My insurance is to much help.

[AyrtonSenna]

Right im a 17yr male from london. Been trying to get a cheap quote for months. Cheapest I have got at this moment for a Y-YZF r125c
is a massive £1,5oo.

Just wondering if anyone had any ideas on how to get a cheaper quote.

Insurance broker?

[AyrtonSenna]

1,5oo fully comp

TP & T 1,2oo

[Englishman]

Would it go down if you passed your test? Then take an advanced riding course, join MAG etc. It's criminal how everyone your age gets screwed because most of the knob-jockeys who are riding/crashing like pricks are young.
Insurance prices are the only benefit I can find about getting old.
____________________
INSTALLING SUMMER... ████████░░░░░░░░44% DONE. Installation failed.
404 error: Season not found.

[HJM]

Run a quote through on a honda cg125, TPO will be in the £300 region. Its the bike + your age + your experience which is giving you a high quote.
____________________
"90% of all statistics are made up"

CBT-18/04/2013

[Slacker24seve...]

Don't get such a stupid, pointless, expensive bike and spend the money you save on a big boys license.
____________________
Triumph Daytona 675 track bike + girlfriend's Honda Hornet 600
Selling a hack/winter bike for less than a grand? PM me.
Banger rallies are ace

[anthony_r6]

Agree with the above. Why go for such an expensive bike? Either try 3rd party and avoid getting it knicked, or trade down.
____________________
Ted : "Maybe he's agoraphobic."
Dougal : "Jack scared of fighting? I don't think so, Ted."

[Kingstondavo]

[Rogerborg]

What bike do you really want? Don't kid yourself by saying "YZF R125", that's just the bike that you want right now, because your head is in the wrong place.

You like fairings? OK, Ninja 250? Restricted GS500F, GPZ500, SV650S (you can get them fully faired), heck, how about a Thundercat? Think you can't afford to insure anything bigger? Wrong. The insurance on my GPZ500 was a straight swap from a 10bhp commuter 125. Get some quotes on 500s with a license, see how much you'd save. If you're even considering an R125, go mad, get quotes on a CBR600F as well.

So, work out the cheapest, quickest way to get to that bike.

We say it over and over and over again:

It's a YBR/CG/EN/CBF tests big boy bike.

If you've got the money to even consider spunking on an R125 and pouring down the drain on insurance for it, then you could just skip buying your own bike and pay for a taught training course to get your license.

You've been sniffing around insurance for months you say? MTFU and get on with it.

The game is changing next year, but right now there's absolutely no need for trinkets like the R125 to exist, let alone for anyone to waste good money on them.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Derivative]

[duhawkz]

wasn't there a thread by you not so long ago where you were going on about getting a sport rep 125 to learn on.

thought you decided to go with a YBR or something similar
____________________
"The guy is a worthless cunt and I honestly believe I would be a slightly happier person if he died." - Chris-Red

[Englishman]

[T0MMY]

My CB-1 was cheaper to insure than my Rieju SMX125...this was with a full licence.

Get your licence...
____________________
ZX6R + CBR600RR

[JoeDougieDoug...]

There is absolutely no point in getting a Yamaha YZF R-125 - IT goes just the same as any other 125... If you do want a fully faired sports bike, look into an older Honda CBR 125, Insurance will be a lot kinder and it'll go just as well!
____________________
CBT Passed - 22 / 10 / 11 >> Theory Passed - 16 / 02 / 2012 >> Mod 1 Passed - 07 / 03 / 2012 >> Mod 2 Passed - 18 / 05 / 2012.

[moppy]

You're buying a stupid bike. Don't buy said stupid bike and your insurance will be less.

[AyrtonSenna]

[Bubbs]

[janner_10]

This is what happens when you don't listen and think you know best.
____________________
Yamaha FZS600 (Now gone to heaven) > CBR600F4i (SOLD) > '99 YZF-R1

[T0MMY]

Hang on...you haven't already bought it have you
____________________
ZX6R + CBR600RR

[Rogerborg]

[Yarri]

I agree with above post, the bloody GT125R I didn't know it was 125 until I saw L plate...
____________________
Theory Passed: 23/10/2008 49/74 Bike Test Passed: 05/01/2009 1 minor
Theory Car Passed: 22/07/2009 48/74 Car Test Passed: 22/10/2009 2 minor
Few minutes of life of the biker could be more interesting then the whole lifes of many people

[0l0dom0l0]

I love people like yourself.

There was a guy at college who bought this shiny R125 in. I asked what he'd payed for it and it turned out he'd bought it for £2500.

I was stood next to my Fazer 600 at the time, which was a 2002 model, immaculate with 10k miles that I bought for £1600. My test cost me £500, and insurance another £500.

So basically I was there with a full license, a 600cc bike all insured and ready to go for the same price as he'd bought this 125 for let alone insured it.

Do your test, buy something bigger or if you can't be arsed sell it and buy a ybr 125 instead (which btw are rather nice to ride).
____________________
CBT Passed: 30/08/2009, Theory Passed: 31/08/2010, Mod 1 Passed: 6/9/2010, Mod 2 Passed: 13/09/2010. Restriction ended 13/09/2012.

Bikes: 2007 Derbi GPR 50, 1998 Yamaha Fazer 600 (written off), 2002 Yamaha Fazer 600, 1994 CBR 600F, 2003 Triumph Daytona 600, Kawasaki ZX6R J1.....Current: 2006 Yamaha FZ6, 1998 Suzuki TL1000R and a Honda VFR 400 NC30.

[Redoko]

Not sure why BCF bothers.

We get thousands of these threads. Kid's asking for advice.

1 in 10 actually get the sensible bike. Chances are he's already bought it.



In before "But you rode a CBR125", yes I did, but insurance was pennies and it was an 75 plate, not brand new worth £3k.
____________________
"Let's face it, this is not the worst thing you've caught me doing."
Sudika Sportsman SK50QT > Gilera DNA50 > Honda CBR125 RW7 > Kawasaki Zephyr750 > Suzuki GSXR600 > Honda Hornet CB600F '51

[P.addy]

[Redoko]

[Rogerborg]