need a bike picking up today from chester, day insurance ?

blackbird-1100 · Two Stroke Sniffer Joined: 29 Oct 2011 Karma :

does anybody know if anywhere will be open today for 1 day insurance, my insurance company for my bike is shut today so can not change it over,

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

The one company that did used to do it for bikes, no longer does.
However, you could get insurance then cancel it first thing - maybe you "didn't but the bike after the test ride" as happened to me.
They may try and slap on a charge which you may have to fight - the one time I did it I was lucky and the way it worked turned out it my favour as I paid 1p for insurance on a 2006 GSXR1000 Smile

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arry · Super Spammer Joined: 03 Jan 2009 Karma :

fozzym · Brolly Dolly Joined: 14 Mar 2011 Karma :

Try this

https://www.motorbikeinsurance.org.uk/one-day-motorcycle-insurance.html

scorps · World Chat Champion Joined: 29 Jan 2007 Karma :

are you buying it private? if so the seller may not cancel their insurance until you have got home. Thats what I did when I bought my latest bike as my cover on the gixer included riding someone elses bike. I got home let him know then we sorted the insurance out.
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Do not presume that I am male.

GreenPan · Two Stroke Sniffer Joined: 28 May 2012 Karma :

The Shaggy D.A. · Super Spammer Joined: 12 Sep 2008 Karma :

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

scorps · World Chat Champion Joined: 29 Jan 2007 Karma :

I know theres that G but i presume the seller could have something in writing from the buyer to cover this angle. I guess it depends on the situation. My seller was more than happy to do this for me but we had been in touch over a few weeks before I bought the bike as I had to get the cash together as I didnt have it when I spotted the bike.
He knew I wasnt a time waster and think he was keen to see his bike go to someone who he knew really wanted it. I did the same thing when I sold my gixer, I held it on a deposit for nearly a month as the guy was offshore. When I rode my new purchase home I was mindful that if I damaged it that it was my fault and it would have been my insurance carrying the can for it rather than the sellers. Its a matter of trust between both parties.
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Do not presume that I am male.

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

I'd still be a little worried that if Police turned up at his door and said "is this your bike", they'd just say "nope, just sold it" for ease, etc.

Not all policies require the bike to be already insured - and I suspect you'd have troubling get it cancelled until tomorrow anyway for the same reasons Smile

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The Shaggy D.A. · Super Spammer Joined: 12 Sep 2008 Karma :

Just as a heads up - I'd taken out a 1 month PAYG policy with eBike for the CB for £33 and as I've now sold it, cancelled the policy. I was charged the £6 admin fee, for one day's insurance Thumbs Up

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