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What is the legal process of buying used motorcycle in UK?

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Gary Groch
L Plate Warrior



Joined: 02 Aug 2012
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PostPosted: 11:33 - 02 Aug 2012    Post subject: What is the legal process of buying used motorcycle in UK? Reply with quote

Dear All,
Just pass my CBT training and I want to buy a used 125cc motorcycle, It is have to be MOT'd and possibly Taxed. Can You pls explain me how does all process look like.
Lets say I won the bike on ebay and I want to collect the bike and ride it back home (don't have a car and a trailer).
- If it is Taxed, do I have to change it to my name?
- what about the insurance? Should I ask for a reg. number and insure it before or wait till I see bike and insure it over the phone if I decide to take it? Insurance quote is important for me and it is major factor for me when choosing a bike as I just pass my driving test and got a full car licence, so I don't have any 'No claim discount'.
Basically what do I need to ride the bike home and is there anything else I have to do like inform DVLA that I purchase the bike?
-How does the buying process look like itself? What documents I need and what should I expect from the seller?

Thank You very much for Your help
Smile
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pinkyfloyd
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Joined: 20 Jul 2010
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PostPosted: 11:48 - 02 Aug 2012    Post subject: Reply with quote

It needs to be insured.

You will sign the relevant parts of the log book when you pick the bike up and that needs to be posted. Tax you dont need to change names of, nor the MOT but it must have both to be ridden home along with insurance.
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tbourner
World Chat Champion



Joined: 17 Mar 2012
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PostPosted: 12:13 - 02 Aug 2012    Post subject: Reply with quote

Bike needs valid tax and MOT.
You need to be insured to ride the bike, doesn't matter if you do it then over the phone (get quotes first) or insure it as soon as you've 'bought' it before picking it up. As long as your insurance cover starts before you start riding it.
Bike needs to have L-plates fitted front and rear.
V5c logbook you need to fill in your name and address on the main (left) page and also the little tear out section (think it's the 2nd section of 4 on the right page). You take the tear out section and current owner sends off the main page.
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 13:49 - 02 Aug 2012    Post subject: Reply with quote

tbourner wrote:
As long as your insurance cover starts before you start riding it.

Not technically true, the policy isn't valid until the certificate of insurance has been "delivered" (RTA 1988 174 (1)), but if you can find a copper who both knows and cares about that before the heat death of the universe, I'll eat my (spare) lid. Wink

If you do it beforehand, ideally download and print off a certificate of insurance. If you do it on the spot, be sure to take a note of the policy number in case you are tugged by the fuzz.

The old owner might assure you that he won't cancel his policy until you get home. I'd likely tell you that too, then cancel it the moment you're round the corner.

Be clear that it's the current keeper's responsibility to send off the V5C - it's a liability, not an asset. However, hang onto their details and if you haven't received it within 4 weeks or so, chase up the DVLA to get a copy.
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multijoy
World Chat Champion



Joined: 03 Oct 2008
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PostPosted: 13:59 - 02 Aug 2012    Post subject: Reply with quote

S3 of the excitingly titled The Motor Vehicles (Electronic Communication of Certificates of Insurance) Order 2010 sayeth that electronic delivery of the insurance certificate is sufficient.

So insure online or by phone, and the moment it pings into your inbox or is made available to you by means of a website means that you're covered.
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 14:15 - 02 Aug 2012    Post subject: Reply with quote

Ballcocks, I'd forgot they only gone and done something sensible. It seems so... unlikely. Wink
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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