Cheapest restricted or 33bhp to Insure?

[RePT]

Hi there,

Whats the cheapest bike, capable of atleast 33BHP to insure?

Im liking the gs500.

GS500 Insurance group = 7 - TPO £550
SV650 Insurance group = 9 - TPO £800
GSF600 Insurance group = 12 - TPO £800

about £200 difference in insurance for me ;o

Thanks

[Pol Anorl]

Just throw it out around £200 at 20 2 year ncb on the bros 400 already 33bhp group 9
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[Teflon-Mike]

[iooi]

[c-m]

If using comparison sites, be sure to use a fake phone number and a fake name or your neighbour's address.

Otherwise you will receive loads of phone calls, and junk mail. It's always good to use a throwaway email address too. To stop all the unwanted email.
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[G]

As above; get some quotes. It will depend for different people. Don't take insurance groups as an absolute guide.

[Okeydokey]

[P.]

Groups are pretty irrelevant.

Think the KTM 990 Superduke is group 14/15 and the GSXR750 is the same.

One of those is half the price of the other on insurance.

Also a TL1000R is a high insurance group...and its cheaper than both the above bikes

[Gothtec]

yamaha XVS 650

Same to insure 3rd party as it was to fully comp.... Strange situation at the time... around £100 for me hasn't move much on price since

No bugger can nick it and with alphadot no one wants to

And as if your going to ride it like a hooligan, all year round... No once a month during the summer

Well thats what they think lol
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[sidewinder]

simples diversion 600.Lad at work just got one 19 yrs old new license .restricted to 33bhp.£225 fully comp to insure..Worth a look

[hedgehugger]

My Kawasaki er5 cost £7.50 to insure one year with cash-back! (was restricted at the time)

[Apexes]

[hedgehugger]

[RePT]

Hi thanks for the replies,

i am aware that my age,location etc will have an effect, but I was looking for a bike which will generally be cheap to insure.

Im getting quoted £800 odd on sv650, and £550 on the gs500.

and yep, im getting quotes on a daily basis, except I wont be getting a new bike till atleast June 2012 .

I also have an outstanding claim with injuries. grr.

[IanAl]

My mate is selling a couple of cracking GS500's, drop me a PM if you're interested and I'll give you his number. He is a professional motorcycle mechanic so they are well maintained.

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[Reid]

One thing it's definitely worth checking out are older bikes you might not otherwise consider. I got consistently cheaper quotes on old pre-diversion XJ600s and FZR600s than I did a CB500 (£150 & £180 to £190 respectively). This was 20 y.o., no NCB but a full licence. Most other 600s were £400+ if fully faired, £280 if naked or half-faired but the FZR and XJ were super-cheap (I can only presume due to their age, it's the only common factor). If budget in general is an issue, you can also pick up solid, low-mileage examples of them for the £600 mark too if you look around.

[iooi]

[grant965]

yamaha yzf600r thundercat, it is a sports bike but is cheap to insure as their classification was changed from supersport to a sports tourer.
Was £900 including breakdown, legal and additional finance costs with about 6 modifications and only a 300 excess at age 17 having just past my test.
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Current Bike: '02 Suzuki TL1000R

[Quornholio]

Mk1 Bandit 600.

[haroman666]

^^^ +1

Bandits are notoriously cheap options.
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The mistresses: 2000 Honda CBR600f, 2000 Honda VTR1000

[RePT]

[MattJ]

Age and price of the bike have a massive effect on premiums. I was looking at either a Hornet 600 or a FZR600. In the end I bought an FZR. I'm getting quoted £680 quid for a 1995 FZR600R (Bought for £800) TPFT. Whereas about a 2001 Hornet (worth about £1500) was getting me quotes of 620 quid TPFT, which is not much of a difference to say the FZR is a sports bike and I'm only 18 with 1 year NCB. And with the added few hundred quid of the bike price, the FZR was (surprisingly) the cheapest option.

So there are too many variables to say that a certain bike is going to be cheapest for you. Just look at bikes that you like, and if you think there is a chance you would buy one, just do a quote online (try www.thebikeinsurer.co.uk). It only takes about 5 minutes to do and it can help you decide whether a certain bike is an option for you.

All I did was go on websites like ebay, biketrader, and looked at private ads and dealer ads. Then if I liked the look of the bike I'd go on thebikeinsurer and get myself a quote. If it was too much I'd move on.

Hope that helps.

[Quornholio]

Have you tried TPFT? It's always been cheaper than TPO for me, with the exception of the Chinky trail bike I had.

[G]

Have you tried looking at older, smaller bikes like the GPX250?