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Question about insurance

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celinae
L Plate Warrior



Joined: 06 Sep 2012
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PostPosted: 15:55 - 06 Sep 2012    Post subject: Question about insurance Reply with quote
Hi everyone,
My brother is over here from the USA and is doing a three month tour of Europe. He is going to purchase a bike here and has found one he likes, the problem is that we have no idea what to do about motorbike insurance, as he doesn't have a permanent UK address. Does anyone know of any insurance companies that provide for something like this? It can't be an uncommon situation.

I figured I'd ask on here as someone here must have some advice!

Thanks,

Celina
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map
Mr Calendar



Joined: 14 Jun 2004
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PostPosted: 16:02 - 06 Sep 2012    Post subject: Reply with quote
Has he a bike in the USA?. If so check if there is a provision in that to cover him 3rd party outside the USA.

Failing that I thought when you came into the country you had to give a place where you're staying, even if you intend touring. Can he not quote that?
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celinae
L Plate Warrior



Joined: 06 Sep 2012
Karma :
PostPosted: 16:05 - 06 Sep 2012    Post subject: Reply with quote
map wrote:
Has he a bike in the USA?. If so check if there is a provision in that to cover him 3rd party outside the USA.

Failing that I thought when you came into the country you had to give a place where you're staying, even if you intend touring. Can he not quote that?

Hi Map thank you for such a quick reply. He already asked his insurance provider in the States and they won't cover him. He has quoted my dad's address but they say that because he's not permanent they can't insure.

What would happen if he said he had just moved here?
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map
Mr Calendar



Joined: 14 Jun 2004
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PostPosted: 16:37 - 06 Sep 2012    Post subject: Reply with quote
I googled and you might want to check this link
link wrote:
For non-residents of these areas: e.g. "cover for a non-EU resident on an EU registered bike providing the person being insured owns that bike." "In cooperation with our partners in the USA and Europe we have developed special insurance programs with tailor-made concepts for your individual needs. This concept is exclusively available through TourInsure. You may give us a call or send your request by fax."

Find us here: https://www.tourinsure.de/englisch/motorcycles_e.htm


Obviously can't recommend as have not used.

HTH Thumbs Up
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...and the whirlwind is in the thorn trees, it's hard for thee to kick against the pricks...
Gibbs, what did Duckie look like when he was younger? Very Happy
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c-m
World Chat Champion



Joined: 12 May 2006
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PostPosted: 19:53 - 06 Sep 2012    Post subject: Reply with quote
Firstly how would the insurance know he's not permanently living at your dads?

The only way is if he tells them.
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sabian92
World Chat Champion



Joined: 21 Oct 2012
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PostPosted: 17:38 - 21 Oct 2012    Post subject: Reply with quote
Would he be covered if he had an accident and he lied about his address being permanent?
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shereen
World Chat Champion



Joined: 15 Mar 2011
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PostPosted: 19:59 - 21 Oct 2012    Post subject: Reply with quote
sabian92 wrote:
Would he be covered if he had an accident and he lied about his address being permanent?


But it is permanent........ for the next 3 months Thumbs Up
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The last post was made 13 years, 251 days ago. Instead of replying here, would creating a new thread be more useful?
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