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Accident :'(

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MAR5H7
Nitrous Nuisance



Joined: 23 Jan 2012
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PostPosted: 13:22 - 11 Apr 2012    Post subject: Accident :'( Reply with quote

conveniently today as well :'(

Was going along a main road, car in the opposite lane, saw me coming but they didnt have an indicator on and they wanted to turn right, pulled out on me, slammed my brakes on to stop, bike slid, police got involved, said it was her fault, gave me the details

Im just devastated

:'(

was it her fault?
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UrbanRacer
World Chat Champion



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PostPosted: 13:25 - 11 Apr 2012    Post subject: Reply with quote

No, you were to blame. You should have used the Turbo Boost button on the same side as the throttle and jumped over that shit.
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 13:29 - 11 Apr 2012    Post subject: Re: Accident :'( Reply with quote

Certainly they are 'to blame' legally and having the police offer this as their opinion will help.

Did you hit them at all?
It does sound, from your initial description, that you could have avoided the accident yourself too from a few possible angles - whether by identify the car as more of a danger than you presumably did to braking a little more gently so it didn't lock up.
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Skudd
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PostPosted: 13:31 - 11 Apr 2012    Post subject: Reply with quote

Good the police were there, great they have blamed her.

Go for the most you can, New bike, new gear, money for time off work, money for your hurty bits and a few pounds for ruining your day.
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P.
Red Rocket



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PostPosted: 13:33 - 11 Apr 2012    Post subject: Reply with quote

Shit news.

Use money (should you need to claim) to buy a "non-lemon" Laughing

No indicator and turning right in your path on a major road, their fault.
But...if you hit the deck from over zealous braking I'd suggest using the brakes a little calmer and easier. I know its difficult under pressure, especially with minimal time to think and react, but you'll soon have a decent 6th sense and know when people are going to be failed abortions and interrupt your fun Laughing
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chris-red
Have you considered a TDM?



Joined: 21 Sep 2005
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PostPosted: 13:46 - 11 Apr 2012    Post subject: Reply with quote

If she pulled out on you yes, did you hit the car?

If not insurance will be a pain.
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Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
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P.
Red Rocket



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PostPosted: 14:55 - 11 Apr 2012    Post subject: Reply with quote

chris-red wrote:
If she pulled out on you yes, did you hit the car?

If not insurance will be a pain.


Never had an issue with that, but I've only had one accident that resulted in me grabbing too much brake. They said had she not turned into my path I wouldn't have had to take action.

Case closed, quickest case I've had too Laughing
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 15:35 - 11 Apr 2012    Post subject: Reply with quote

Sounds straightforward enough, but are there any other witnesses to support your side of the story? And remember, non bikers think loud = fast.

Hopefully she gave the typical contradictory statement to Plod at the time along the lines of "I didn't see him, but he was pulling a wheelie and doing 90mph".

Anyway, I hope you're OK and the bike isn't too badly off (need paint diagram or pictures!) and that it gets sorted quickly.
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MAR5H7
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PostPosted: 17:42 - 11 Apr 2012    Post subject: Reply with quote

No, missed her clean, she didnt get a scratch

Paddy, it had just rained and I just did what I had to do so I stopped

Bikes a write off, hole in a crank casing, all oils gone
when I was there, police said something and she shouted "oh so its my fault, im guna lose my house, my job"
so im guessing so
If the police thought I was speeding, they would have measured the skid mark and checked my tyres, they did neither
It helped that her sister was constantly laring at me and the officer even when I said, with all due respect, this is to do with me and your sister, not you so let us handle it, and she was going off on one :/

So im not sure whats happening now
bikes getting collected tomorrow, courtesy ones being brought down for me to borrow

Insurance said they will deal with it
1 witness who saw some of what happened who took a statement, was in my defence Smile
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Pete.
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PostPosted: 17:53 - 11 Apr 2012    Post subject: Reply with quote

Sounds like you have a pretty good claim, with her crossing your path. It doesn't matter that you didn't hit her - she was the cause of the accident.

Losing your engine oil doesn't mean the engine is trashed, unless the bike kept running and ran itself dry. You might get lucky and cop a nice payout with a buy-back on the salvage, fix your bike up and have a few quid left over.
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132.9mph off and walked away. Gear is good, gear is good, gear is very very good Very Happy
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MAR5H7
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PostPosted: 18:15 - 11 Apr 2012    Post subject: Reply with quote

nahh, cant
theres a hole in the crank case mate, thats where the oil was spewing out and it wasnt exactly small either, plus it could have moved the crank shaft out of place, even by a small bit which would cause mass damage
Insurance will declare her as a write off

Its not salvageable and im really upset about it, but whats done is done
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Pete.
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PostPosted: 18:21 - 11 Apr 2012    Post subject: Reply with quote

Well if the hole is in the casing then I guess it's new-engine time though it could still be repaired, but if it's only in the engine cover then new cover time and crack on.
A 2 minute inspection would determine the state of the crank, it's either bent and salvageable,bent and scrapped or straight and good to go - 'moving out of place' isn't something to worry about.
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132.9mph off and walked away. Gear is good, gear is good, gear is very very good Very Happy
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MAR5H7
Nitrous Nuisance



Joined: 23 Jan 2012
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PostPosted: 18:25 - 11 Apr 2012    Post subject: Reply with quote

I just worry cause after it all stopped, bike was still going, first reaction was kill switch

I dont know, but I feel they will say its a write off due to the panels being fucked, dent in the frame from the handle bars being locked in as well as other parts :/
Will find out though but most people reckon shes a write off
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JoeDougieDoug...
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PostPosted: 18:29 - 11 Apr 2012    Post subject: Reply with quote

Chin up mate - the bike looks pretty battered but atleast you're okay bro. Thumbs UpSmile Karma
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Turnwise
Borekit Bruiser



Joined: 01 Apr 2012
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PostPosted: 18:32 - 11 Apr 2012    Post subject: Reply with quote

That sucks, but at least you have the witness and the police backing up that you weren't at fault. And, a major plus - YOU weren't injured!

At the end of the day, much as we love our bikes, it's just bent metal and you are nice and safe Thumbs Up

Hope the insurers pay up fast and you get a nice set of wheels soon Mr. Green
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colin1
Captain Safety



Joined: 17 Feb 2005
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PostPosted: 18:42 - 11 Apr 2012    Post subject: Reply with quote

I'm no expert, but on the basis of my experience, I think you should be fine making a claim on her insurance and the company won't contest it and will pay up quick hoping you wont demand injury compensation.

You may feel fine now, but you may get aches and pains later so don't rule out the idea of making an injury claim if you find you are getting twinges later on.

If she doesn't want to lose her job house etc, she should start driving the way she did on her test and not expect you to back down when it was her fault.
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shereen
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PostPosted: 18:45 - 11 Apr 2012    Post subject: Reply with quote

##Paddy## wrote:
chris-red wrote:
If she pulled out on you yes, did you hit the car?

If not insurance will be a pain.


Never had an issue with that, but I've only had one accident that resulted in me grabbing too much brake. They said had she not turned into my path I wouldn't have had to take action.

Case closed, quickest case I've had too Laughing


Same as this, I didnt have any witnessess either, and the guy didnt even see me! My word against his, straight forward insurance payout.
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MAR5H7
Nitrous Nuisance



Joined: 23 Jan 2012
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PostPosted: 19:09 - 11 Apr 2012    Post subject: Reply with quote

cheers guys
appreciate all the support

Iv put the claim in, getting the bike collected tomorrow and as Im with bennetts, they are giving me a courtesy bike in the mean time

even still, I only just fixed my bike to how I wanted

Still shaken up
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dragstaar
World Chat Champion



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PostPosted: 20:47 - 11 Apr 2012    Post subject: Reply with quote

What some people have said here about a lack of collision causing difficulties in making a claim is true in usual situations.

Your situation is different because the police have made a report, and stated what has happened. The issue normally lies in a lack of proof because of no vehicle damage as such. But you have all the proof you need.

I dealt with a claim yesterday when the moron was driving down the wrong side of the dual carriageway. Our client swerved and went into the back of a van, and the moron driver sped off. Got caught, charged with dangerous driving, all details passed to our client by the police. Case went through. So you shouldn't have any problems.

As someone said earlier, you may find that you develop pain, especially in spinal areas such as neck and back within the next few days. If you do, get yourself to a walk-in centre of GP asap, get checked out, hopefully nothing serious. This will count as important medical evidence as well.

I say take the mug to the cleaners. For all your gear, for your helmet, your bike. Rinse the bitch. She should have been looking.

--------------

Now, in terms of looking forward, something like this could be avoided in the future with some defensive riding.
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scream aim fire
Scooby Slapper



Joined: 10 Feb 2009
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PostPosted: 21:10 - 11 Apr 2012    Post subject: Reply with quote

The bike will be a write off, mine had a tiny oil leak 2 small cracks in the fairings broken wing mirror and a few scrapes,

I thought I was fine after my off...6 weeks later and i still can't move properly, can't walk for longer than 20 minutes without my knees killing me and can't turn my head without a shooting pain down my back...oh and the headaches are pretty severe sometimes!!

Adrenalin is an amazing thing! I didn't feel a thing for around 24 hours

If you feel anything at all get checked out!
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Diddylord
Renault 5 Driver



Joined: 04 Jul 2011
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PostPosted: 21:21 - 11 Apr 2012    Post subject: Reply with quote

not sure what bike your where on but when I had an accident and I was convinced that the bike was a wright off, needed new fueltank, exhause, brake lever, rear brake leaver, paiting to fix scratches,

bike is not worth much and when the asser came he though it would be writtne off too but they repaired it, if its just the hole in the crank and i would guess cosmetic scratches? you might get lucky depeding on the bike.



Glad you are ok
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dragstaar
World Chat Champion



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PostPosted: 21:34 - 11 Apr 2012    Post subject: Reply with quote

if the insurance say it is a write off, then you have the choice to 'buy back' the salvage as such. They'll just take a bit off your final payout. Sometimes its worth doing that if you think you can fix it up with pattern parts for cheap and get it back on the road.

With injuries that rear their head weeks down the line, you can still make a claim. What you need to remember is that full and final settlement, in most cases, is for the claim for damage. You can still make a claim for personal injury. Hell, you can make a claim for PI a year down the line if you wanted to, just would be a harder case to proceed with
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MAR5H7
Nitrous Nuisance



Joined: 23 Jan 2012
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PostPosted: 21:54 - 11 Apr 2012    Post subject: Reply with quote

so you think that this case is settled in my favour???

its nice there is an insurance person talking to me on this Smile
like i said, damage has been done on my bike, her car doesnt have a scratch at all, never made contact though im sure they have said to the police that I was speeding :/
what will that affect???

Also I just had a call short of an hour ago from the plod saying my sister has been intimidating the girl who caused my crash as my sis knows her from the same college
what was actually said was from the girl "I dont think I want to drive anymore" and someone else posted "its not you who's a bad driver, its other dicks on the road who cant drive"
and my sister saw this and posted "that was my brother". my sister got reported to the police for intimidating behaviour over social networking, explain how thats intimidating?


Just keeping you guys up to speed on whats happening
also, iv been offered a courtesy bike, will they charge me for it?

only asking as I want to know as much as I can from this lol, so sorry for making this feel like your back in the office xD
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 22:18 - 11 Apr 2012    Post subject: Reply with quote

RST123 wrote:
also, iv been offered a courtesy bike, will they charge me for it?


Make damn sure you know who's going to be paying for it before you accept it. Don't take anyone's word for it, read the contract.

Insurers are making their money from renting vehicles to their own customers at outrageous rates, then trying to collect off of each other. If they don't collect, it's very likely you'll get stuck with the bill.
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scream aim fire
Scooby Slapper



Joined: 10 Feb 2009
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PostPosted: 09:29 - 12 Apr 2012    Post subject: Reply with quote

RST123 wrote:
so you think that this case is settled in my favour???

its nice there is an insurance person talking to me on this Smile
like i said, damage has been done on my bike, her car doesnt have a scratch at all, never made contact though im sure they have said to the police that I was speeding :/
what will that affect???

Also I just had a call short of an hour ago from the plod saying my sister has been intimidating the girl who caused my crash as my sis knows her from the same college
what was actually said was from the girl "I dont think I want to drive anymore" and someone else posted "its not you who's a bad driver, its other dicks on the road who cant drive"
and my sister saw this and posted "that was my brother". my sister got reported to the police for intimidating behaviour over social networking, explain how thats intimidating?


Just keeping you guys up to speed on whats happening
also, iv been offered a courtesy bike, will they charge me for it?

only asking as I want to know as much as I can from this lol, so sorry for making this feel like your back in the office xD


At least your sister knows the girl should liability go against you.... Wink

Just saying.
____________________
CBT PASSED 18/01/09 THEORY PASSED 14/04/09 DAS PASSED 17/04/09 3 minors wet test.
Bikes: 2009 Aprilia RS125 (PX'D) - A1P ZX6R - Stolen -Triumph Daytona 600 -wrote off via BMW
Current bike: P7F ZX6R
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