Swintons Insurance rip-off

[hondapants]

70 days left on my bike insurance and I rang up to cancel it...cancelation charge.......£50......I only paid £60 for a years cover....

[LockyUK]

Lol typical

[Tungtvann]

You have to cancel it now?

[P.addy]

Just let it run, free no claims init

[hondapants]

I wanted to add my new bike onto the existing insurance policy and they said it would be £145 for the remaining 70 days (third party) so I went elsewhere and paid £138 for a year (fully comp)

Im going to write to the insurance obudsman just for the hell of it.....

[P.addy]

Yeah, just leave it running

[hondapants]

Thing is paddy ive taken the 5 years no claims over to new company and they want evidence..... so when they contact SWINEtons they could be funny... ill have to find out how I stand , at the moment its still running because I said I was looking for another bike ( a big fat lie sshhh)

[P.addy]

Hmm.. I see your issue, this is why I have multiple policies

[Rogerborg]

I think that I might write to Swinton, tell them that I no longer possess and therefore they no longer have an insurable interest in the vehicle, and that should be that as far as covering myself.

Then wait for their invoice for £50 and use it for hamster bedding.

And prepare my anus for debt collector harassment, but that would be a battle for another day.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Tungtvann]

[R1stu]

Im with swinton. Had to do this last week. I couldnt just had the Ninja to my policy, I had to cancle it and then reset up a new poilcy. AS I was taking out another policy they waved the £50 admin and gave me the £30 cashback off my policy.

I just had to pay £30 fee for time I had policy (was £70 for year) new poilcy with fees and both bikes has cost me £5 more a month than I was paying for the CB alone.

Although they did want to charge me £5 admin fee to use a credit card!!!!!!!!!!
____________________
Carbon closet tart! https://www.bikepics.com/members/r6stuk/02r6/
Stolen bike. 2000 R1: https://www.bikepics.com/members/r6stuk/00r1/
Current bike 1991 Honda ST1100 Pan European, 1986 Honda cb350sg (Finished)

[yaigi]

I had an absolute nightmare with Swinton - detailed in this thread:

https://www.bikechatforums.com/viewtopic.php?t=261640&postdays=0&postorder=asc&start=0

I won

Swinton are absolute rip off merchants with absolutely no interest in retaining customers. I decided to not go with the cheapest quote and instead opt to go with an insurer that actually had good reviews - I'm sure it will pay off if I ever need to make a claim.
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What would you do in life, if you knew you could not fail?
Currently own - Fazer 600, 2000, Red. (But no riding as baby on board atm)

[Polarbear]

[D O G]

Not sure when people will realise that all insurers have their own interests at heart, not yours, and that by taking action without total understanding and preparation of what you are about to do just leaves yourself open to a world of aids.

I'll bet my ass that you declared your NCB to the new insurer as it will be at the end of the Swinton policy, didn't you?

[yaigi]