Insurance advice following accident

[T0MMY]

Sorry, not bike related so no gory pictures

Basically, I just had a bump on the A14 in my car. White van tried to push in front of me and everyone else and I didn't open the gap in front of me to let him in. He just pushed across anyway so I had to brake and swerve to avoid him and then was right behind him for a split second at which point he did the old brake test as he was annoyed with me and I couldn't stop (wet road, ABS going, shitty tyres).

Now obviously as I went into him it will be 100% my fault in a claim as there are no witnesses to his manouvere other than me and him as no one else stopped. The only proof of the fact he was braking hard is that the damage is far too low to have been caused if his van wasn't lifting at the back and besides, he can just say the car ahead braked or a dog ran out or whatever.

Thing is there was almost no damage to his van and however much of cock he was at first I think he actually started to realise that he had properly fucked me over and started to suggest he might not claim after all.

Now should I tell my insurance company my side of the story now in case he comes in with a claim (even fecking whiplash ) or should I keep quiet and hope he doesn't claim? If I speak to my insurance company but then he doesn't claim does it still affect my premium?

...and I realise this is all my fault for not braking in the first place to open a gap for him (although there was one behind me which he could have gone into).
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ZX6R + CBR600RR

[garyd]

Too late ive already reported it ,you should have offered me $$$$$
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CRF230 all you need

[Paxovasa]

You should still inform you insurance company, just in case they inform their insurance and start a claim against you.
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Suzuki GSF600 K3 (in the fastest colour, black).

[ian789]

I'd wait, then if he claims and he didn't report it to the fuzz deny it happened.

[T0MMY]

[Paxovasa]

If you phone them but don't admit to been at fault, you are just notifying them that there may be a claim made against you.

If they don't go through their insurance then nothing will happen.

I started a claim 18 months ago, but after a couple of days I called my insurance and cancelled the claim, I still have my no claims bonus
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Suzuki GSF600 K3 (in the fastest colour, black).

[calyx]

Don't tell them that you were tailgating the car in front and a van squeezed into the gap and you started to tailgate him as well.
Just let them know you had a minor incident.
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Boris - London

[T0MMY]

Ok, so this won't put a black mark against me just for telling them I've been in an accident as long as there's no claim against me?
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ZX6R + CBR600RR

[T0MMY]

[owl10]

[calyx]

[T0MMY]

Yep, certainly got me thinking about how aggressively I drive (nowhere near as aggressively as the other bloke though ).

I've now phoned the police to see if anyone called it in because thinking back through what it must have looked like to the car behind I reckon I'd have phoned it in as he would have looked fucking insane when he swerved at me a couple of times.

I reckon he might not claim now as well because at best he gets a few quid for a new bumper, at worst he gets done for dangerous driving if a witness does materialise.
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ZX6R + CBR600RR