Yamaha 0%

[darkhorizon]

This is a shopping accident waiting to happen:

https://www.yamahapaymentcalculator.co.uk/xjseries/xj6.html

and 0%...
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2009 CBF600 - London hack - stolen then recovered - still going!
2006 CG125 - Was SORN'd, now back on road - sold Nov '16

[-LG-]

Pretty much how I ended up with my XJ6.

Can't really go wrong for £125 a month.
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Snow rider wrote: I'm far to annoying to be near for long periods of time

[Moo.]

Oh Jesus... Im a student... this is SO tempting
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A2 Passed 18/6/10

[darkhorizon]

I could stomach putting £1k down and then paying about £200 a month for a brand new machine - um nice. Then I did a quick insurance quote - HOLY FUCK. same again! Bugger this living in London & parking bike on street...!!!!
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2009 CBF600 - London hack - stolen then recovered - still going!
2006 CG125 - Was SORN'd, now back on road - sold Nov '16

[P.addy]

125 a month...
Massive deposit, fuck that.

[Al]

The deposit would only be £99 if you did it over 4 years, which if you're after a new yamaha anyway you might as well even if you've got the cash upfront. You could leave it in an ISA and get the 3-4% or whatever interest you get nowadays.

You could get a fairly new ER6 or SV650 for under half the price though. The SV is only about 4k new which would still work out cheaper even if you got a bank loan to buy it.
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Yamaha FZR400RR 3tj
My Instagram Thingy

[yaigi]

Good to know a new bike would technically be in my reach Must hold off for a bit though, need to do some saving and be all sensible and whatnot.
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What would you do in life, if you knew you could not fail?
Currently own - Fazer 600, 2000, Red. (But no riding as baby on board atm)

[Reppyboyo]

Nice deal.
Are XJ6's not a bit bland though?

Last I read they were just 'ok'.

[Rogerborg]

[Whosthedaddy]

[hmmmnz]

i just dont understand how people buy things on hp, or buy any vehicle new for that matter,
if you havnt got the money, dont buy it, buy some thing cheaper, or save up more,

ok 0% apr is good but, how much would it actually have cost you after 4 years in losses in value,

https://www.ebay.co.uk/itm/2009-YAMAHA-XJ-6-N-BLACK-/261208398954?pt=UK_Motorcycles&hash=item3cd13bdc6a

pretty much half the value of the bike,
it just doesnt make sense
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the humans are dead
I kick arse for the lord
Wiring Diagrams BIDNIP it bitches

[andys675]

soon as you sign on the dotted line its value will halve, especially as a p/x
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Some people feel the rain, others just get wet.

[fozzym]

Oh god not this again! Its quite simple people, if some us us didn't buy new bikes then there wouldn't be a second hand market.

I bought a new bike and took advantage of 0% finance just because it was available. I could have just paid over the wedge and been done with it but the money is better in my account than Kawasaki's.

The reasons for buying new are different for each individual, for me it was a case of having that feeling of picking up my shiny new bike and knowing that it was spanking new. I'll probably do it again at some point, I've had new cars too and think nothing of buying new clothes!

I do however buy second hand stuff too, I just picked up a lovely forcefield back protector and often pick up clothes on ebay or charity shops.

Second hand buyer can sleep safe in the knowledge that my er6f will one day be for sale on the second hand market.

Just doing my bit!

[LockyUK]

[rac3r]

I got my Street which was a year old on finance, just over £100 a month and I put down a £100 deposit. I went for finance because I couldn't afford to buy a bike out right at the time. I think I made the right choice because the deal is quite flexible, I can pay it off whenever I want and if I decide to pay a lump sum one month they reduce the monthly premiums.

The only downside I guess is if I want to change bikes it's not as easy as selling and buying something else.
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Bikes : 2006 CBR125R - 2004 Monster 620ie - 2004 ZX-6R B1H - 2005 Monster S2R 800 - 2011 Street Triple - 2009 Streetfighter 1098 - 2014 ZX-6R 636

[darkhorizon]

[Irezumi aka Reuben]

[multijoy]

[pinkyfloyd]

I pick up the brand new XJ6N within the next week or 2.

I've heard its bland, I've heard its boring, I've even heard its a hoot, agile and has a good deal of torque to play around with, capable as a city bike and bags of fun on the odd hoon.

Seems reviews are like that though. People say what they thought of the bike and since we are all different we all have different opinions.

I went for mine after serious research including a post on here. All seemed to point to the same thing, it'll do exactly what it says on the tin. A good little city bike, decent fuel eco and a workhorse. Ok so its not thrilling like a GSXR or Fireblade and its not as nippy and fast as the likes of the Hornet and Speed Triple but I have a bike thats pretty fast and sporty (ish) and I use around 10% of its full potential. I'd rather have a bike I can get the use out of than a bike I am not really using. XJ seems to fit that bill.

Why new? Why not? As said, someone has to buy new so there is a second hand market and 0% finance is a decent deal. I had a decent deposit and my repayments are £85 a month. Cant complain at that especially when I am planning to keep the bike for a lot of years.

I could have waited another few months to save up the £3-4K needed to buy a second hand one that I have to take the buyers word that its not been ridden like an idiot or caused the deaths of any kittens or I could buy a brand spanking new one, have the benefits of knowing for sure no one has owned your bike before you without paying silly interest for.
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illuminateTHEmind wrote: I am just more evolved than most of you guys... this allows me to pick of things quickly which would have normally taken the common man years to master
Hockeystorm65:.well there are childish arguments...there are very childish arguments.....there are really stupid childish arguments and now there are......Pinkfloyd arguments!
Teflon-Mike:I think I agree with just about all Pinky has said.

[Golgarth]

You have to remember that some of us don't like "fixing" bikes, we like RIDING bikes.
When I had my old 125 I spent more time making it work and fixing bits that fell off. While I enjoyed it it did reduce the time I spent having real fun.

I went out and bought a new ER6f when I passed my test and love the fact that I walk out into the garage, put my keys in, and ride. All I have to do is the usual check the oil (never uses any) and clean and look after it.

Is it the fact that some people don't like that some of us CAN afford to buy a new bike? Do people dislike that I want to buy something new and shiny?

I didn't have even 2k to one side to buy a bike, but I do have £130 a month to buy one.

[LordShaftesbu...]

I bought my first two bikes brand new, on HP, because I wanted to. I wanted those bikes, and I wanted them now. So I got them.

[drzsta]

HP serves a purpose. I bought my first 2 bikes on HP and even took out a small loan to pay for my van.

All of which is know paid off.


Life is too short to fuck about saving.

[LordShaftesbu...]

[Shinigami]

actually seems a decent deal to be fair
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Current: Honda City Fly CLR125 2003 Honda CB600F Hornet 2008 Yamaha FZ6 S2 + 1991 Kawasaki GPZ500
"Once you realize what a joke everything is, being the Comedian is the only thing that makes sense.

[ScaredyCat]

Somewhat confused. Is that the price in the loan the of the non-ABS version? If you click the More Info button you get: