e-bike insurance - Sounds a bit cheap...

[DaveB]

Renewal for my Street Triple came in at £50 dearer this year dispite having 1 year experience and NCB @ £395 FC. Half decided to save a few quid and go TPFT so that makes it £265 via current broker (Triumph).

Anyway, wanted a Daytona this time last year but ins was too high so am also thinking about one now (before I'm too old lol)...Love the Street so rather than sell it buy a Daytona and run them both for a few months and decide which I'm gonna keep. Did have a test ride on Daytona but didn't really get a feel for it in the hour I had it..My thinking is that I won't loose a lot when I sell one in 6 months (ish).

TPFT for both the Striple and Daytona £235 through e-bike, which I think is the tits but just seems too good TBH. Not spoken to them yet, just don the quote online.

Any dealings with e-bike (good or bad)? I know they are a pain to contact.

Dave
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Mod 2 passed 26/10/2011
Current ride: 2014 Triumph Street Triple R. Previous, 2007 Triumph Daytona 675, 2007 Triumph Street Triple, 2011 Derbi GPR125r.

[cromwell]

I had e-car insurance for a year a while back, no problems at all although I didn't have an accident so only minimal contact with them, sent me my NCB near renewal, all pretty good really.
Only problem (and this is majorly minor) is that they are an internet company and to get in touch with them it's predominantly via email.

I'd use the again if the price was right.
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"unbelievable"
Current - Suzuki Bandit 600
Ex's - Yamaha YBR 125

[garth]

I used e-car insurance and they were really good, you could make all sorts of changes online.

I do hate people though.

[Dilyan]

eBike was my first insurer, really cheap, but Carole Nash put them down big the time the year after. All I cared about at the end of my first year was the 1 year NCB certificate and it was fine and dandy.
HTH.
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Current: 2007 VFR800; Ex: 2001 YZF600R Thundercat
Škoda Octavia (yes, a taxi driver)

[Redoko]

They cancelled my insurance on my GSXR for a week without telling me.

Only found out because I chased them up on a different matter.

Wouldn't touch again with a bargepole.
____________________
"Let's face it, this is not the worst thing you've caught me doing."
Sudika Sportsman SK50QT > Gilera DNA50 > Honda CBR125 RW7 > Kawasaki Zephyr750 > Suzuki GSXR600 > Honda Hornet CB600F '51

[map]

FWIW eBike was recommended to me and I've had nothing but hassle getting quotes from them.

First try was for an 18yo on a 2003 Honda Varadero 125. Quote was for £1800+ so that was a non starter (actually insurance just over £300).

Second try was for a multi-bike policy for me. Turns out their web site doesn't do multi-bike even though it says you can and gives two vehicle option. Ended up 'phoning them and quote was more than Carole Nash so again a non starter.

All in all not that impressed by eBike. I might try their monthly rate at some point but I'm not holding my breath for a good deal.

FWIW for a single bike based on my recent experience try Just Motorbike Insurance (an online offshoot of Carole Nash), Carole Nash or as a comparison site thebikeinsurer (which is the engine/site used by Asda bike insurance).

<edit>
Just remembered the Tesco compare site had a 'deal of the day' that made it cheaper still (came up with same result as thebikeinsurer.co.uk but with the deal a bit more off).
</edit>

HTH
____________________
...and the whirlwind is in the thorn trees, it's hard for thee to kick against the pricks...
Gibbs, what did Duckie look like when he was younger?

[jonbee56]

Nothing but hassle. tried to change the bike on the policy & they sent through an email that could have been read as an extra, £85 per month, per remaining time on policy, or per additional annual premium.
I emailed them 7 times in 2 weeks and they would not make the cost clear.
They would not answer the question on their exorbitantly cost phone line and told me to email, (even after the previous 7 emails).

Eventually cancelled the policy & got snotty emails when they tried to collect the premium, even though I had cancelled

That was just to change a bike on the policy, God help you if something more complex happens

Crap ! Crap ! Avoid like the plague

[lilredmachine]

Been with ebike for years now, never had a problem. Had 2 claims with them, both of which went swimmingly. My present policy has had 4 bikes on it at once and 13 total in the last year, Everytime I change something, do it myself online and then couple of days later a new set of documents flops through the post, it's all free.

From this thread it appears they are somewhat inconsistent.
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Bikes: too many, too much for one man to maintain anyway.

[Ichy]

[Rogerborg]

I've used them twice, no problems. They're my preferred insurer. Multi-bike, any mods, no problems chopping and changing (taking the 125 off and putting the GPZ on was 2 minutes and £0). I like doing everything by eStuff, there's no chance of them nobbing it up.

They will want to see a copy of your license - you can scan it or take a decent picture and email them that.

See if this gets you £40 off.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Teflon-Mike]

I've used them once.
Yeah, great prices, when you give them money.
Not so happy about giving any back though.
Six months since bike nicked & I'm still waiting.
That's the problem with insurance isn't it?
Like asking whether a fire extinguisher is any good.... you only know if you have had a fire!
____________________
My Webby'Tef's-tQ, loads of stuff about my bikes, my Land-Rovers, and the stuff I do with them!
Current Bikes:'Honda VF1000F' ;'CB750F2N' ;'CB125TD ( 6 3 of em!)'; 'Montesa Cota 248'. Learner FAQ's:= 'U want to Ride a Motorbike! Where Do U start?'

[map]

Just found out my issues with eBike quote might have been as I'd picked their classic quote first. Site was remembering my previous visit (cookies?) and I couldn't start a new quote. Clicked classic first as current policy regards my bikes as 'modern classic' as they're old (24 years is oldest!). However, eBike classics are older than that.

Anyhow could not enter all details as eBike web site isn't designed for small netbook screens. More hassle there, not good. For an online company they have some shoddy design. Eventually got a quote. In the end still more than Carole Nash and who I've gone with, Footman James.

Can recommend Footman James for their multi-bike on older machines. IIRC they do charge something like £20/£25 to swap bikes though.
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...and the whirlwind is in the thorn trees, it's hard for thee to kick against the pricks...
Gibbs, what did Duckie look like when he was younger?

[iooi]

[Ed Case]

I've been with E-Bike for the last three years and no problems.......but then I've not had to claim either.

[Flatbadger]

I'm with them as it was a good deal and I hadn't heard any horror stories particularly.

I've had no further dealings - they didn't reply when I emailed to clarify the terms of my insurance, that was 6 months ago. It keeps me legal so it'll do until renewal time.
____________________
If you can keep your head when all about you
Are losing theirs and blaming it on you,
You're in ISIS

[DaveB]

Nice one guys, sounds like worth a punt then. If I just insure the STriple it comes in at just £117...which I think is bloody good.
____________________
Mod 2 passed 26/10/2011
Current ride: 2014 Triumph Street Triple R. Previous, 2007 Triumph Daytona 675, 2007 Triumph Street Triple, 2011 Derbi GPR125r.

[Matt B]

Before you jump in, have you lookded at Hastings Direct Multibike? Been using them for a few yeas, no problems.
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stinkwheel: He had an animated .gif of a cat performing fellatio. It's not socially acceptable. It can have real life adverse effects on other people.

[andyscooter]

i am on my third consecutuive year with ebike

have a multi bike policy with them
never claimed but have had no problems at all
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gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[DaveB]

[ElliotReidMD]

My eBike insurance expires tomorrow morning. No problems with them but I've not had to have any dealings since I took the insurance out. Their renewal quote was over £100 more for less cover than the company I'm going with.
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Current Bike: Kawasaki Versys

[gixerstu]

Hastings Direct
https://www.bikechatforums.com/viewtopic.php?t=235369
Read this first

[s1h]

Was insured with them several years ago.

Great until I needed to make a claim (theft claim)

Took Months to pay out and it would of been longer if I wasn't chasing them every day by phone email and letter.

[temeluchus]

I dumped em when they put my premium up 1000% out of the blue.

No claims, no convictions whilst I have insured with them.
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Some shite cruiser. Now with guns and FREEDOM!