IAM Question

[AverageJoe]

Are there any IAM (Institute Advanced Motorists) out there? If so, if you pass the test which gets you a possible discount on insurance, does this also apply for your car insurance or would you have to pass the car version AND the bike version to get both or do they accept that it is the same motorist or do they go with "They are different driving styles?"

Thanks all
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Keep the rubber side down

[G]

Don't get a massive difference, but I expect you could legitatemtely say "yes, I have passed the IAM test". In some cases, the question is worded "are you a member of the IAM", which you can presumably answer yes to regardless of whether or not you have passed the test, presuming your fees are paid up!

[Livefast123]

The car and bike tests are seperate so you would have to do the bike one to get discount on bike insurance etc.

I did my car one and it made naf all difference to my insurance and the ones the IAM advertise as cheaper arn't
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Current ride - Yamaha MT-07

[daesimps]

I did the bike test and found that both insurance for the car and the bike came down. Not by loads, but enough. I also found that their own insurance (IAM Surety) became mega cheap for the car but not so for the bike.
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If it ain't broke, fix it till it is!

[JP7]

I tried using my car IAM to insure my bike but IAM Surety wouldn't have it.

I save shedloads on my car policy every year though, it was well worth doing.

[Livefast123]

Looks like i'll have to try again this year with their insurance
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Current ride - Yamaha MT-07

[Rogerborg]

It might be helpful if you chaps could post your ages, how long you've had a license and your no claims bonus.

I'd expect advanced qualifications to make a bigger difference for higher risk drivers / riders, and the benefit to tail off with age and experience, but then again that would be expecting something sensible from insurers.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[james1988]

22, 2ncb (coming up 3). Did the car test when I was 19 to be informed I couldn't use IAM Surety until I was 21. So far they've not been the cheapest for me and more often than not the can't beat the insurance quotes I have given them. Basically made sweet fa difference for me.

James

[james1988]

22, 2ncb (coming up 3). Did the car test when I was 19 to be informed I couldn't use IAM Surety until I was 21. So far they've not been the cheapest for me and more often than not the can't beat the insurance quotes I have given them. Basically made sweet fa difference for me.

James

**Edit** Was a non fault accident.

[daesimps]

33 years old. Car license for 16 years, 10 years NCB. Bike license for 3 years with 2 years NCB (cancelled a policy after 6 months). Passed IAM bike test 2 years ago.

3 points SP30 in 2007 and a non fault accident last year.
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If it ain't broke, fix it till it is!

[Livefast123]

30 Passed my car test 13 years ago and passed my bike test (DAS) 8 1/2 years ago.

No points, no claims and full no claims (touches wood obsessively!)
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Current ride - Yamaha MT-07

[JP7]

26, passed my car test 9 years ago, coming up for 7 years NCB. Passed my IAM when I was 20.

Admiral group used to give me large discounts for my IAM, and now I insure with IAM Surety who will beat everyone else every year, and chuck in free protected no claims, free business use, etc.