NCB

Yoyo · Brolly Dolly Joined: 31 Aug 2012 Karma :

How long do they last?

Not had insurance since July 2010 (yes riding to work everyday but that is a different story). Some people have told me that they only last a year until you go back to 0 NCB and others have said 5.

Does it depend on insurer or is it across the board?
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Joe: I don't wish to floccinaucinihilipilificate your choices, but the best word in the world is gaylord.

Ericck · Scooby Slapper Joined: 21 Jul 2011 Karma :

Had a similar problem recently with car insurance so is probably the same for bikes.

In my experience it depends on the insurer.

Some (mainly the cheaper ones on the comparison sites) would only accept my NCB if it was less than 12 months old.

Most of the others however were happy to accept my NCB if my last
policy ended less than 24 months ago (so mine was ok).

Looking at your dates you may be out of time, although I have also heard that NCB can be accepted if over 24 months old but unfortunately I didn't find any examples of this when I was checking Thumbs Down

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Current Bike: 2004 Suzuki Bandit 600S
Previous Bikes: Yamaha FS1E, Mobylette Moped Thingy, Suzuki GS125, Kawasaki Zephyr 550, Kawasaki Zephyr 750, Kawasaki ER500, Suzuki Bandit 600, Honda CBR600F, Triumph Street Triple 675, Suzuki V Strom 650, Suzuki Bandit 1200, Suzuki SV650N, Honda CB500F.

Llama-Farmer · World Chat Champion Joined: 23 Jan 2012 Karma :

I think it's usually 2 years, but it depends what YOUR insurance company says.

My (car) insurance company said they would recognise the 2 full NCB that I acquired as a named driver on my dads car, but that when they issued a certificate at the end of my policy it would only be for the NCB I'd earnt as a main driver. Other companies refused to recognise them.

So it varies I guess.

Yoyo · Brolly Dolly Joined: 31 Aug 2012 Karma :

Damn it I had nearly 5yrs NCB before getting banned.

So thinking about it doubt the discount would mean much due to the circumstances.
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Joe: I don't wish to floccinaucinihilipilificate your choices, but the best word in the world is gaylord.

cornish · Forum Conscience Joined: 03 Feb 2011 Karma :

i had loads and my insurance was tuppence ha'penny, they held onto it for 3 years. . . .but it's all gone now Crying or Very sad

I don't know what happens with a ban though. Speak to your insurer cos it sounds like they vary.
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smile and be happy. . . .it gets right on everyone's tits!

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

UnknownStuntm... · World Chat Champion Joined: 13 Sep 2007 Karma :

Ok, tell me if I'm reading this wrong, but...