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another insurance question...

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drzsta
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Joined: 20 Apr 2009
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PostPosted: 15:42 - 22 Dec 2010    Post subject: another insurance question... Reply with quote
sorry, probably been answered before...

basically atm iv'e only got 1 yrs NCB from sept. 09 to sept 10,
i've reinsured said bike from sept 10 to sept 2011.

now say i was to buy a new bike in august 2011, im quite close to sept 2011 when i will have my 2yrs NCB, but if i want to insure the new bike i will either have to cancel my exsisting policy which ends in september to use the 1 years NCB or start fresh with 0 ncb and let the exsiting policy rack up 2 ncb? is that correct.

so in that respect is it better to wait till sept 2011 to buy a new bike otherwise, ill loose thats years 11 months towards that years ncb?
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h00dwink
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Joined: 04 May 2006
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PostPosted: 16:06 - 22 Dec 2010    Post subject: Reply with quote
change the bike on the insurance policy if you cant wait for the month.
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drzsta
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PostPosted: 18:26 - 22 Dec 2010    Post subject: Reply with quote
yea thought that was right, sucks abit, looking to buy a 600 to track, but wanted to use it for the odd street ride.

the insurer im with now, will bend me over if i update it to a k6 gixxer haha Laughing

anyhow cheers.
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iooi
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Joined: 14 Jan 2007
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PostPosted: 19:21 - 22 Dec 2010    Post subject: Reply with quote
If its only for a month, then look at ebikes monthly policy. Thumbs Up
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waffles
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Joined: 04 Oct 2009
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PostPosted: 19:51 - 22 Dec 2010    Post subject: Reply with quote
iooi wrote:
If its only for a month, then look at ebikes monthly policy. Thumbs Up


+1

My insurance is up for renewal next month and I just bought a second bike. eBike sorted me out and I can just cancel the policy when I alter my main one.
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drzsta
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PostPosted: 19:59 - 22 Dec 2010    Post subject: Reply with quote
ah, tidy - better becuase my current policy is actually with ebike - thanks for the help Wink
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iooi
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PostPosted: 19:24 - 23 Dec 2010    Post subject: Reply with quote
drzsta wrote:
ah, tidy - better becuase my current policy is actually with ebike - thanks for the help Wink


In that case try adding the bike to your current policy.
I added a bike worth 3K to a policy on a bike worth £600 for 3 months...

Total cost. Nowt Thumbs Up
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gray84
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Joined: 18 Apr 2008
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PostPosted: 20:45 - 23 Dec 2010    Post subject: Reply with quote
same happened to me from a r6 to a r1. had just under 1 month remaning and they said there will be no extra cost for this policy but my excess went upto £800!!!!!

new policy price doubled to £500 and excess dropped to £350..
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tvr321
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Joined: 20 Sep 2009
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PostPosted: 21:39 - 23 Dec 2010    Post subject: Reply with quote
I live in France in a rural region.

Insurance is so cheap here...

https://img3.imageshack.us/img3/8752/4r7vhg.gif
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t121anf
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Joined: 23 Feb 2007
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PostPosted: 23:23 - 23 Dec 2010    Post subject: Re: another insurance question... Reply with quote
drzsta wrote:

so in that respect is it better to wait till sept 2011 to buy a new bike otherwise, ill loose thats years 11 months towards that years ncb?


buy the bike whenever you want, just don't insure it till renewal
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gray84
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Joined: 18 Apr 2008
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PostPosted: 00:02 - 24 Dec 2010    Post subject: Re: another insurance question... Reply with quote
t121anf wrote:
drzsta wrote:

so in that respect is it better to wait till sept 2011 to buy a new bike otherwise, ill loose thats years 11 months towards that years ncb?


buy the bike whenever you want, just don't insure it till renewal


but lock it up good and safe
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Road bike - 2002 YAMAHA R6(SOLD) 2008 YAMAHA R1(SOLD) 2007 APRILIA SXV 550(SOLD) 2007 SUZUKI GSXR 600
Dirt bike - 1989 HONDA CR80sw(SOLD) 1996 YAMAHA YZ125(SOLD) 2006 yamaha yz250(SOLD)
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t121anf
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Joined: 23 Feb 2007
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PostPosted: 15:07 - 24 Dec 2010    Post subject: Reply with quote
bought my GSXR in Oct 2 yrs ago, didn't start riding till the following Feb.

luckily i have a garage, but i did have my usual security applied too, which included my old smart car being locked in reverse over night (their version of steering lock)
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The last post was made 14 years, 290 days ago. Instead of replying here, would creating a new thread be more useful?
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