Supercar pile up

[rac3r]

Ouch

https://www.motorcyclenews.com/MCN/News/newsresults/General-news/2011/October/oct0411-nurburgring-bikers-beware/
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Bikes : 2006 CBR125R - 2004 Monster 620ie - 2004 ZX-6R B1H - 2005 Monster S2R 800 - 2011 Street Triple - 2009 Streetfighter 1098 - 2014 ZX-6R 636

[kerr]

somebody was looking over the bikers that day couldv been really bad.
i didnt know part of the ring was actually a public road aswell, roadworks on a bloody racetrack wtf.
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aprilia 125 Af1 Futura >> Suzuki gsxr 600 srad >> J1 zx6r >> cbr 600rr >> Speed Triple

[P.]

Wow check the GSXR with the orange wheels, reminds me of someone

That could have been pretty messy, where do you reckon the people stand with insurance during that, no roadwork signs/marshalls etc?

[kerr]

[rac3r]

[Rogerborg]

All the bike and car policies that I've had in the past half dozen years have explicitly excluded use on the Nürburgring.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Paulington]

Yeah, the fine print of my insurance policy specifically mentions the Nürburgring and that any damage done whilst in the confines of their premises (so, even the car park etc!) isn't covered.

Sucks to be them, incredibly bad luck and hopefully they'll wave yellow flags in the future! !
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"Four wheels move the body, two wheels move the soul."
Current Vehicles: '89 Kawasaki KDX200, '99 Yamaha XV535, '00 Honda ST1100 Pan-European, '08 Suzuki GSX-R1000, '08 Mitsubishi Lancer GS4 2.0 TDCi, '15 BMW 1 Series 116d Sport Turbo.
CBT: 27/08/08. Theory: 04/09/09. Module 1: 16/09/09. Module 2: 01/10/09.

[Blackwolf]

I thought it was a public road?
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Current: Ducati Multistrada 1200s

[SpicyBlimp]

It's classed as a 'Derestricted Toll-Road'

and as mentioned is normally excluded from insurance policies either by name or using the term above.

Pretty sure you can get trackday style insurance for the 'ring though

[st3v3]

[thx1138]

hmm, it does seem monumentally stupid to have roadworks like that though.

I wonder if there will be a lawsuit.

Presumably track day insurance covers this? For those that have it, or do they wheedle out of that too?

[Wafer_Thin_Ham]

[Silver]

I went there last year. Awesome place but you have to be extremely aware of your surroundings.

Some insurance companies have been known to pay out in the past but you certainly shouldn't expect it (especially from those that specifically mention it in the policy)*. Seperate insurance can be had, but it's very expensive. Having said that, would you want to be liable for swiping a Lamborghini into the barriers without financial cover?

We were there for a couple of days and it was closed for several periods while they sorted out accidents. Someone had died the day before we got there. Consider that if you have an accident they'll charge you for lost revenue while they close the track (at around £15 a lap, per vehicle, that'll be a lot of money), they'll charge you for recovery (£200 from memory), they'll charge for clearing the track and replacing any damaged barriers (which are situated about three inches from the edge of the road!). Then you get done for damage to any other vehicles.

[Minty]

Supercar?
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My fingers smell of your mum.

[Kickstart]

Hi

As it is technically a toll road I don't think an insurer could get out of paying a claim for damage / injury to a 3rd party.

Ironic (or really worrying) that the 'ring taxi was one of those involved.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Silver]

[Kickstart]

[Silver]

[Kickstart]

[Silver]

[Kickstart]

[trevoriv]

Most if not all insurance certificates in the UK will read:

We will not cover:

Use on the Nurburgring Nordschleife, or for racing, pace-making, competitions, rallies, track days, trials or speed tests on either road or track, or at on off road 4x4 event.

Therefore none of these vehicles will be covered under a standard policy, they would need a bespoke trackday policy which, depending on the level of cover will pay out either own damage, track damage, business interruption, third party damage or a combination or all of them.
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Past: '96 Thundercat, '02 ZX636R (A1P), '58 KTM 690 SM LC4 Current: '06 ZX636R (C6F)
Mudskipper wrote: Someone just has to sig that...

[Kickstart]

Hi

This is the section of the road traffic act that specifies what is required from an insurance policy:-

https://www.legislation.gov.uk/ukpga/1988/52/section/145

must insure such person, persons or classes of persons as may be specified in the policy in respect of any liability which may be incurred by him or them in respect of the death of or bodily injury to any person or damage to property caused by, or arising out of, the use of the vehicle on a road [F1or other public place] in Great Britain, and

On that basis excluding 3rd party cover to someone on a road (and the Nurburgring is a road) would seem to render the policy to be invalid under the road traffic act.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[trevoriv]

only in Great Britain.
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Past: '96 Thundercat, '02 ZX636R (A1P), '58 KTM 690 SM LC4 Current: '06 ZX636R (C6F)
Mudskipper wrote: Someone just has to sig that...

[Kickstart]

Hi

Yes, as mentioned earlier, but the quote given from policies seems to try and exclude certain things on the road irrespective of whether it is the UK or not which seems to fall foul of the requirements for UK insurance.

A later paragraph seems to extend that to other states.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing