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What do you pay insurance?

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Mattastic
Trackday Trickster



Joined: 03 Aug 2003
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PostPosted: 01:51 - 01 May 2004    Post subject: What do you pay insurance? Reply with quote

I'm 23 with 0 NCB, living in a high crime zone, bike standard and garaged, girlfriend as named driver with one claim against name, Suzuki GS125

£200 TPO
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mattd
Scooby Slapper



Joined: 03 Feb 2004
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PostPosted: 02:00 - 01 May 2004    Post subject: Reply with quote

19, 1 year NCB, '94 Yamaha XTZ660, garaged, TPFT, £249
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hush
Scooby Slapper



Joined: 04 Apr 2004
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PostPosted: 02:03 - 01 May 2004    Post subject: Reply with quote

£135 TPFT (full comp added £40 but didn't lower the excess of £200 - which is almost half the bike's value so not bothered about it). I think (off top of my head) for me:

23 Year old 0 NCB, Provisional for 7 months, CBT 7 months, no accidents, on private drive behind locked gates. Kawasaki KH125 N-Reg

Currently the girlfriend is not on as a named driver till she passes her CBT. Then they have quoted £17 administration charge to add her name, no extra annual fee: 23 Years, 1 NCB (not usable) No accidents.
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True Blue
World Chat Champion



Joined: 09 Feb 2003
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PostPosted: 08:46 - 01 May 2004    Post subject: Reply with quote

27 years old, 1 years NCB, full licence 7 months ish, Cbt for 1 year previous, no accidents, kept in garage. Bike - 2001 Suzuki GSXR 600.

£360 TPFT
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awj72
Trackday Trickster



Joined: 09 Apr 2004
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PostPosted: 09:20 - 01 May 2004    Post subject: Reply with quote

Here's a stupid question, Embarassed do insurers take car no claims into cansideration, or is it just no claims built up on bikes? As i said, silly question, but just woondering. Cheers guys
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Beechy
Nova Slayer



Joined: 17 Feb 2003
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PostPosted: 09:37 - 01 May 2004    Post subject: Reply with quote

Do they buggery - although if the shoe's on the other foot (i.e you've claimed on a car policy) they'll be quick to put the premium.

Don't get me started on insurers......although I believe in Ireland it takes the piss even more than over here in the UK!

Oh yeah, 24, 1 years NCD (car accident in 2002), license for 2.5 years, 2000 CBR600, SK9 garaged: £460 TPFT.
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True Blue
World Chat Champion



Joined: 09 Feb 2003
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PostPosted: 10:02 - 01 May 2004    Post subject: Reply with quote

Time to update your avatar me thinks Beechy Wink
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octapusfoot
Derestricted Danger



Joined: 09 Apr 2004
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PostPosted: 11:53 - 01 May 2004    Post subject: Reply with quote

age 28, riding RGV250,0 years NCB, licence held 7 years, garaged, clean licence TPFT £180.

Oddly enough, I use a scooter for work and use my 6 yrs NCB and the premium is £136. That is what the RGV would be if I could use the NCB on it. effectivley, my 80cc scoot costs more to insure than my 250!!
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Noggin
Traffic Copper



Joined: 27 Feb 2004
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PostPosted: 11:57 - 01 May 2004    Post subject: Reply with quote

Age: 17
Bike: Honda NSR 125 RR
Year: 1998
Ungaraged, locked on drive, tpft £773 with £350 excess, sadly

Oh, and no NCB



Craig G(Noggin)
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Current bike: kawasaki zx12r 2002
Track bike: yamaha r6 1998
Old Bike: honda NSR 125 1998


Last edited by Noggin on 11:58 - 01 May 2004; edited 1 time in total
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izzi81
Could Be A Chat Bot



Joined: 24 Apr 2004
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PostPosted: 11:57 - 01 May 2004    Post subject: Reply with quote

age 28, Kawasaki zx6r 2000 model, garaged, 5 years NCB, full clean licence, TPFT £198
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Kickstart
The Oracle



Joined: 04 Feb 2002
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PostPosted: 12:35 - 01 May 2004    Post subject: Reply with quote

Hi

35 on a 1200 Bandit. Full no claims. Works out at about £190 fully comp.

Also got an XJ600 Diversion for commuting which is around £95 tpft. That is with the same company so I am not sure what they are doing with the no claims on it.

All the best

Keith
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rizo-sri200
Trackday Trickster



Joined: 29 Apr 2004
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PostPosted: 13:06 - 01 May 2004    Post subject: Reply with quote

Age: 17
Bike: Yamaha DT125R 1998
NCD: 1 Year
License: Provisional (doing test end of june)
Locked in Stone Out Building

£365 TPO
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Dup
Nova Slayer



Joined: 25 Apr 2004
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PostPosted: 13:11 - 01 May 2004    Post subject: Reply with quote

18, DNA 125, 1 years no claims, quiet area, £250 TPFT (£300 direct debit), full car license, but insured under provisional. Did car test in december.

I do lots of miles and its insurance group 8!

Thats with Rampdale. Beats many many more high quotes.
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Dr Nick
World Chat Champion



Joined: 20 Jun 2003
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PostPosted: 13:14 - 01 May 2004    Post subject: Reply with quote

Honda Hornet 600, £800 TPFT with £350 excess, 3 points and a £600 claim, one years NCB

Garaged


<edit> 18 btw
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Last edited by Dr Nick on 21:08 - 02 May 2004; edited 1 time in total
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John
World Chat Champion



Joined: 27 Apr 2003
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PostPosted: 18:41 - 01 May 2004    Post subject: Reply with quote

VFR400 NC30. £250 TPO with pillion cover, in Reading at 17 years old with 0 NCB.
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mrchips
World Chat Champion



Joined: 05 Mar 2004
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PostPosted: 18:46 - 01 May 2004    Post subject: Reply with quote

MT50 Garaged TPO £419

I was quoted about £300 for the AR125, and providing I don't do anything stupid for the next month, i should have 1 years NCB.
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stevo as b4
World Chat Champion



Joined: 17 Jul 2003
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PostPosted: 21:46 - 01 May 2004    Post subject: Reply with quote

26, zx6r y2k, garaged, 4yr NCB, immobiliser, F.C. £320 with Equity star. Should cost me another £50-80 to add my KMX200 with a value of up to £2000, when its finished.
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Robby
Dirty Old Man



Joined: 16 May 2002
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PostPosted: 21:48 - 01 May 2004    Post subject: Reply with quote

CRM250 @ 19, 3 years NCB, Garaged, TPFT for 219 quid.

We all seem to be paying a lot less for insurance now compared to 2 years ago.
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bikedudextrm
Traffic Copper



Joined: 16 Oct 2003
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PostPosted: 21:50 - 01 May 2004    Post subject: Reply with quote

Age: 17
Licence: provisional
NCB: 1
Bike: Cagiva Supercity 125CC
Clean licence

Price: £300 TPFT
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big al
Renault 5 Driver



Joined: 12 Apr 2004
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PostPosted: 07:53 - 02 May 2004    Post subject: Reply with quote

33 / 2yrs ncd / vmax full power / 560 full comp /parked on drive
loads of security Twisted Evil
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Phoenix
Twisted Firestarter



Joined: 01 Aug 2002
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PostPosted: 14:41 - 02 May 2004    Post subject: Reply with quote

20, 1yrs NCB, ungaraged center of Birmingham, '96 Fireblade £850 TPFT and an NC30 £200 TPO
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KevTM
World Chat Champion



Joined: 15 Apr 2004
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PostPosted: 17:50 - 02 May 2004    Post subject: Reply with quote

£210 TPFT, 0 NCB, Full Car + CBT, TS10, 22yrs old, '88 NS125R Irish Import, not garaged.
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Ian (GPX)
Brolly Dolly



Joined: 05 Aug 2003
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PostPosted: 20:21 - 02 May 2004    Post subject: Reply with quote

Me 37, £200.00 TPFT (Croydon), 0 NCB at the moment, 1986 Kawasaki GPZ400R.
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scooby doo
Renault 5 Driver



Joined: 16 Mar 2004
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PostPosted: 20:34 - 02 May 2004    Post subject: Reply with quote

32 suzuki rf900 costs 145 tft and full ncb protected
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tank
Nova Slayer



Joined: 05 Oct 2003
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PostPosted: 21:38 - 02 May 2004    Post subject: Reply with quote

im 35 bucks gpz1000rx 0 ncb had license 1yr £52.00 tpft.
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