Insurance question!

MG · Traffic Copper Joined: 10 Oct 2011 Karma :

I took out a policy online with bikesure on saturday for £334 TPO on a restricted CB500, it was a good quote and I filled out all my details online. Get a call today, they want to clarify my details. I'm at uni with the bike so put my uni address down online, they want to know what my home address is - tell them and then they say that because my home address is a higher risk, the premium is increasing by £87!

Told them that I'm not living at home, I'm living at uni, so it's irrelevant where my parents live... But they weren't having any of it. I haven't paid yet, but if I cancel the policy I'll get charged about £50 so want to avoid that! Where do I stand? My previous insurer didn't want to know about two addresses, just my main one. Help!

MarJay · But it's British! Joined: 15 Sep 2003 Karma :

JFPI, its still cheap insurance.
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F; Cheap project: CBR900RR FireBlade
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.

P. · Red Rocket Joined: 14 Feb 2008 Karma :

Where is your driving licence registered to?

Where would the police go knocking had your vehicle been involved in a fatality?

I always use the same address, parents house. I have moved out, but it probably wont be more long, and i'll move back there...same as your uni status.

MG · Traffic Copper Joined: 10 Oct 2011 Karma :

the v5 and the licence is registered to home, but 90% of my riding is at uni. the thing that bugs me is my home address is no way a higher risk, its a village in the country and I live in a city at uni. If I agreed that it was a higher risk I wouldn't mind paying it but this is a joke.