Quad insurance any ideas??

[lil-jono]

Hi guys apologies if this is in the wrong place but I was wondering if anyone has an idea on how much 250 quad insurance might be for a 17/18 year old. My car insurance quotes are £3500+ ridiculous! I love my Cbf 125 but I want to put him away for winter. Im considering a quad as I get bad weather over winter where I live :/ please comment if you have any ideas thanks everyone.

[P.]

Needs a car licence, but for a 250cc cheap quads (most are RWD, so will be fun anyway) go no faster than 50-55mph.

Usually insurance is around the £400 mark. You'll need to garage it though.

[lil-jono]

Thanks i cant get a quote online they all want to ring me but I don't have the time haha i have passed my car test am about to start my bike one it seems affordable to me and money well spent as for about 2k I can have a vehicle and have it on the road instead of around 5k for a car t&t etc

[Rowey]

I've never seen the point of quads on the road. You seem to get the worst characteristics of both motorcycles and cars. You're exposed to the elements, have less crash protection and a smaller road presence like a motorbike. You then can't filter, pay more to park and can't use bus lanes like a car.

Isn't getting a dirt cheap, tiny shit-box car for the winter months a better proposition? I'm sure if you looked hard enough you could pick up running t&t car for under £500 with possibly some change. It'll not only keep you warmer, but be safer and you'll also get a radio!

Look around for insurance, maybe ask a parent to insure it and you be a named driver or you could just get temporary insurance over winter, and then sell the car on when the weather warms up.
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ZX6R C6F.
Never argue with an idiot. They'll only bring you down to their level, and beat you with experience.

[P.]

[G]

At least with bad weather, quads will slide - it's the good weather they flip over on top of you .

I think I'd put the time and money into learning to ride. Maybe do some off-roading if you can.

Consider getting a spare set of wheels for your current bike and some studs for the tyres, for the worst conditions.

[lil-jono]

Trust Me I have a car and a Landrover I'm not rich I spent my life savings on a land rover and doing it up and my grandad gave me his OLD golf. I've justified it as I don't want you to think I'm a brat haha. Believe me on classic insurance and anything and everything there's nothing for less than 3k. Ive tried mates cars family cars there's nothing cheap. I'm the biggest hypocrit as I rip the @?£" out of quads haha but it's the only four wheeled option. Im not converting but I can pick my mate up and take him college if he can't get his bike out. Its a practical option shame that it's come to this.

[Slacker24seve...]

Quads are f*cking hilarious in the snow and ice. Honda Foreman 500, leave it in RWD and give it the beans

Seriously though, worth it for the couple of weeks of snow we'll have? Nah, didn't think so.

Our quad is taxed for 'farm use'. I can still ride it on my bike insurance though
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Triumph Daytona 675 track bike + girlfriend's Honda Hornet 600
Selling a hack/winter bike for less than a grand? PM me.
Banger rallies are ace

[bikertomm]

Was just gonna say, the only reason I would get a quad is for when it snows.

I'd just go for a blast with like MX gear and waterproofs on, up hills ect ect... might even give people lifts

It would be effort though insuring a Quad for what .. 3 days a year lol, not like the Police are going to take chase!..


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07' Honda Hornet now full powaah! My guide on performing an oil change!

[Slacker24seve...]

[G]

[lil-jono]

I can imagine the fun I could do with a car as I have so many family errands to run and the fact that I can help friends out or take pretty ladies out with me is ace but I could suffice with a quad I think until my bike test is done. I will need it in the snow but I'm a real tight-arse and I'de use it every day if it has been paid for

[Ingah]

[P.]

[G]

Studs are only for ice/compacted snow.
Given a deep enough layer, it will still be slidey, but no where near as bad.
They won't help on fresh snow.

I put them on to MT21s I think? A pretty capable trail tyre that I could run at low pressure for the softer snow.

[Ingah]

[G]

With fresh snow like that the studs would make no difference.

However, I did go out later that night on the KTM with the aforementioned MT21 trail tyres and it performed 'acceptably'.

A later day, collection sled-making essentials -
https://gees.zenfolio.com/img/s7/v7/p684017855-4.jpg

[apexgrinder]

i've ridden lots of quads off-road which is great but in my opinion they are lethal on the road, even with the correct tyres fitted they are a nightmare to handle!

[Slacker24seve...]

[lil-jono]

Thanks guys for the advice. I don't know what to do now. I've considered a winter bike but it'd have to be a 125. I have decided that a quad is a good idea but now you guys mention it I don't know if i would use it often. I'de take the Cbf over a quad any day. I've considered equipping mine with crash bars etc. I don't know what to do :/

[DrDonnyBrago]

Another thing to consider is that every time you get the quad out of the garage, every pikey you pass will be following you and waiting for a chance to steal it.


As a daily commuter it wouldn't be yours for long.

[Wookie]

I need some help. I had a bad accident on my 1500 bike and was charged and sentenced but now I want to get back on the road using a buggy I have just bought. Can anyone help me with some insurance dealers as no one will insure my Rewaco Trike for another 18 months! As such and car license I thought a buggy would be easy to insure but most companies still consider it as a bike?
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Donadagvhvni Wookie

[Nobby the Bastard]

[Ste]

Ste for mod.

[MCN]

Fuck off please.


(Ste 4 mod.)
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Disclaimer: The comments above may be predicted text and not necessarily the opinion of MCN.