MOT, tax, insurance..

[Jammy-G]

Please could someone straighten things out for me, i'm a little confused.

My bike needs an MOT, tax and insurance.

I've heard you need MOT to tax it, and insurance to tax it, but do you need MOT to insure it?

I need to ride to the test centre, so I need insurance to get on the road, but I cant tax it without MOT, so i'll be riding without tax (can't be helped). But if I need MOT to get insurance, how am I meant to do that? It's like a never ending loop !

If I booked it in for MOT, would it be safe to ride directly there (without tax), MOT it (will definitely pass), then ride home ?

Seems whateveer I plan to do it will be illegal in someway, but in this case i can't win.

So is MOT really needed for insurance??

Cheers,

James

[Jono]

The answer to your question is as follows:

Most insurers don’t require an MOT to insure the bike, only can think of one at the moment Endsleigh Insurance Services however they will still place the bike on cover but should you have an accident and the bike then they will have the bike inspected to make sure that it wasn’t as a result of the incident, but I wouldn’t worry about this.

You can ride the bike to the MOT test centre (given that its booked in) and you can ride the bike home again, and so on for any retests that may be needed. However you cannot ride the bike in any other circumstance.

So what you need to do is get quotes for you bike and get it insured, if you go on to biketrader.co.uk they have a list of bike insurers etc.

Once the bike is insured you need to book the bike in for its MOT (you'll need to take the Insurance cover note, or certificate), given the bike passes then you can go and get your tax sorted, you will need the insurance certificate and the MOT.

All a bit drawn out but you need to:

1. Insure the bike
2. Mot the bike
3. Tax the bike.

Hope this was of help if you have any questions feel free to mail me.

[Jammy-G]

Thanks Jono, seems clearer now. Hopefully be insuring it tomorrow then, given that they are open on bank holiday Monday.

Cheers for your help.

James

[Mattastic]

Basically nobody would know if it wasn't MOT'd unless you were involved in an accident. My gf's dad didn't get paid out when his VFR found a telegraph post in the Yorkshire Dlaes as his MOT was one day out!
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Too skint to buy a bike

[Kickstart]

[Danny]

You can also ride to and from a place of repair, but it is unclear as to whether your mates garage counts. I called up my local police station and they said they weren't 100% sure but they though it was ok.