CBF 125 Exhaust Insurance

[-bandit]

Hi,

I have a completely stock CBF125 and will be insuring it next month. However I want to fit a scorpion exhaust system but when I put this in on the comparison site, it bumps the price from £490 to £680 (which is the price difference of the facking exhaust!)

Is there a way to get around paying this? Like insuring it as stock then getting it changed after and declaring?? I've been told not to declare it but doesn't this void your insurance?? Should I call them?

aarrhhh!

Thanks for any help.

[P.]

Forget to mention it.

If you crash though, just put your original one back on, don't cry about the damage to it.

Realistically, it will do nothing good or bad for your bike to fit it. It is only a 125

[iMark]

Not declaring something just means they won't replace it in the event of an accident... they will just replace it with stock... Unless it is actually cheaper than stock they might replace it, but that varies between insurers if I understand correctly from other posts.
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K8 GSXR 1000
"G" : you got him to have a look at a forum which seems to have established a picture of an erect penis in a cat's mouth as it's mascot and thought he might consider it ok?

[-bandit]

Thanks for the replies guys!

I know what to do now

[Rogerborg]

You should declare all material modifications.

If it significantly increases performance (nobody laugh) or increases the chance of it being stolen (cuz dat CBF be wicked fast looking bruv) then yes.

Your broker or underwriter may disagree - some of them are truly idiotic and list things like stickers as "modifications" - but it's not an issue that should keep you awake.

All that said, save your money. Really, put it in the "A2 license" tin.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike