Sprocket change - Insurance: 'modified'?

mchaggis · World Chat Champion Joined: 10 May 2004 Karma :

Simple question really, does changing the sprocket size count as a modification I should tell the insurance company about? They are consumables, and after a while are unlikely to be stock anyway? (That is tell in theory at least... Confused

)

Thanks.

iCraig · World Chat Champion Joined: 05 Jun 2004 Karma :

I would say tell them, if the inevitable happens and you have an accident and you didn't declare it then the insurance company may not pay out, then again they may not notice thats its an after market part.

Just be safe than sorry and tell them Smile

Sparks! · Sir Tart-a-lot Joined: 30 Aug 2003 Karma :

I can't see them counting the teeth on your sprockets in the event of a crash Laughing

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Wave2k · G's Stalker Joined: 06 Apr 2004 Karma :

unless u kill urself or someone else in a crash the investigation is minor
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Jammy-G · Banned Joined: 17 Mar 2004 Karma :

Well if you kill yourself why would you care if the insurance didn't pay out?

I wouldnt worry about it, if it was something major like a big rebore and bigger carbs and de-restriction, or something like this:

https://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&category=9806&item=2482079476&rd=1&ssPageName=WDVW

Then, you should let them know Smile

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priller · Brolly Dolly Joined: 26 Jan 2004 Karma :

Your insurance contract will say that they must be notified of every change. Its upto you but I've told the insurance co about the changes on mine so they cant moan about them later.

robbiehall · Renault 5 Driver Joined: 21 Jul 2003 Karma :

Well I did see a Men&Motors pgm about police bikers investigating a crash, and they looked all over for the bikes headlamp filament, coz some witnesses said they didn't think he had his lights on !! (Some said he did).

BTW it looked like some cozy dunt in a Transit with a trailer had chanced turning right into a show field, across his (main road) path.

Dunno what happened in the end, but dontcha just love witnesses who only confuse the situation !! So, on balance I would tell about the sprocket, in case some dogooder says 'he was absolutely caning it' when they confuse you going past at a normal pace with bouncing it off the rev-limiter!!!

Cheers
Rob
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