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Cashing cheques...

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Hoffy
Trackday Trickster



Joined: 15 Jan 2006
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PostPosted: 18:13 - 24 Nov 2011    Post subject: Cashing cheques... Reply with quote

For reasons id rather not go into , i have to cash a personal cheque at a moneyshop / cash converters type place , but I have a strong suspicion its a rubber cheque ..... whats the likely outcome if it does bounce once they've cashed it ? does the liability lay with me , or with the writer of the cheque ?

All advice appreciated.

cheers.
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iooi
Super Spammer



Joined: 14 Jan 2007
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PostPosted: 19:22 - 24 Nov 2011    Post subject: Reply with quote

Bring in cheques made out to you, we’ll cash them instantly.
What to do: bring in your cheques to Herbert Brown and the following proof of ID for instant cash:

Utility bill from last 12 weeks
Signature ID (passport, driving license, debit card)
Ideal: When you want to cash cheques without waiting days for the bank to process them

Given that they will have your details I would guess that they would chase you for the money back.

Cash converters even require your photo on their system

Could even be on a personal cheque that they contact the bank and check to see if legit and funds avaiable.
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Beamexican
Borekit Bruiser



Joined: 09 May 2009
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PostPosted: 21:00 - 24 Nov 2011    Post subject: Reply with quote

In my experience some of the places won't cash personal cheques.
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herulach
World Chat Champion



Joined: 19 Apr 2010
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PostPosted: 21:09 - 24 Nov 2011    Post subject: Reply with quote

Probably won't cash a personal cheques (or rape you for fees).

Any particular reason why you can't pay it into your bank account? You can draw from day 4. (Thursday from Monday)
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swampy
World Chat Champion



Joined: 04 Aug 2004
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PostPosted: 21:19 - 24 Nov 2011    Post subject: Reply with quote

herulach wrote:
Probably won't cash a personal cheques (or rape you for fees).

Any particular reason why you can't pay it into your bank account? You can draw from day 4. (Thursday from Monday)


Because it will bounce...
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