Minimum wage for survival

[c_dug]

Just curious, what do you think would be there bare minimum you could survive on (rounded to the nearest £1000 p/a). The amount needs to cover you and anybody dependant on you and should be calculated using current costs of living, so for instance petrol and £1.28 p/l or whatever you pay at the moment and mortgage at it's current rate.
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I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock.

[G]

As a teenager my mum was unemployed for some decent bits of time (year or two at once) and despite what others complained about we actually 'survived' ok.

So many people consider 'getting by' to be eating expensive food and doing expensive pass times.

So, dunno, but not much if needed.

[dransy]

Before tax i get 14632.80 a year for a 42 hour week , after tax its about just over 12k or something?

i manage to survive . I pay out 170 each week and get 60 quid left thats for food petrol n cigs

I have a car and bike but cant afford to run both ,running the car at the mo but my car insurance and phone contract are in with the 170 quid a week so i guess its not all that bad?
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Being shot out of a cannon will always be better than being squeezed out of a tube. That is why God made fast motorcycles

[Paxovasa]

[warped one]

Last year I got paid a grand total of £11k, and that was mainly spent on supporting me and the ex, paying for my bike, phone ect...

We managed to go out every Fri and Sat, and even go on holiday.

But I can see this year been harder for the following reasons:

- Gone down from a 4day week to 3, (Hopefully get some 5's in, in the summer)
- Got to get my Car and bike license (Car before May)
- Rebuild my bike,
- Pay off my bike,
- Save £5k,
- Buy another bike before November, which has to be stripped and rebuilt before me and Pernig hopefully go to Morocco.
- Got to save £500, before 14th Feb and pay for flights to Tallinn to see someone.

Going to be a fun year I think.
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amnesia - Never in the history of usernames has one been more accurate. Warped indeed. You sir are a fecking oddball.

[D O G]

As we are at the moment, I reckon we could scrape by on £35kpa

[G]

[c_dug]

[Kickstart]

Hi

Depends on how long term and the situation.

Long term, flog the house, cars and bikes and move somewhere cheaper on the equity so zero mortgage / rent. Get rid of mobile phone, home phone, broadband, TV (including Sky) would remove most of the living costs. That would leave me with food, water, gas, electricity and council tax (and the amount for those would vary depending on if I were at home all day, or if I were unemployed). Probably means somewhere around £300~£400 a month eating cheaply.

Edit - Suppose I should add that while I might have a load of bikes, I am not really in the habit of spending loads on new bikes / cars. Nor am I one for going on expensive holidays or going out for expensive meals / nights on the town

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Chalky.]

A human needs food, water and shelter to survive, nothing else.

I, along with many others, could do this on nothing.

Survival does not mean using an old car instead of a new one, or not upgrading your mobile bloody phone.

[Al]

If I cut back, so just paying for the house and essentials power/water/food ect. Plus running a 125cc bike/ bicycle as transport I could survive on min wage, I have in the past and only bought the house on the theory that I may not always have a good job but I'm confident that I could always find someway to scrape the bills together.

I like motorbikes its my main and pretty much only hobby, so I spend a rather large amount of money on motorbikes and associated stuff.
I'm not interested in fashion- I buy cheap clothes.
I'm not interested in geeky electronic stuff- I don't have an Iphone, massive TV, expensive computer or hi-fi.
I'm not interested in the gym- I don't have a gym membership.

But most people want everything these days and the best of it. People are living the life of upper class snobs but with a modest working class income and the idea of cutting back seems to mean cancelling the movie channels, the whole country is living in a complete fantasy created by clever marketing and peer pressure.
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Yamaha FZR400RR 3tj
My Instagram Thingy

[mistergixer]

[Hetzer]

[Groove]

All my living bills come in at around £190 per month.

On top of this i pay out for per month;

Mobile = £40
Car Insurance = £125
Debt repayment = £150

Then weekly;

Shopping = £20-50 per fortnight (nappies and baby food pushes the higher limit!)

Work lunches = £20 per week (i could get this from the supermarket to save money and i keep meaning too. Thing is i work airside at Stansted Airport so you can not take any drinks or yoghurts through so i end up buying a meal deal from boots for £3.79 a day!)

Petrol = £70/75 will last a week - sometimes just over!

Comes to around £925 per month and i get around £1000 after tax per 4 weeks (sometimes more sometimes less due to commision!)

I could happily get this down to £625 per month. I could;

Stop having a garage bringing my half of household bills to £175.
Sim only contract will be around £20.
Buy a cheaper can and insurance could be around £40.
Having a cheaper car which is diesel would drop my fuel to around £40 a week.
I would buy my lunch from supermarkets at around £20 a month.

If i became unemployed i could get this down further to around £385 per month as i still need to pay rent and debt and this is still sharing food bill with the Mrs.
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|| Past: 1991 Kawasaki ZXR 250 ~ 2003 Honda CBR 600 F Sport ~ 2004 Kawasaki ZX6R B1H 636 ~ 1999 Yamaha R1 ~ 1999 Kawasaki ZX6R J ~ 2004 Kawasaki ZX6R B1H 636 ~ 1998 Honda VTR1000F Firestorm ~ K1 GSXR 600 Track bike ~ K6 GSXR 1000 ~ 2006 Speed Triple 1050 || Current: 2005 R1 https://www.adrucore.co.uk

[Clanger]

[ms51ves3]

[silky666]

[c_dug]

For me,

£435pcm for rent including all bills and internet. (Gets me a part-furnished room in a shared house with no living room, shared kitchen and bathroom)

As of next week petrol should go down to £10 a week for work + whatever I use socially, so call it £60pcm

Then sim only contract is £15pcm which I think is acceptable for what I use it for and the convenience of direct debit.

Insurance is around £40 I think

Credit card minimum payment is ~£30pcm at the moment I think.

That in theory should leave me around £400 to play with for the month including food (but I do eat out pretty often).



Of course Halifax do their monthly arse rape and rob me of three figures. Then I pay off the whatever I owe to whoever and slowly I end up with about £100 to myself for the month.

I need a better paying job
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I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock.

[Clanger]

[fire]

[MattJ]

Off topic:

[ncrn]

The lowest I've ever had to survive on was when I was on placement and I was fortunate enough to get 16k for that. I lived easily on that, in fact I had spare money for hobbies so that was great. If I didn't live 45 miles from the office I would have had ever more money to spend.. But thats another story. I think I could have lived on less if I stopped spending money on things I enjoy, but unless I could find cheaper ways of enjoying myself I would start to hate life a bit I think. I'm not a fan of the concept of giving up most of my week to survive, the only thing that makes it acceptable for me is that I can buy things at the end that give me a period of enjoyment.
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Past: 55 Sym Jet, 91 ZZR250, 03 NSR125R. Present: 97 ER-5.
https://www.nsr125.co.uk - NSR Owners forum.

[c_dug]

So you are going to survive for nothing on food water and shelter, I would assume to forage enough free food you would be in the woods somewhere, so nowhere near a library.

Even if you were to live as a tramp in a city you could not get a library card. My local library needs enough i.d. to open a bank account (no lie).
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I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock.

[silky666]

[mysterious_rider]

Just over 7k a year at tescos.

Live at home.

I'm just part time. Cba full time

monthly outgoings;


car insurance; £100
rent £120
phone £30
Bike insurance £20
Petrol for both?? £30-40?

This month alone I managed to blow about £250 on the monkeybike getting her on the road (okay then pimp parts haha)


Seem to do okay. I don't really go out clubbing anymore since I got a car and stuff. It seems wiser to spend the money elsewhere, e.g motorbike.

After i pay that off I have about 200 to spread between four weeks. So it's like £50 a week. That's fine seeing as I can quite happily live off nothing for a month.