Insurance asking about No Claims

P. · Red Rocket Joined: 14 Feb 2008 Karma :

I got this email this morning, which half annoyed me.

When I took the policy out I had 1yr NCB from my Daytona's policy which ended January this year.
I've run up 3 policies with individual no claims.... so I have 3 1 year no claims discounts..

So I sent Bennetts my NCB proof Friday and got this today.

Pete. · Super Spammer Joined: 22 Aug 2006 Karma :

No need to get upset, its probably just a routine check. I would send something like this:

"Dear Mr Bennetts.

I am confused about why you are asking this question. I had a policy with xxx insurer for xxx bike that expired in January this year. This policy had accrued 1 years NCD. I now have a different bike and I have applied this NCD to my new policy in the normal fashion when I took it out with Bennetts.

I trust this satisfies your query, if you have any more specific questions please send them by return and I will be more than pleased to answer.

Regards
Paddy."
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good Very Happy

shereen · World Chat Champion Joined: 15 Mar 2011 Karma :

I would also reply with something like Pete. has said.

Finickity bastards Twisted Evil

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"The Internet is the first thing that humanity has built that humanity doesn't understand, the largest experiment in anarchy that we have ever had"

P. · Red Rocket Joined: 14 Feb 2008 Karma :

Pretty much sent them that Laughing

Just is it really any of their business?

Minty · World Chat Champion Joined: 23 Dec 2005 Karma :

Ah, I mentioned thus on another thread and was met by puzzled stares. ( points at G )

They are checking that you are not reusing the NCD. in that possibly the policy expired in January, you took another policy and made a claim which affected that NCD. you could now be using the same NCD to set their policy up.

Just state that NCD has not been used on other vehicles in the interim period as you had no bike to use it on.
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My fingers smell of your mum.

shereen · World Chat Champion Joined: 15 Mar 2011 Karma :

If they keep on at you about it, just tell them to do one!
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"The Internet is the first thing that humanity has built that humanity doesn't understand, the largest experiment in anarchy that we have ever had"

Pete. · Super Spammer Joined: 22 Aug 2006 Karma :

P. · Red Rocket Joined: 14 Feb 2008 Karma :

0l0dom0l0 · World Chat Champion Joined: 21 Oct 2009 Karma :

They are nosey aren't they!
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CBT Passed: 30/08/2009, Theory Passed: 31/08/2010, Mod 1 Passed: 6/9/2010, Mod 2 Passed: 13/09/2010. Restriction ended 13/09/2012.

Bikes: 2007 Derbi GPR 50, 1998 Yamaha Fazer 600 (written off), 2002 Yamaha Fazer 600, 1994 CBR 600F, 2003 Triumph Daytona 600, Kawasaki ZX6R J1.....Current: 2006 Yamaha FZ6, 1998 Suzuki TL1000R and a Honda VFR 400 NC30.