No Claims Protection?

[Ilyin]

Next month I'll have been riding for a year now.

So I rung my insurance company asking that when the policy is renewed if they could include "no claims protection", like I have on the car policy.

They said I'm not eligible until I have 4 years no claims.

Is the case?

Or is it specific to the company, and maybe I should try elsewhere?

Cheers.

[P.]

Some only offer after 5. I won't protect my no claims, I just won't crash.

[Acemastr]

Protected no claims is a scam, you still have to declare you've had an accident which pushes your premiums up anyway.

Save the money, don't crash.
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2017 KTM 350 XC-F - 2014 Yamaha R6 - 2005 Yamaha YZ125
2016 Toyota Tacoma Limited

[Sako]

Protected no claims is usually only available to you once you have accrued 4 or in some cases 5 years NCB.

[Matt B]

[P.]

[DrSnoosnoo]

My second year of riding is coming and my one year ncb almost halves my insurance quote. Could be because of my having a licence for over a year too ...
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I'm Sam; Northern, Ginger, Lover
Did have: '95 ZZR600 '83 CG125 '97 ZZR1100 '15 Hypermotard 821 SP Do Have: '10 ZX10R

[Matt B]

[P.]

[Ilyin]

Thanks all,

As long as it's standard then that's OK.

I just didn't want to miss out on it if other companies offer it.

Cheers again.

[DrSnoosnoo]

[c_dug]

Makes a big difference for mine.
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I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock.

[natefz6]

[mossi123uk]

i read somewere that its a waste paying for no claims protection because you only lose 2 year sno claims when you have a accident on most insurers and the cost to pay for no claims protection would probably be more than when having a crash