quote

congrats Thumbs Up
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waffles
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PostPosted: 13:53 - 07 Aug 2010    Post subject: Reply with quote

MonkeyKnuckle wrote:
I only have any Premium Bonds because my late Granddad gave them to me a couple of years ago. He gave me and my brother £1000 worth each.


My grandparents gave me and my brother premium bonds, last time I won was about 14 years ago. Im starting to think they have forgotten about me.

Congratulations! Great feeling to open up a letter and find a massive cheque inside Smile
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Redoko
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PostPosted: 14:17 - 07 Aug 2010    Post subject: Reply with quote

Happy birthday for next week and congratulations. Smile Thumbs Up
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ms51ves3
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PostPosted: 21:51 - 07 Aug 2010    Post subject: Reply with quote

I rarely win but my sister seems to win all the time. She won £500 last year Mad
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MonkeyKnuckle
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PostPosted: 00:19 - 08 Aug 2010    Post subject: Reply with quote

That's what was happening with me. My family quite often got cheques for £25, £50 and I got nothing. Then I won £1000! Suckers! Laughing
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chris-red
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PostPosted: 12:31 - 08 Aug 2010    Post subject: Reply with quote

I just sunk £5k into them, I better win or I'm blaming you.
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daemonoid
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PostPosted: 16:09 - 08 Aug 2010    Post subject: Reply with quote

I had some for a while until I found out the actual equivalent interest rate is 1.5%.

You're better off with an ISA - 2.75%, and spend the interest on lottery tickets if you must!
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Charlie
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PostPosted: 18:38 - 08 Aug 2010    Post subject: Reply with quote

Isn't there a theory that the more you move money around in the bonds, the more likely you are to win?
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MonkeyKnuckle
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PostPosted: 22:08 - 08 Aug 2010    Post subject: Reply with quote

chris-red wrote:
I just sunk £5k into them, I better win or I'm blaming you.


Shifty

Well, it may take a while..... You can always take the money back out if you need it.


Of course, if you win anything over £1000 then I think I should get 10%. Wink Laughing
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Old Thread Alert!

The last post was made 16 years, 49 days ago. Instead of replying here, would creating a new thread be more useful?
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