CAT C write off

[Leon1987]

Hi guys, i need abit of advise, can anyone help?

Im looking to get rid of my bike and the guy who is having it has text me saying CAT C write off,
loss date 04/10/2002.
repair cost exceeds pre-accident value.
There is no record of a VIC inspection.
Its an insurance write off.

what does this mean? ive had the bike insured myself and ive done a check on the dvla and i cant find any info about this CAT D sinario.

I wasnt made aware of any of this when i purchased the bike and iv just had my V5C sent thru.

Now im confused as the were this guy is getting his info from! Please help any suggestions would be awesome

Cheers

[mad4it028]

cat c arnt always recorded on the v5 and cat d i beleave never is bikes dont need a vic check only cars do
if he hpi the bike it will show up on that and will devalue the bike/car by a fair bit im affraid
____________________
always looking to buy bikes crashed ,unfinished projects,none runners pm me
currently riding kawasaki z1000 only bike ive ever loved

[Leon1987]

ok thanks bud

but surly if its only a cat c like he say then it cant be too bad as cat c is just cosmetic am i right?

also how can it be an insurance write off if ive had it insured myself

is it possible to find out what this cat c is and is it repairalbe??/

[mad4it028]

wecome to the world of cat c
this is a cat c
https://images.copart.com/website/data/pix/20110504/16851591_1X.JPG
____________________
always looking to buy bikes crashed ,unfinished projects,none runners pm me
currently riding kawasaki z1000 only bike ive ever loved

[mad4it028]

cat c can be fixed and re insured as yours has but its still a cat c
____________________
always looking to buy bikes crashed ,unfinished projects,none runners pm me
currently riding kawasaki z1000 only bike ive ever loved

[Leon1987]

and my bike is far fromthat here it is

[Pete.]

My Bandit is a cat c write-off but you wouldn't know it without checking records - come to think of it you wouldn't have thought it if you saw it in it's damaged state. A footpeg mount was bent which constitutes a damaged frame. It was only slightly bent and I strasightened it myself last week.

There is no VIC check for bikes - so it'll never have one. There is also no problem getting it insured as you have found. The only possible effect it can have is that the insured value of the bike is lower than it would have been if it were not a catC so if it gets nicked or wrecked they might pay you out a lot less for the bike because it's been paid out for in full once already.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[Leon1987]

id have thought that surly the dvla website would tell me if its a cat c right, after all if it is a cat c its got a fault to it so they would have to say so right

[jimbothe]

[Leon1987]

[mad4it028]

[Leon1987]

ok so fixed or not you cant odd the cat c write off!

so what would you guy guys say this bike would be worth to sell, im abit pissed with the guy i got it off as he failed to mention this, i dont want to be stuck with it as i chop and change bike alot lol

[mad4it028]

you only have to tell people its a cat c if they ask
most people wont hpi a bike of that age
make of that as you will
____________________
always looking to buy bikes crashed ,unfinished projects,none runners pm me
currently riding kawasaki z1000 only bike ive ever loved

[Pete.]

[Pete.]

[Chriss]

I HPI every bike I buy regardless of age value, just to avoid finance companies taking it back or police taking it off me if it's stolen. For the sake of £15, it's worth it.

If a seller hadn't told me about Cat C when I went to look at it I'd walk straight away. Wonder what else they failed to look after,check or lied about whilst they owned the bike.
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TheShaggyDA: I've got 3 or 4 pairs that predate my wife, so at least 11.5 years old.

[JP7]

So far you've just got a buyer telling you it's a Cat C. I would suggest HPI checking it yourself to find out what the details are.

[Leon1987]

cheers for the input guys, i havent really lost nothing on the bike as i swaped it for a yzf450 that i paid £900 for, if i had known that it was cat c write off i would have told the guy, as i dont believe in cheating people thats not fair and karma will ALWAYS bite you is the ass for it lol, i guess i can only speak to the guy and see what is said, thanks again guys, ive learnt a little today lol

[UnspeedySam]

My Bros is a Cat C write off even though it only has cosmetic damage because of the fact it's only valued at £600. So the cost of a new radiator (it's bent but not leaking so...) and labour would be more than the bike value. Glad to hear all this talk of VIC checks from my insurance company is utter rubbish.

Just have to wait until they actually bother to put the paperwork through so I can get a new MOT and be on my way.
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Riding: BMW R1150RT `02 bought mildly crashed
Fixing: Also the BMW as I get less broken bits
Gone: ZZR600 '00, TRX850 '97, RXS100 '93, JS125-6B '07, BMW R1100RS '93, Kawasaki ZX-6R-J2 '01, Honda Bros NT400 NC25 '88

[Pete.]

Why wait for paperwork? I just MOT'd mine and started using it again.
____________________
a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[UnspeedySam]

[Pete.]

Can't see why it should. Passing the MOT depends on the bike meeting required standards. If it's done after the accident then the bike must meet those standards hence either the damage is repaired or wasn't enough to affect MOT requirements in the first place. My Bandit passed the MOT with the bent footpeg hanger mount that caused it to be a CAT C, I straightened it weeks later.

It wouldn't surprise me to find that having to re-mot a bike following a cat C is some urban myth borne from the requirement to have CatC cars VIC'd.
____________________
a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[UnspeedySam]

[Pete.]

Stuff your vehicle's details into here:

https://www.direct.gov.uk/en/Motoring/OwningAVehicle/Mot/DG_10020539
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[UnspeedySam]