Insurance help

[YUN]

My mate, is not a BCF member so am asking advice for her.

She had an accident last night commuting home from work. She was riding in the right lane and car was driving in the left.

Without any indication, car just cuts infront of her to turn into the side road. She see him turn into her at the corner of her eye, but the emergency stop in the rain and just over 2 drain covers meant she fell straight to the floor.

Now the bike falls completely ontop of her - 2 men in the street ran over to help lift the bike off her and push the bike to the side. The car finally stopped and reversed back up. Another witness runs over to shout at the driver whilst she shakes off the shock. She is fine except for a bruised left knee.

The bike is completely out of action:
- fairings cracked
- handle bars are bent
- foot peg broken
- clutch broken
- gears linkage broken - can't even get into neutral
Bike can't even be moved properly and so have pushed and parked and locked it up near her workplace for now.

She took down his registration, car details, name, house address and mobile number (which doesn't work). He openly admitted to her and witness that he had not indicated, didn't check his mirrors as he was lost!! Her plan was to call him to arrange for him to pay her privately for the damage and call it quits but now she has to result to going through insurance as she can't get hold of him unless she drives to his house!

She is confused to what to do - will this lean in her favour if she call insurance? If not, then its not worth paying an extra premium. She also has a witness.

Also, if the insurance doesn't work out for her - how much do you think it'll cost for bike repairs?

Any advice appreciated
Yun
____________________
Meet the team that will win, Blade, Razor, Blazer and my personal assistant, Michelle and from Romanovia - Fran Stalinovskovichdavidovitchsky
~ * CBT - 13/01/08 --> Theory 24/05/08 --> Squished by lorries, brand new CBR125(2000miles) write-off 04/06/06 --> DAS booked 02-04/08/08 * --> DAS passed 05/08/08 * --> VFR400 (aka 'Mike') ~

[P.addy]

By the "right" lane was it a 2 lane place, or was she overtaking?

As long as you got car details...i'd call the police, say he has given you false information as you cant get hold of him.

Report to your insurer, give them the crime ref number

[YUN]

There was defo 2 lanes. He was riding mainly in the middle of both lanes as there was a cyclist on his left (no cycle lane), so she was in the correct right lane but riding more towards her right than in the middle (if that makes sense).
____________________
Meet the team that will win, Blade, Razor, Blazer and my personal assistant, Michelle and from Romanovia - Fran Stalinovskovichdavidovitchsky
~ * CBT - 13/01/08 --> Theory 24/05/08 --> Squished by lorries, brand new CBR125(2000miles) write-off 04/06/06 --> DAS booked 02-04/08/08 * --> DAS passed 05/08/08 * --> VFR400 (aka 'Mike') ~

[Minty]

Report to the insurance and for gods sake, DONT LOSE THE WITNESS DETAILS.

I'd be all for sorting out privately but the mere fact he has given a duff mobile number removes that favourable option for them.
____________________
My fingers smell of your mum.

[t121anf]

playing devils advocate here, but i think insurance would go in favour of the driver.

yes he was in the wrong for not indicating but she failed to stop, he never hit her unless i am misreading.

sorry but i think she is shit out of luck.

thats motoring though

[multijoy]

[T.C]