3 years NCB mandatory for a 748?

Couger · Trackday Trickster Joined: 01 May 2002 Karma :

Hi all,

Have just been reading T.W.O. They feature a duke 748 at the back and are comparing it to a GSXR600. An interesting point I just picked up, there is a little asterix at the bottom of a column which says that 3 years NCB is mandatory to get insurance cover for a 748, is this correct and if so why?

Seems strange.
Cougs! Very Happy

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ZaphodBeeble · World Chat Champion Joined: 10 Feb 2004 Karma :

Ooh that's weird. Although I expect it's true. It's a similar thing with cars though, you have to be 50 and have 30 years of NCB to be able to insure a 1988 Fiesta XR2i these days. Rolling Eyes

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Current bike: VTR1000F Firestorm. Previous: Firestorm (written off) - XJ600 Divvy - NSR125 - DT125 and a load of offroaders.

loply · World Chat Champion Joined: 24 Mar 2004 Karma :

There are bound to be some companies who will insure you for it though.

G1_ · World Chat Champion Joined: 27 May 2002 Karma :

As bike mags don't care as much they would have only phoned one insurance company. That clause is only likely to apply to one or two insurance companies and not the majority.

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

It'll be the arsey insureance companies that aren't cheap anyway.
Viper didn't have 3 years no claims for her's afaik.

craigT19 · Jolly Green Giant Joined: 09 Feb 2002 Karma :

because of my age i was told i needed 4 years ncb befor i could get my ninja..... but i think they said that to put me of because as far as i know they cant legally refuse to insure you?? so they just give you a stupid quote etc
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Bikes owned :- 2001 nsr125, 1999 zx6r, 2006 yzf-r1, 2009 xmax 250, 2012 yzf-r1, 2015 MT-07
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1945-2003

Demonic69 · The Pink Rhino Joined: 31 May 2002 Karma :

I was the same with the Blade. Most places wanted me to be over 25 or have over 3 years NCB.
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Back on a Blade. Just feels so right.

andrew · Mister Road Rage Joined: 03 Feb 2002 Karma :

Sparks! · Sir Tart-a-lot Joined: 30 Aug 2003 Karma :

Hmmm I doubt you would really need 3 years no claims. I got my R6 insured easily, don't have any no claims or anything and they didn't even question it. They just gave me a cost to update the insurance and that was it!

So I doubt you would HAVE to have 3 years no claims on a 748.
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Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

Danny · Ask Me About Stoppie School Joined: 26 Jan 2003 Karma :

Robby · Dirty Old Man Joined: 16 May 2002 Karma :

17 eh. Adopted or caucasian?

Phoenix · Twisted Firestarter Joined: 01 Aug 2002 Karma :

I've never been told I needed a certain amount of NCB or age to insure a bike, only thing I was told was you have to be 25 to insure a WRX (not a bike so who cares).

Jono · Derestricted Danger Joined: 07 Apr 2004 Karma :

The insurance companies dont actually mean that its mandatory for you to have three years NCB, they only wont be able to quote competitively. The real thing that they are concerned with is your driving history, ie have you made any claims in the past three years etc. Stuff like that.

What I have heard of ins comps doing is not quoting if they know that they cant provide a decent quote, so they may say you will have to have three years NCB, (50% discount). Otherwise word gets out that there expensive. Smile

Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

Half sister. I have a half brother and 2 half sisters, aged from 17 to 22.

All the best

Keith
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