Insurance for drivers with convictions

[woll]

I know I'm pretty much screwed. I'm 20, got 5 points for driving without due care and another conviction that doesn't carry points for driving otherwise than in accordance to licence. And will only have 1yr NCB on 4 wheels.
I'm trying to insure a van but so far have not found anywhere that will insure me . I know I can still get insured as one of the directors at work has got me insured on the work vans, but he said it wasn't cheap. I did wonder if it might be possible for me to get insured on a bike again, but don't fancy having a bike as my only form of transport again.
Are there any company's that might insure me? Even better a way of getting it reasonably priced without lying?
____________________
Current Bike- Suzuki DRZ400 SM K6
Previous bikes - Derbi Senda Xtreme50r, Honda CBR 125, Kawasaki ZZR 250, Yamaha DT125R, Suzuki Bandit 600, Gas gas ec 250, Honda CBR600FW
Damaged spleen, damaged kindey, 2 popped lungs, 2 broken ribs, broken face, broken wrist and 5 back fractures... remember kids walls hurt

[lihp]

Bike would be best bet, but even that will be expensive, at 25 it's still quite pricy for me to insure a van on a clean license, god help what quotes you'd get. Unfortunately, you're pretty much stuck with low group private vehicles until the points come off

[DrDonnyBrago]

Sorry for the off topic - did that due care thing from the crash actually stick?


How did they prove it?

[Boxing]

[woll]

Yep it did . Their argument was my supposed bad riding before the crash (even though I did point out several errors in the witness statement they weren't big enough errors for it to be dis-credited) and the whole fact that I crashed. If I hadn't been riding with out due care and attention I wouldnt have crashed apparently.

And for the person asking to be filled in... Search crash damage in the forum search.
____________________
Current Bike- Suzuki DRZ400 SM K6
Previous bikes - Derbi Senda Xtreme50r, Honda CBR 125, Kawasaki ZZR 250, Yamaha DT125R, Suzuki Bandit 600, Gas gas ec 250, Honda CBR600FW
Damaged spleen, damaged kindey, 2 popped lungs, 2 broken ribs, broken face, broken wrist and 5 back fractures... remember kids walls hurt

[DrDonnyBrago]

That's a proper barsteward...


Only thing I can think of would be to do a gocompare et al quote, then phone all of the ones that wouldn't quote for you and ask.

I can't see a high risk drivers specialist insurer making a lot of cash tbh.

[woll]

Well how in gods name does that work?
I got one quote before £7500 on a Vauxhall Combo 1.3CDTI.
Just done a Quote on a Volkswagen Golf 1.9TDI and it came back at £2690.
So for a slow little van it's nigh on 3 times more expensive
____________________
Current Bike- Suzuki DRZ400 SM K6
Previous bikes - Derbi Senda Xtreme50r, Honda CBR 125, Kawasaki ZZR 250, Yamaha DT125R, Suzuki Bandit 600, Gas gas ec 250, Honda CBR600FW
Damaged spleen, damaged kindey, 2 popped lungs, 2 broken ribs, broken face, broken wrist and 5 back fractures... remember kids walls hurt

[J4mes]

Even for a driver without convictions I found van insurance expensive. Do you specifically need a van or would an estate car or 4x4 do? You can always paint out the windows in an estate or buy a commerical 4x4 like a discovery TDi, Isuzu Trooper or something like that. Pick them up for under a grand (406 estate would be around £500) and may be cheaper to insure.

[woll]

I don't really need it any more. I've already got it because my first year it was cheaper to insure a van than a car.
____________________
Current Bike- Suzuki DRZ400 SM K6
Previous bikes - Derbi Senda Xtreme50r, Honda CBR 125, Kawasaki ZZR 250, Yamaha DT125R, Suzuki Bandit 600, Gas gas ec 250, Honda CBR600FW
Damaged spleen, damaged kindey, 2 popped lungs, 2 broken ribs, broken face, broken wrist and 5 back fractures... remember kids walls hurt

[Chalky.]

What about an old hilux or another pickup? Maybe an old 4x4?

They'll not be registered as comercial which will be why it's so expensive I think.