Reducing the cost of Insurance

[RePT]

Hello All

What risks do I run if I say that my bike is equpied with a high-tech alarm system on TPO insurance?(obviously I dont have any alarms, just a chainlock/disc lock/D-Lock)

Im in a area where 'Garage or ££££', alarms will reduce the premium.

Also, because of my accident I cant cancel my policy. When looking for a new insurance policy should I declare myself as 'Continuously insured for 1 year' or not? my existing policy has 6 months to go ^.^

My case is unsettled. However the insurance companies are going by 'split liability'. I was told a unsettled case is always considered a 'fault'. How should I put this down?

Thoughts?