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Updated w/ injury/crash info/pics: Quick accident advice

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JonnyFoxtrot
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PostPosted: 07:39 - 03 Aug 2011    Post subject: Updated w/ injury/crash info/pics: Quick accident advice Reply with quote

Hi all, need this really quick as I'm about to go A&E. Crashed the bike last night at silly speeds after a tank slapper. Gonna go A&E this morning as now I'm really starting to hurt in places, particularly shoulder. BUT what should I tell A&E? There was no police involved last night, was out with all of the mates I ride with and managed to sort the remainder of the bike getting home as well as me without a call to 999. But I don't want anything to go on record at hospital in case insurance/police find out I've been in an accident? Should I just be completely honest?
TIA
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Last edited by JonnyFoxtrot on 14:34 - 04 Aug 2011; edited 2 times in total
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johnsmith222
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PostPosted: 08:07 - 03 Aug 2011    Post subject: Reply with quote

You must have came off your bike and you don't know why something must have been on the road or something and you didn't see it or something. The shock of the crash can affect your memory, but watch they don't think you've been knocked out unless you really have been.

Nothing will go on record when it comes to the insurance company unless you do something stupid and tell them.

If you've tidied your bike away then who's to say you didn't get the injuries you got at 60mph in a 60 limit? Motorcycling is dangerous like that. All you really need to give the police is your name and address but I doubt they'll be interested.
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Wafer_Thin_Ham
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PostPosted: 08:12 - 03 Aug 2011    Post subject: Reply with quote

Tell A&E you crashed your bike. Your insurers won't care as long as you don't try and make a claim from them. Obviously don't go out of your way to tell them, but A&E won't grass you up. They won't dig any deeper.
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G
The Voice of Reason



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PostPosted: 08:21 - 03 Aug 2011    Post subject: Re: Quick accident advice Reply with quote

If you're particularly worried, you could tell them it was riding off-road, on a trackday, etc.
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Skudd
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PostPosted: 09:03 - 03 Aug 2011    Post subject: Reply with quote

tell them you fell of your bike, then they can make you better with the correct information.

You sound young........... hassle now doesn't last, but injuries now that don't get sorted last a life time.

I know, I've been there. the pain still creeps up.
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teuma86
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PostPosted: 09:20 - 03 Aug 2011    Post subject: Reply with quote

You are covered by Patient confidentiality in hospital. They can not tell the police.

if you hide the mechanism of injury (how you hurt yourself) then they may miss something or mis-treat you.

Be honest. You may have another injury that is not showing signs / symptoms yet but the hospital will look for knowing how you hurt yourself.

Medical people are NOT the police, they don't give to f**ks.

I have worked with Paramedics, after an RTC, driver not wearing seatbelt and was speeding. not our job to tell the police, but we needed to know, as now that chest pain is NOT from the seatbelt, could be internal bleeding from the movement to stop.

If the police ask us, we simply say, Can not Comment.
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Conon
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PostPosted: 09:21 - 03 Aug 2011    Post subject: Reply with quote

If you tell the hospital that you were in a bike accident, they may want to recover the cost of your treatment from your insurer. It is likely that they will hit you with a bill for emergency treatment for somewhere in the region of £350.

Now i'm not advocating that you dont tell the truth, just advising you that there may be a cost involved.
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Wafer_Thin_Ham
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PostPosted: 09:24 - 03 Aug 2011    Post subject: Reply with quote

Conon wrote:
If you tell the hospital that you were in a bike accident, they may want to recover the cost of your treatment from your insurer. It is likely that they will hit you with a bill for emergency treatment for somewhere in the region of £350.

Now i'm not advocating that you dont tell the truth, just advising you that there may be a cost involved.


Going to call BS on this one. Never heard of it happening before. The NHS is paid for through our taxes thus they have no need or right to claim "costs" back from the insurer. And that's even if they can find out who you're insured with. Kind of tricky to claim costs back if you've not got fully comp too.
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teuma86
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PostPosted: 09:33 - 03 Aug 2011    Post subject: Reply with quote

Big_Ham wrote:
Conon wrote:
If you tell the hospital that you were in a bike accident, they may want to recover the cost of your treatment from your insurer. It is likely that they will hit you with a bill for emergency treatment for somewhere in the region of £350.

Now i'm not advocating that you dont tell the truth, just advising you that there may be a cost involved.


Going to call BS on this one. Never heard of it happening before. The NHS is paid for through our taxes thus they have no need or right to claim "costs" back from the insurer. And that's even if they can find out who you're insured with. Kind of tricky to claim costs back if you've not got fully comp too.


I have to agree, I have paramedic friends, friends in hospitals and in insurance companies and I have NEVER heard of claiming medical care back within the UK from the insurance company.

Also for your information, it cost more in the region of £3,000 just going through the doors of A&E per patient. and that is before you had any treatment.
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Conon
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PostPosted: 09:42 - 03 Aug 2011    Post subject: Reply with quote

Big_Ham wrote:
Conon wrote:
If you tell the hospital that you were in a bike accident, they may want to recover the cost of your treatment from your insurer. It is likely that they will hit you with a bill for emergency treatment for somewhere in the region of £350.

Now i'm not advocating that you dont tell the truth, just advising you that there may be a cost involved.


Going to call BS on this one. Never heard of it happening before. The NHS is paid for through our taxes thus they have no need or right to claim "costs" back from the insurer. And that's even if they can find out who you're insured with. Kind of tricky to claim costs back if you've not got fully comp too.


You can call bullshit all you like, it still doesnt make you any less than wrong. https://webarchive.nationalarchives.gov.uk/+/www.dh.gov.uk/en/Managingyourorganisation/Financeandplanning/NHSInjuryCostRecovery/index.htm
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The Shaggy D.A.
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PostPosted: 09:47 - 03 Aug 2011    Post subject: Reply with quote

Aye, when I came off my XJ900, even though no-one else was involved I got a bill. If it's an RTA, they can claim off you as you should be insured.

Which is why next time I'm going to say I came off a bicycle.
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Conon
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PostPosted: 09:48 - 03 Aug 2011    Post subject: Reply with quote

teuma86 wrote:
Big_Ham wrote:

Going to call BS on this one. Never heard of it happening before. The NHS is paid for through our taxes thus they have no need or right to claim "costs" back from the insurer. And that's even if they can find out who you're insured with. Kind of tricky to claim costs back if you've not got fully comp too.


I have to agree, I have paramedic friends, friends in hospitals and in insurance companies and I have NEVER heard of claiming medical care back within the UK from the insurance company.

Also for your information, it cost more in the region of £3,000 just going through the doors of A&E per patient. and that is before you had any treatment.


just because you never heard of it happening doesn't mean it doesn't happen. see the link I posted above and you will see that it happens often enough. And note that i did tell the OP that the NHS MAY want to recoup some of their costs.

Incidentally, if the NHS dont know who your insurer is, they just bill the patient. Up to you then whether you tell your insurer or not.
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teuma86
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PostPosted: 09:51 - 03 Aug 2011    Post subject: Reply with quote

Conon wrote:


Is it stats

"NHS can reclaim the cost of treating injured patients to all cases where personal injury compensation is paid"

He would not be making a Personal Injury Claim.

This is normally a case in an RTC where someone may claim.

If after an RTC, you suffer a broken spine and will be claiming for the injury as compensation of being of work or not being able to walk ect.
Whilst in hospital recovering, the NHS and recover the costs for the treatment.

A lot of RTCs occur without police / insurance involvement but still require medical treatment.
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teuma86
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PostPosted: 09:53 - 03 Aug 2011    Post subject: Reply with quote

The Shaggy D.A. wrote:
Aye, when I came off my XJ900, even though no-one else was involved I got a bill. If it's an RTA, they can claim off you as you should be insured.

Which is why next time I'm going to say I came off a bicycle.


But was the bill for medical or damage to traffic signs / road surface? If you come of your bike and take out a road sign, they can bill you for the damage.
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The Shaggy D.A.
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PostPosted: 09:56 - 03 Aug 2011    Post subject: Reply with quote

It would be interesting to see what was in place before the Road Traffic (NHS Charges) Act 1999, as the accident I was charged for was in 1991.

Either way, I'd still go with the bicycle story Smile
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The Shaggy D.A.
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PostPosted: 09:57 - 03 Aug 2011    Post subject: Reply with quote

teuma86 wrote:
The Shaggy D.A. wrote:
Aye, when I came off my XJ900, even though no-one else was involved I got a bill. If it's an RTA, they can claim off you as you should be insured.

Which is why next time I'm going to say I came off a bicycle.


But was the bill for medical or damage to traffic signs / road surface? If you come of your bike and take out a road sign, they can bill you for the damage.


Medical treatment, I crushed my foot between the kerb and the crankcase.
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Chances are quite high you are not in my Monkeysphere, and I don't care about you. Don't take it personally.
Currently : Royal Enfield 350 Meteor
Previously : CB100N > CB250RS > XJ900F > GT550 > GPZ750R/1000RX > AJS M16 > R100RT > Bullet 500 > CB500 > LS650P > Bullet Electra X & YBR125 > Bullet 350 "Superstar" & YBR125 Custom > Royal Enfield Classic 500 Despatch Limited Edition (28 of 200) & CB Two-Fifty Nighthawk > ER5
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teuma86
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PostPosted: 10:02 - 03 Aug 2011    Post subject: Reply with quote

The Shaggy D.A. wrote:


Medical treatment, I crushed my foot between the kerb and the crankcase.


Handy to know.

Honest dr, I come of my bicycle..... in my full leathers..... with a full face helmet...... doing 70mph.....
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P.
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PostPosted: 10:08 - 03 Aug 2011    Post subject: Reply with quote

teuma86 wrote:
Honest dr, I come of my bicycle..... in my full leathers..... with a full face helmet...... doing 70mph.....


I just had an image of G in my head Laughing
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Wafer_Thin_Ham
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PostPosted: 10:08 - 03 Aug 2011    Post subject: Reply with quote

Conon wrote:


Where personal injury compensation is claimed. Since he crashed by himself he won't be claiming personal injury....

To avoid this just say you came off on track then. Shrug.
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Wafer_Thin_Ham
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PostPosted: 10:10 - 03 Aug 2011    Post subject: Reply with quote

The Shaggy D.A. wrote:


Medical treatment, I crushed my foot between the kerb and the crankcase.


You you paid for it twice? Once through taxes and then they billed you for medical treatment. Crazy.[Hetzmode] Spineless cvnts. [/Hetz mod]
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whitedevil
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PostPosted: 10:14 - 03 Aug 2011    Post subject: Reply with quote

Just say it happened off road, private land, trackday etc.
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Skudd
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PostPosted: 10:25 - 03 Aug 2011    Post subject: Reply with quote

Tell them you are Polish.
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P.
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PostPosted: 10:52 - 03 Aug 2011    Post subject: Reply with quote

Skudd wrote:
Tell them you are Polish.


Laughing I had a crashski

Mr. Green
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JonnyFoxtrot
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PostPosted: 10:57 - 03 Aug 2011    Post subject: Reply with quote

Cheers everyone for the advice, just got back from hospital. Turns out I've separated my shoulder and am generally battered and bruised :/ but still very lucky to be alive so can't complain at all.

Hospital didn't ask too many questions about crash, just areas of damage to me and speed (which I lied and said 70), and I'm not making any claims so hopefully wont hear anything else.

For anyone interested in the crash, I suffered the infamous B1H tank slapper as I was accelerating up a dual carriage way after a roundabout. Clutchless upshifting through the gears, front went light on a bump+upshift, massive tank slapper ensued and started to head towards central reservation, managed to get it back a bit but then it went off slapping violently again, but at least this time headed for the nearside hard shoulder, mounted the grass verge and back end went out and me and bike smashed hard to the ground, I surfed it for a bit and then bike dug in and flew into the ditch and I carried on sliding/tumbling down the road.

Luckily was with about 7/8 mates who were all amazing for me sorting stuff out. Even though they got pissed off that I Refused to stay on the floor as soon as I stopped and raced over to the bike to check damage and get it out the ditch.

Very, very lucky I'm not dead at that speed (if I put the numbers 0,1 and 3 out there, you can probably guess which order they go in) so just got to sit out the mending process!

Guess I should have got that steering damper after all Laughing

Pics to come if you want.

Luckily
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G
The Voice of Reason



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PostPosted: 11:03 - 03 Aug 2011    Post subject: Reply with quote

The Shaggy D.A. wrote:
Aye, when I came off my XJ900, even though no-one else was involved I got a bill. If it's an RTA, they can claim off you as you should be insured.

Which is why next time I'm going to say I came off a bicycle.

Erm, not sure about 'should be insured'?
Does normal car/bike insurance cover this at all for a single vehicle accident?
I thought even fully comp won't cover you hurting yourself - it has to be someone else at 'blame' for there to be fault.
If you were a pillion, I'd expect insurance to pay up, but not if you were 'at fault' for your own injuries.
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