Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


Vet fees

Reply to topic
Bike Chat Forums Index -> Dear Auntie BCF...
View previous topic : View next topic  
Author Message

gager5000
Renault 5 Driver



Joined: 30 Jun 2010
Karma :

PostPosted: 09:53 - 25 Mar 2011    Post subject: Vet fees Reply with quote

Hello, just after some words of wisdom really. Our dog has got cancer Sad so we're looking at getting it treated but have no idea what sort of price would be realistic. I've been told that the vet that did the test is well known for ripping people off so dont want to go there if another can do it cheaper.

Also, could I take those test results to another vet or would they do another set of tests and charge accordingly?

Any advice would be great.

Ben.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

stinkwheel
Bovine Proctologist



Joined: 12 Jul 2004
Karma :

PostPosted: 10:17 - 25 Mar 2011    Post subject: Reply with quote

Ask them how much it would be. Explain money is tight and you need to know how much things are going to cost so you can budget for them.

I don't know about any details. If it's a surgical case, then they ought to be able to give you a fairly accurate quote for the surgery and follow up care. Remember to get them to add any follow up tests such as histopathology to the quote.

If it's a medical one they should be able to give you a rough quote for the "per week" cost of the drugs plus any monitoring tests they have to do.

There are also varying options for dealing with tumours ranging from doing nothing and putting them to sleep when their quality of life is adversely affected, through surgery, palliative care only, right up to full-on chemo protocalls or even referral to Cambridge vet school for radiotherapy. All depends on the details of the case, how well the animal would cope and what the owner is prepared to do and spend along with ethical checks and balances as to what is really fair (I have oppinions about the ethics of some of the more agressive forms of chemo in pets).

They should have gone over the options with you.

You're free to change vets. If you do, the new vets will normally get in touch with your old one for them to forward any relevant clinical history. They would probably want to examine the animal themselves so they can get a good handle on what's going on because there is only so much you can glean from clinical notes.
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.
 Back to top
View user's profile Send private message You must be logged in to rate posts

gager5000
Renault 5 Driver



Joined: 30 Jun 2010
Karma :

PostPosted: 10:23 - 25 Mar 2011    Post subject: Reply with quote

Thanks for the reply, a lot of good advice. The vet seems to be saying its one that wont spread so can just chop it off and she'll be fine. To look at her you wouldn't there was anything wrong, apart from the large lump on her chest, so I'd hope there wouldn't be any long term issues that would require putting her to sleep. Will speak to them and see what we can beat out in terms of a deal or payment plan. Not had much experience with vets in terms of proper treatment so didn't know how it worked. Thanks for the advice.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

JP7
World Chat Champion



Joined: 22 Dec 2008
Karma :

PostPosted: 10:41 - 25 Mar 2011    Post subject: Reply with quote

Good advice from Stinkwheel, just wanted to say all the best and hope your dog is ok.
 Back to top
View user's profile Send private message You must be logged in to rate posts

stinkwheel
Bovine Proctologist



Joined: 12 Jul 2004
Karma :

PostPosted: 10:55 - 25 Mar 2011    Post subject: Reply with quote

gager5000 wrote:
Thanks for the reply, a lot of good advice. The vet seems to be saying its one that wont spread so can just chop it off and she'll be fine. To look at her you wouldn't there was anything wrong, apart from the large lump on her chest, so I'd hope there wouldn't be any long term issues that would require putting her to sleep. Will speak to them and see what we can beat out in terms of a deal or payment plan. Not had much experience with vets in terms of proper treatment so didn't know how it worked. Thanks for the advice.


In that case, they should be able to give you a pretty accurate quote for the surgery.

It is common and good practice to send the lump away for histopathology so they can find out exactly what it was and make sure they got it all off. If money is tight, you can sometimes forgo this step depending on how happy the vet was that a) They got it all and b) That they were correct with their initial diagnosis based on less definative tests (histopath of a biopsy is definative, anything else is a pointer). Make sure you get this included in the quote if they think it will be necessary.

By best practice, they really ought to give you a rough quote for the cost of the surgery at the time of admission and get you to sign it along with the anaesthetic consent form. This is not always done though.

Speaking from personal experience, most vets are perfectly happy to arrange a payment plan and it goes down a lot better if you mention it before having the work done rather than turning up to collect the dog and telling them you have no money. People in the latter category more often than not turn out to be the ones who have no intention of paying at all and as such get a somewhat cool reception.
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.
 Back to top
View user's profile Send private message You must be logged in to rate posts

gager5000
Renault 5 Driver



Joined: 30 Jun 2010
Karma :

PostPosted: 12:54 - 25 Mar 2011    Post subject: Reply with quote

Quote:
In that case, they should be able to give you a pretty accurate quote for the surgery.

It is common and good practice to send the lump away for histopathology so they can find out exactly what it was and make sure they got it all off. If money is tight, you can sometimes forgo this step depending on how happy the vet was that a) They got it all and b) That they were correct with their initial diagnosis based on less definative tests (histopath of a biopsy is definative, anything else is a pointer). Make sure you get this included in the quote if they think it will be necessary.

By best practice, they really ought to give you a rough quote for the cost of the surgery at the time of admission and get you to sign it along with the anaesthetic consent form. This is not always done though.

Speaking from personal experience, most vets are perfectly happy to arrange a payment plan and it goes down a lot better if you mention it before having the work done rather than turning up to collect the dog and telling them you have no money. People in the latter category more often than not turn out to be the ones who have no intention of paying at all and as such get a somewhat cool reception.


I think thats what we'll do, if they're happy with a payment plan then I dont mind if its costs a bit more to get proper treatment as I've grown quite attached to the mutt.

Quote:
Good advice from Stinkwheel, just wanted to say all the best and hope your dog is ok.


Thank you, I hope she is as well. I think she's quite enjoying all the extra attention and being allowed on the sofa though.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

t121anf
World Chat Champion



Joined: 23 Feb 2007
Karma :

PostPosted: 14:11 - 25 Mar 2011    Post subject: Reply with quote

our dog had a lump on its chest, vet suspected cancer and quoted a daft figure to my parents informing them if they didn't go ahead it would die.

lived with said lump for about 10yrs on, never bothered it.

guess it depends on the lump and animal but surgery isn't the only solution.
 Back to top
View user's profile Send private message You must be logged in to rate posts

f1fan111
Renault 5 Driver



Joined: 10 Nov 2006
Karma :

PostPosted: 22:20 - 25 Mar 2011    Post subject: Reply with quote

Do you have pet insurance? as that can cover some if not all problems depending on what cover you got.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Rogerborg
nimbA



Joined: 26 Oct 2010
Karma :

PostPosted: 22:36 - 25 Mar 2011    Post subject: Reply with quote

Nothing to add to Mr Wheel's edumacated information, I just wanted to say I'm sorry to hear about your pooch, and I hope it works out OK.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
 Back to top
View user's profile Send private message You must be logged in to rate posts

Visitor Q
$25 whore



Joined: 30 Apr 2004
Karma :

PostPosted: 04:32 - 26 Mar 2011    Post subject: Reply with quote

https://www.legaljuice.com/shotgun%20barrel%20gun%20looking%20down.jpg
____________________
China traffic/travel bike vid - When I make a sweeping statement, please add the word 'statistically' in to the sentence before you bitch...
From September 2014 to January/February 2015 I will not be using any English, nor reading any. As such, I won't be on here. PM at will, but I won't be checking/posting unless in emergencies. Certainly not for the first couple of months. Please berate me savagely if I break that rule...
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

michael j
World Chat Champion



Joined: 14 Jan 2006
Karma :

PostPosted: 06:26 - 26 Mar 2011    Post subject: Reply with quote

Are you hungry. Bonny?
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Visitor Q
$25 whore



Joined: 30 Apr 2004
Karma :

PostPosted: 06:44 - 26 Mar 2011    Post subject: Reply with quote

michael j wrote:
Are you hungry. Bonny?


As it happens, yes Laughing

Drooling
____________________
China traffic/travel bike vid - When I make a sweeping statement, please add the word 'statistically' in to the sentence before you bitch...
From September 2014 to January/February 2015 I will not be using any English, nor reading any. As such, I won't be on here. PM at will, but I won't be checking/posting unless in emergencies. Certainly not for the first couple of months. Please berate me savagely if I break that rule...
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

hellkat
Super Spammer



Joined: 12 Jul 2004
Karma :

PostPosted: 02:11 - 27 Mar 2011    Post subject: Reply with quote

Tangentially ... does anyone have comparative prices of pet insurance?

I've so far managed to pay the vet myself for various cat bills: neutering, assorted abscesses and suchlike, but I know I really ought to take out pet insurance, especially now I seem to have acquired myself a VERY LARGE dog.

Is there a sliding scale?
What do other people pay, and for what sort of pets?
Is there a better [insurance] company than others?
____________________
Not nearly as interesting in real life.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

panrider_uk
World Chat Champion



Joined: 23 Sep 2007
Karma :

PostPosted: 09:38 - 27 Mar 2011    Post subject: Reply with quote

Comparethemeerkat do pet insurance comparisons.

Mark
____________________
Current bikes: Honda ST1100 Pan European. Moto Guzzi V85 TT Travel
 Back to top
View user's profile Send private message You must be logged in to rate posts

Shreddie
Spanner Monkey



Joined: 20 Nov 2009
Karma :

PostPosted: 10:05 - 27 Mar 2011    Post subject: Reply with quote

f1fan111 wrote:
Do you have pet insurance? as that can cover some if not all problems depending on what cover you got.

You'll find that they don't cover pre existing conditions and it's very difficult (or expensive) to find insurance if your dog is over 8 years old.

I was getting fed up of paying the insurance for my dog as I've been paying the premiums for 12 years since she was a pup and she's never needed it... Until January this year... It saved me a very costly bill that almost equalled the cost of the premiums over the years. Thankfully she's back in tip top shape now.

For those who are wondering, I'm with Petplan.
 Back to top
View user's profile Send private message You must be logged in to rate posts

hellkat
Super Spammer



Joined: 12 Jul 2004
Karma :

PostPosted: 11:24 - 27 Mar 2011    Post subject: Reply with quote

panrider_uk wrote:
Comparethemeerkat do pet insurance comparisons.

Mark


Yeah, I figured that ..does it tell you whether there is a huge difference in insurance between having (for example) a Maltese terrier or a bullmastiff, or whether its just "its a dog and its 2 years old".

I just wondered, seeing as how I was THINKING* of getting a Maltese as well, LOL (just as a light snack for Bruno, you understand)

*only thinking about it, so far though!


Meh, I'll just go and compare that damn meerkat.
____________________
Not nearly as interesting in real life.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Nai
World Chat Champion



Joined: 18 Apr 2010
Karma :

PostPosted: 12:18 - 27 Mar 2011    Post subject: Reply with quote

Dont get pet insurance. Period.

99.999% of the time its far easier and cheaper to set up a direct debit to put £50 a month into premium bonds than it is to get pet insurance. Insurance companies are renowned for wheedling out of payments, pet insurance is the worst.

An example of expense as well. Our Jack Russel died a couple of years ago of liver failure. The average quote for insurance on a pure Russel is about 40-50 a month. In that dogs shortened but still 7 year life, that was the only cost us £750, not even that, in vets fees. It would have cost between £480-£600 a year to insure her. Utter waste of money.

Your are far better either setting up a debit to pay into Premium bonds or a savings account as a rainy day fund for your pets.
 Back to top
View user's profile Send private message You must be logged in to rate posts

michael j
World Chat Champion



Joined: 14 Jan 2006
Karma :

PostPosted: 14:51 - 27 Mar 2011    Post subject: Reply with quote

Do get vet insurance. Stan, my 5 yr old Staff has been an absolute money pit. Prolapsed urethra when he was 1, cost in excess of £3000 and has recurred twice at nearly 3 grand a pop. Then the idiot decided to eat a tennis ball which got stuck in his intestine and resulted in 18 inches of intestine being removed. Kerching another 3 grand. We have to pay up front but we get 75% back. Would have been f*cked without it.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Nai
World Chat Champion



Joined: 18 Apr 2010
Karma :

PostPosted: 15:38 - 27 Mar 2011    Post subject: Reply with quote

My company didn't pay out either time.

First time someone hit our dog when it was on a lead on the pavement because a car driver pulled up to quick and nosed onto the pavement. No witnesses. He claimed it was running loose in the car park. Insurance company didn't pay cause it was claimed we had no control over the dog.

Secound time our dog pulled a muscle on its front right leg as a puppy before we got insurance. It went on the vets record that it was a pulled muscle. It later developed a problem with its rear right legs muscle. It needed an op and the insurance company backed out of paying because my dog had a history of problems on that side's legs dating back before insurance was started.

Pet insurance is a scam and fraud.

You got unlucky, your part of the 0.001% of the time it saved money on.
 Back to top
View user's profile Send private message You must be logged in to rate posts

f1fan111
Renault 5 Driver



Joined: 10 Nov 2006
Karma :

PostPosted: 01:10 - 29 Mar 2011    Post subject: Reply with quote

with petplan for both our dogs on joint policy, eldest dog is welsh springer vet aged at 6-8 years and petplan let us insure him which was lucky as he needed an operation. Bill was just over £1000 which i paid up front and then got a cheque from pet plan for full amount.

I'm not 100% convinced on pet insurance but girlfriend wanted it for dogs so we have it.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Robby
Dirty Old Man



Joined: 16 May 2002
Karma :

PostPosted: 05:42 - 29 Mar 2011    Post subject: Reply with quote

I've found that pets can be surprisingly hardy living with tumours, a old cat of mine live to 18, the last 2 years of it with a liver twice the size it was meant to be. When we called the vet to say he had died (peacefully, in his sleep) the vet was rather surprised, given that he had given a diagnosis of two months to live in the first place.

If the tumour is operable then get it fixed, even if it expensive, and get the biopsy done - you may find that a change to a special diet or some daily medication are worthwhile from the results.

If it isn't operable and you think the dog hasn't long left, consider getting a puppy. One of the things that gave my cat a new lease on life was getting kittens, it flicked a switch deep in his memory and he became all paternal, even caught them a squirrel. He hadn't caught anything for 5 years previously.

Chat to your vet. Cancer tends to be a scary word, but can range from anything from a small, benign, easily operable tumour to an aggressive malignant series of tumours or leukemia.

If you do go down the insurance route in future it may be worthwhile, but bear in mind that you need to keep up to date on jabs and such. Never been worth it for me with several cats.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Visitor Q
$25 whore



Joined: 30 Apr 2004
Karma :

PostPosted: 06:01 - 29 Mar 2011    Post subject: Reply with quote

The thing is, if there aren't kids in the mix, then why can't you treat pets like girlfriends?

You may be quite attached to them, but they're hardly irreplaceable. I don't like to see them suffering, like I often do out here. But in England the idea that you can't put down your own animal irritates the shit out of me.

If you have the spare money to fix the dog, great. The idea of dropping vast sums on insurance, or defective bits, is just crazy to me. Small problems, fix, big problems... doggy heaven. There's no shortage of the buggers, endearing though some may be.

Whenever I hear about dog/cat/hamster owners getting massive invasive surgery done on their pet, with a success rate below 80% and price tags running into 4 figures, I do have to wonder whether they're right in the head.
____________________
China traffic/travel bike vid - When I make a sweeping statement, please add the word 'statistically' in to the sentence before you bitch...
From September 2014 to January/February 2015 I will not be using any English, nor reading any. As such, I won't be on here. PM at will, but I won't be checking/posting unless in emergencies. Certainly not for the first couple of months. Please berate me savagely if I break that rule...
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Nai
World Chat Champion



Joined: 18 Apr 2010
Karma :

PostPosted: 08:21 - 29 Mar 2011    Post subject: Reply with quote

f1fan111 wrote:
with petplan for both our dogs on joint policy, eldest dog is welsh springer vet aged at 6-8 years and petplan let us insure him which was lucky as he needed an operation. Bill was just over £1000 which i paid up front and then got a cheque from pet plan for full amount.

I'm not 100% convinced on pet insurance but girlfriend wanted it for dogs so we have it.


Heres a good example of what I mean, I am guessing your springer costs... Maybe £30 to £40 a month to keep insured? So at a minimum that dog over 6 years would have cost between £2160 - £2880. So your currently well down on your moneys worth. On top of that if there is a problem there's always a chance they will wriggle out of paying next time.

With that money you could have put it into a savings account and earned some interest, or put it into premium bonds got a lucky draw and made a small fortune. At least in both cases the money is still there to use on what you want.
 Back to top
View user's profile Send private message You must be logged in to rate posts

gager5000
Renault 5 Driver



Joined: 30 Jun 2010
Karma :

PostPosted: 09:13 - 29 Mar 2011    Post subject: Reply with quote

Cheers for the replies, lots of good advice there. She's getting it sorted next week, was going to be today but she ripped it off with her teeth, blood everywhere so has to have a course of anti-biotics and wait a week. But she's been given one of those big collars to slop her licking it, funniest thing I've seen for a while Very Happy
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts
Old Thread Alert!

The last post was made 14 years, 308 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> Dear Auntie BCF... All times are GMT
Page 1 of 1

 
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 

Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.08 Sec - Server Load: 0.54 - MySQL Queries: 14 - Page Size: 130.29 Kb