Pillions

[jackod1]

Hi there i would imagine that this has been covered before but have never found a straight answer... so what i was wondering if you have to have pillion insurance as compulsory i have a full license and my cover is TPO.

Any help appreciated
Jak

[P.]

You would specify it when taking out insurance.

Regardless, I carry pillions. No law saying you need insurance for them...if you have a full licence, take someone out.

[jackod1]

yh thats what i thought there is no actual laws regarding the need for pillion insurance.. but thats the thing i had no idea that i would be carrying pillions when i took the insurance out and they didnt ask me either (did it online) so to put it simply if plod pull me over i should have no problems regarding the pillion

Cheers Jak

[c_dug]

Pretty sure a pillion would be covered under the 3rd party part of your insurance anyway?

That said I still specify.
____________________
I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock.

[arry]

[Matt B]

With insurance companies I have used it is included unless you ask to remove it.
____________________
stinkwheel: He had an animated .gif of a cat performing fellatio. It's not socially acceptable. It can have real life adverse effects on other people.

[cimbian]

I'm with MCE and excluded pillion cover to keep the cost down. I am now thinking of taking a pillion in July so asked about adding it and was told it would probably be £30 to £40. Am waiting for a quote.
____________________
22PlusY
Current: Moto Guzzi 1100 Breva. Previous: Honda XL650V TransAlp
Bearded, Balding, Born again Buddhist Biker

[arry]

[cimbian]

Even at £30 it is not so bad.

My lad is in the RAF and we plan on doing the Ride of Respect together, so money well spent on a day out with him.
____________________
22PlusY
Current: Moto Guzzi 1100 Breva. Previous: Honda XL650V TransAlp
Bearded, Balding, Born again Buddhist Biker

[U_W v2.0]

It does exist, I asked this not long ago and got the same reply, "sod pillion insurance, its not a legal requirement"

My policy has "do you intend to carry pillions? No"

But intentions are one thing, real life is another.
____________________
BCF's biggest cunt list: Cansa, Pits, Rob

[arry]

[CaNsA]

[U_W v2.0]

I'd hazard a guess you're talking out of your arse again mate.

Do you line it with lipstick and rent it out on the corner too?


____________________
BCF's biggest cunt list: Cansa, Pits, Rob

[arry]

[U_W v2.0]

It's where it belongs.

I received new policy documents saturday and ready through it.

All of the information provided when the policy was taken it is covered within the policy documents. Perhaps it's just mine, perhaps its others.

Either way, its there within the policy documentation.
____________________
BCF's biggest cunt list: Cansa, Pits, Rob

[U_W v2.0]

[arry]

[Alpha-9]

Excluding them just means they wont be covered in an accident that wasnt your fault, say if you go into a car and your pillion breaks her leg, she wouldn't be able to claim comp from the third party

It's not a legal requirement, but make your pillion aware that they are not covered if you fuck up
____________________
Fzr-600 1999

[U_W v2.0]

believe what you want there. arrogance is unsightly on you.

Simple fact, that "statement of fact" is part of my policy. So dont bother trying to argue unless you've seen my policy, which i can assure you, you haven't. No will you.
____________________
BCF's biggest cunt list: Cansa, Pits, Rob

[arry]

[arry]

[Alpha-9]

[arry]

[cimbian]

[Teflon-Mike]

Under legislation, if an insurance company give you motor-insurance, the minimum legal requirement is third-party cover.

Third Party Cover covers claims by ANY 'injured' third party.

Any passenger IS a third party, so automatically you HAVE pillion cover... at least at third party level if they are injured in an accident you caused.

If they are injured in an accident caused by some-one else.... then they are ought to be covered by TP-Insurance of who-ever caused the accident.

However, as far as specifying 'pillion cover' when taking out an insurance policy, its a bit like declared or undeclared mods.

They cant nullify the Third-Party cover, but under contract law, you are in breach of contract, they can peruse you for any 'losses' they have incurred from you, as basically accepting 'No-Pillion' cover is an agreement between you and the insurer you WONT take a passenger, hence limiting the liability they may have to pay out against you.
____________________
My Webby'Tef's-tQ, loads of stuff about my bikes, my Land-Rovers, and the stuff I do with them!
Current Bikes:'Honda VF1000F' ;'CB750F2N' ;'CB125TD ( 6 3 of em!)'; 'Montesa Cota 248'. Learner FAQ's:= 'U want to Ride a Motorbike! Where Do U start?'