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| MikeyC |
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 MikeyC World Chat Champion

Joined: 17 Aug 2002 Karma :  
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 Posted: 21:27 - 09 Dec 2003 Post subject: sniff, sniff, smell the bacon anyone.....? |
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bloody pigs!!
7.30 this morning, i get pulled for speeding by an undercover vauxhall omega... 48mph in a 30mph, my bad i know, road was empty, i know the road like the back of my hand, but still no excuse!! Anyways, i'm now £60 worse off and 3 points less on my licence. What a wonderful way to start the day!
One thing worried me was the fact that the copper didnt believe I hadnt been drinking... asked me countless amounts of times then breathalysed me... the thought of booze that early in the morning personally does nothing for me, would have to be a right hardened alcoholic for that!
How many other people have endorsements on their licence and how much of a change have you noticed when it comes to insurance?
My only other dilemma is that my insurance expires shortly... should I renew the insurance before I get the endorsements, or should I keep bike locked up in the garage for the winter then just start the insurance again in Jan/Feb time? |
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| Scotty |
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 Scotty Scooter Boi
Joined: 31 Jul 2002 Karma :  
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 Posted: 21:29 - 09 Dec 2003 Post subject: |
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I Clean As A Whistle Homer  ____________________ Regards
Scott |
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| ProXimaCore |
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 ProXimaCore Dougal

Joined: 01 May 2003 Karma :   
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| MikeyC |
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 MikeyC World Chat Champion

Joined: 17 Aug 2002 Karma :  
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| The BeefMeister |
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 The BeefMeister Crazy Courier

Joined: 20 Jun 2003 Karma :     
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 Posted: 21:40 - 09 Dec 2003 Post subject: |
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I have 3 points on my licence and got a £60 fine.
I went through an amber light and there was a police car behind me which I didnt know about until they told me.
Taught me a little bit to not go through amber lights but then who doesn't go through them unnecessarily. There was no way I would have been able to stop from 30mph in under 2-3 metres.
Also been stopped for not having a front L plate but other than that I have nothing. Just the 3 points. ____________________ "Put your hands up motherstickers, this is a f*ck up!" |
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| ProXimaCore |
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 ProXimaCore Dougal

Joined: 01 May 2003 Karma :   
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 Posted: 21:41 - 09 Dec 2003 Post subject: |
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Three points on your licence will increase your premium by £196
Six points on your licence will increase your premium by £512
Nine points on your licence will increase your premium by nearly £1,500
EDIT: Actually I'm not sure if this is actually in place yet. I just read that it's going to be implemented. |
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| Ste |
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 Ste Not Work Safe

Joined: 01 Sep 2002 Karma :    
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| ProXimaCore |
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 ProXimaCore Dougal

Joined: 01 May 2003 Karma :   
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 Posted: 21:54 - 09 Dec 2003 Post subject: |
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https://www.supanet.com/motoring/features.php?item=42
| Quote: | The £400m insurance bill
Motorists penalised for speeding in 2003 face a £400m hike in insurance premiums over the next five years, according to analysis by Cyclops, the GPS based in-car speed camera alert system.
Over 2m drivers are expected to receive a fixed three-point penalty this year after being snapped by one of the 5,000 speed and road safety cameras dotted across the UK. In 1996, 262,200 people received an endorsement.
With insurers requiring details of speed-related offences committed in the last five years, the average car owner will face an extra £196 bill on top of their normal premiums for their first three points according to Cyclops.
However, the financial cost of the endorsement increases dramatically for those with six points - £512.85 on average over the 5 years - and nine points – a staggering £1,419.40 or 71 percent increase in premiums.
For example, Cyclops found that a 25-year-old female driving a Vauxhall Corsa 1.4 SRi living in Swindon would see her average premium jump from £306.10 for a clean licence to £554.94 for nine points – a 81 percent increase. Similarly, a 55-year-old male driving a Toyota Corolla in Wimbledon would see his premiums rise by 58 percent from £327.63 to £518.66.
If every driver penalised this year already had an SP30 endorsement, they would have a collective £1bn extra insurance bill over the next five years.
Confused.com, the UKs first online car insurance supermarket, says that 11 percent of its visitors register with at least one speed related motoring offence. The situation is compounded by the fact that premiums continue to rise, with Tesco Insurance reporting a 3.5 percent increase during the last quarter.
More points also means less choice with some insurers refusing to quote for motorists with two offences or more. For those with three SP30s to their name, only 1 in 2 of the panel of 12 intermediaries and insurers would provide a quote.
According to Cyclops, which pinpoints the position of cameras for its users, the number of fixed sites has increased by 22 percent nationally since October 2002, and shows no signs of slowing.
"The fear," says Steve Wreford, managing director of Cyclops, "is that as the number of penalised motorists rises, along with the number of cameras, a culture of non-declaration will emerge as premiums begin to soar."
Wreford also warned that drivers must immediately inform their insurer of any new penalty. "It is considered a material fact and failure to do so, as many do, will leave the door open for your insurer to dispute any future claim." |
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| Phoenix |
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 Phoenix Twisted Firestarter

Joined: 01 Aug 2002 Karma :    
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| Mrs_Hippy |
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 Mrs_Hippy The Pink Lady

Joined: 07 Jul 2002 Karma :     
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 Posted: 22:46 - 09 Dec 2003 Post subject: Re: sniff, sniff, smell the bacon anyone.....? |
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| Hex |
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 Hex Party Boy

Joined: 04 Feb 2002 Karma :   
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| MikeyC |
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 MikeyC World Chat Champion

Joined: 17 Aug 2002 Karma :  
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 Posted: 13:47 - 10 Dec 2003 Post subject: |
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ok cool... but now just found out my MOT has expired... ooops another £60 fine.....
i was in my car by the way as it was far too cold to be taking my bike out! |
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| Luke_Retrofly |
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 Luke_Retrofly Silly Lesbian

Joined: 05 Jul 2003 Karma :     
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| Ste |
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 Ste Not Work Safe

Joined: 01 Sep 2002 Karma :    
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 Posted: 14:25 - 10 Dec 2003 Post subject: |
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| Luke_Retrofly |
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 Luke_Retrofly Silly Lesbian

Joined: 05 Jul 2003 Karma :     
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| Robby |
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 Robby Dirty Old Man

Joined: 16 May 2002 Karma :   
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| Ant |
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 Ant World Chat Champion

Joined: 24 Feb 2003 Karma :  
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 Posted: 19:42 - 10 Dec 2003 Post subject: |
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i've got 6 points and endless letters bout dangerous, careless and inconsiderate driving!
I got caught last thursday at 58.9mph in a 40, but got let off with a producer ( it was 11.15 at night)
"hello i'm 20 with a CBR600 and 6 points, can i have a quote please?"
"Erm, Fuck off" ____________________ 04 ZX10R ~ |
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| Laura |
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 Laura Playboy Bunny

Joined: 28 Jul 2003 Karma :     
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 Posted: 19:47 - 10 Dec 2003 Post subject: |
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don't lots of people say that?
Sorry could not resist! ____________________ Good girls ride motorcycles bad girls thrash them. |
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| Ant |
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 Ant World Chat Champion

Joined: 24 Feb 2003 Karma :  
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 Posted: 18:44 - 11 Dec 2003 Post subject: |
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| Laura wrote: |
don't lots of people say that?
Sorry could not resist! |
No laura, quite the opposite! don't you think?  ____________________ 04 ZX10R ~ |
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| Laura |
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 Laura Playboy Bunny

Joined: 28 Jul 2003 Karma :     
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 Posted: 18:46 - 11 Dec 2003 Post subject: |
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N ot really do not normaly have that said to me because I am so lovely. ____________________ Good girls ride motorcycles bad girls thrash them. |
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| NSR125-Kid-UK |
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 NSR125-Kid-UK Attention Whore

Joined: 03 May 2003 Karma :     
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 Posted: 18:48 - 11 Dec 2003 Post subject: |
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I would write about how much the current system is messed up anti motorist anti biker etcetera but tbh i've said it so many times i don't want to say it again . ____________________ https://www.bikepics.com/members/nsrandy/96rs250/ My Bike!
"I'm either going to teach andy to get his knee down, or I'm going to get him killed. One of the two" - Teaman |
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| Ant |
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 Ant World Chat Champion

Joined: 24 Feb 2003 Karma :  
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| Laura |
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 Laura Playboy Bunny

Joined: 28 Jul 2003 Karma :     
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| tyyak |
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 tyyak Derestricted Danger

Joined: 03 Dec 2003 Karma : 
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 Posted: 19:13 - 11 Dec 2003 Post subject: |
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dont worry about the insurance as it wont make much difference anyway. Dunno what bike it is but its worth keeping it insured in case some twat nicks it, but trying to insure it before the endorsement shows on the licence wont work anyway cos the endorsement starts from the day the offense was committed.. i know ive committed enough when i was despatching..... next time tell them its a company vehicle and you are unsure who is riding it !!!!!!!!!!!!!!!!!!!! ____________________ 10 % off all performance parts and accessories december only
www.vyxxn.co.uk |
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Old Thread Alert!
The last post was made 22 years, 306 days ago. Instead of replying here, would creating a new thread be more useful? |
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