honda finance

[LockyUK]

i was checking my credit score / report and noticed that honda finance is NOT on my report despite buying the cbf 125 new in jan 2012 on a 2 year loan agreement, why is this ???

[Pol Anorl]

Because you haven't completed the loan yet?
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[drzsta]

I didn't think it was black horse? Honda Finance is its own entity and not part BH .

[_mjs_]

Perhaps they report to a different credit referencing agency.
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Previous Bikes: 2006 Honda XR125L > 2003 Yamaha DT125R > 1996 Honda CB500
Current bikes: 1997 Kawasaki ZZR 600 E5 > 2006 Honda Varadero XL125V

[LockyUK]

honda finance not through a third party, i thought it should show like a credit card does, to show balance and if payments are on time etc etc, and regardless of the credit agency used any credit agency would show it up wether callcredit experian checkmyfile etc etc

was just curious as i thought it would show up thats all

[BigDan1190]

It should indeed show up, and as a previous poster mentioned perhaps Honda just haven't updated the credit reference agency that you use.

Who do you use out of interest?

[Acemastr]

My Honda Finance is with Close Premium Finance (Bunch of cocks btw)
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2017 KTM 350 XC-F - 2014 Yamaha R6 - 2005 Yamaha YZ125
2016 Toyota Tacoma Limited

[LockyUK]

[Derivative]

[LockyUK]

[Derivative]

[BigDan1190]

Getting a report through a bank isn't great either because sometimes they don't have access to everything on your report, and certain banks ignore vehicle finance anyway.

Best to go straight to an agency. Most people use Credit Expert (who are very good - but will cost you), I'm very happy with noddle.co.uk which is part of the CallCredit agency. Free for life!

Dan

[DonDino]

[Ingah]