Insurance not on database

[Darth-Simba]

AskMid.com is saying my bike isn't on the database, my policy starts today. Is this normal?

[CaNsA]

When did you take out the policy?

Can take a while to show up.

[Efes123]

TBH I don't know, but why not just ring up your insurers and ask them to make sure it's put on.
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Honda Goldwing GL 1000 Current love
Honda VT500 ED - SOLD
Projects Suzuki GS125 Done, then stolen - Kawasaki GPX750R SOLD - Honda VF750S SOLD

[Darth-Simba]

I took the policy out on Monday to start today. They said I am insured from midnight today but its not on MID yet.

[DonDino]

Officially (as in if you ask any insurer), it can take several days for the MID to be updated by them for a new policy/reg number.

Practically, it is usually updated within a day or so.

When I recently changed my insurance to my new bike, it took one day, insurance was starting on 16th, but the MID was updated on the 17th. If you have a certificate showing the date your insurance is valid from, it's a good idea to keep it with you until the MID is updated.
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First bike: CBF125, Feb. - Oct. 2012
Currently riding: ER-6N since Oct. 2012

[Darth-Simba]

I haven't received the certificate yet though

[J.M.]

[Darth-Simba]

Yea bought only but the insurer said they don't do ecerts they only post them apparently.

[banditjohn]

I'm sure I've seen or been told it can take two weeks to get on the system

[Benno]

Go to their nearest branch and ask them to print the certificate for you, this is what I had to do when mine wasn't showing up. Put it in a waterproof bag and put that in a pocket.
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I'm autistic. That means I'm smarter than you.

[Rogerborg]

If you don't have a certificate of insurance in your possession (or available electronically) then by the letter of the law, you are not yet insured in a way that satisfies the Road Traffic Act.

That's pretty much a technicality now, but not being on the MID makes it a significant issue. That's asking for a tug.

"Midnight tonight" is a funny term. You reckon your policy started at the beginning of the 26th? Any chance that some cloth eared Bangalorian thought you meant from the 27th?

Are you absolutely sure that you are insured? How would you go about proving it? There's no "Well, I thought I was" defence, that's at best mitigation.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Joncrete Cungle]

Check MID every day. If you are not showing on it e mail insurance company. Then ring them and complain by phone. Rinse and repeat 'til you are showing as insured on it.

If the insurance industry and rozzers are going to place so much faith in the magic of the database. The insurers and rozzers need to ensure the database is accurate and updated daily.

To spend a week or more being stopped by traffic plod who have had their brains replaced by the MID because some slap dash insurance company have not had your details updated is piss poor.

[Darth-Simba]

Called my insurers up and they said I am insured and if I get pulled up then the police can call them to confirm.

[U_W v2.0]

[Joncrete Cungle]

[Rogerborg]

[illuminateTHE...]

[Darth-Simba]

All is well, I am now showing on MID thank fook.