Insurance question

MeatHelmet · Scooby Slapper Joined: 09 Sep 2012 Karma :

Havent passed my test yet but will be having my bike delivered towards the end of this week.

The bike will be at my home address either in the shed or covered in the back garden.

How do i go about insuring the bike without a licence as obviously I dont want to leave the bike uninsured and it get nicked!

It's probably going to be around a month before i pass my test so its not like its going to be a couple days either.

Has anyone done this before?
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Bike - 2003 Kawasaki ZX6R 636 Ninja (A1P)

daemonoid · World Chat Champion Joined: 27 Jun 2008 Karma :

Ring a specialist like adrian flux, they will be able to help or direct you to someone who can.
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current: ducati monster 750
past: hyosung gt250r, bajaj pulsar 180, hyosung gt 125 comet
@thomasgarrard | www.straitjkt.com | www.racingseven.com

t121anf · World Chat Champion Joined: 23 Feb 2007 Karma :

Laid up insurance

https://www.thebikeinsurer.co.uk/laid-up-motorbike-insurance/

Nick 50 · World Chat Champion Joined: 24 Jul 2011 Karma :

whereabouts do you live?

Do you not know anyone with a garage that you could store it in till you pass?
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Current Bikes: ZX7r 97 (Black Beauty), VFR400 NC24 (The banana)
Previous Bikes: Aprilia Tuono 03 (The Beast), CBR600f (97)
First bike: A GZ125 Lemon.......

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

Magnet · Crazy Courier Joined: 13 Aug 2012 Karma :

I'm assuming you have bought it from a dealer? If so you could just ask them to hold onto it for another month for you.
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It’s not that I’m so smart, it’s just that I stay with problems longer.

GPZ600R Sold, Now ZZR600

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

Magnet · Crazy Courier Joined: 13 Aug 2012 Karma :

I would like to think someone I was buying a bike from would be more reasonable/honest than that. If I didn't have faith in them, I surely wouldn't buy in the first place, but that said I can see your point.
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It’s not that I’m so smart, it’s just that I stay with problems longer.

GPZ600R Sold, Now ZZR600

Walloper · Super Spammer Joined: 24 Feb 2005 Karma :

shereen · World Chat Champion Joined: 15 Mar 2011 Karma :

https://www.sorninsurance.co.uk/?gclid=CIXDoc3W9rICFSfMtAodCR0AvQ#/sorn-car/4553436751

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

Having seen businesses going under from the inside, I may be a touch paranoid on this. But morality quickly becomes flexible when the debt collector is trying to smash your back doors in.

Apocryphal tales of which I have heard tell:

'Accidentally' selling the same bike twice then dragging their feet over refunding the money to keep it in their account for as long as possible.

Selling bikes on behalf of owners for a commission, pocketing the whole amount, and doing the Spreadsheet Shuffle to again delay paying the owner.

Taking in bikes to do work on them and actually selling them on. Shocked

And when they finally do go under, god help you if you try to get your money or your bike, because the administrators won't.

Sure, no ethical dealer who intended to stay in business would do any of that, but when it comes down to keeping enough money in the bank to pay the staff this month, it gets easy to justify it.

The joy of operating as a limited liability company is that behaviour that would be treated as common theft if done by a scrote on the street is brushed off as a civil matter when it's done by someone who's VAT registered.

Those weren't all fly-by-nights either, George White left a number of people badly out of pocket when they went under.

tl;dr version, I hand over money for vehicles in exchange for the keys. That way there can't be any little 'misunderstandings'.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike